Gavop tells you how to get the best homeowners insurance in Cooper County, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Cooper County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Monks Dr, Sycamore St, 87-1, Wildcliff Ct, US Hwy 40, Oakridge Dr, Rhodes Dr, State Hwy Dd, Lone Elm Rd, Vine St | $192,500 | $170,000 | $200,000-$250,000 | $99,000 | $80,000 | $100,000-$125,000 |
| Harriston Station Rd, Lacy St, 135-14, Old Twelve Rd, Phipps Ln, Fuqua Dr, Leroy St, E Walnut St, Riverside Dr, Hilltop Rd | $120,500 | $100,000 | $100,000-$125,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Rear Main, Little Doe Dr, Julia St, 8th St, Oak Wood Dr, Rocheport Rd, Commercial St, Kacey Ct, Church Ln, 3rd St | $159,000 | $140,000 | $150,000-$175,000 | $80,500 | $80,000 | $50,000-$75,000 |
| Splice Creek Dr, Kelly Spring Ln, Hollywood Rd, Morningside Dr, N Locust St, Claas Crossing Dr, Jennifer Ct, B-5, Kodi Rd, 5-12 | $97,500 | $90,000 | $75,000-$100,000 | $76,000 | $60,000 | $75,000-$100,000 |
| Krohn St, W Harris St, Round Hill Dr, Poertner St, Swan Rd, Apple Dr, Knorp Dr, Coal Bank Dr, W Spring St, Jefferson St | $122,500 | $110,000 | $125,000-$150,000 | $96,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $706 |
| Superior Protection Discount | -$78 | $793 |
| Fire & Security Discount | -$70 | $802 |
| Hail Resistant Roof Discount | -$17 | $854 |
| Newly Constructed Home Discount | -$183 | $689 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cooper County | $1,000 | $861 | $1,861 | $626 | $1,626 | $235 |
| Cooper County, MO | $1,000 | $861 | $1,861 | $626 | $1,626 | $235 |
| Bunceton, MO | $300 | $817 | $1,117 | $594 | $894 | $223 |
| South Moniteau, MO | $1,500 | $1,278 | $2,778 | $929 | $2,429 | $349 |
| Otterville, MO | $200 | $877 | $1,077 | $638 | $838 | $240 |
| Perche, MO | $700 | $1,157 | $1,857 | $841 | $1,541 | $316 |
| Three Creeks, MO | $300 | $919 | $1,219 | $668 | $968 | $251 |
| St. Martins, MO | $1,000 | $1,134 | $2,134 | $824 | $1,824 | $310 |
| Barnett, MO | $100 | $758 | $858 | $551 | $651 | $207 |
| Mount Leonard, MO | $700 | $617 | $1,317 | $448 | $1,148 | $168 |
| Blackburn, MO | $300 | $889 | $1,189 | $646 | $946 | $243 |
| De Witt, MO | $1,000 | $812 | $1,812 | $590 | $1,590 | $222 |
| Home Insurance Company Cooper County, MO | Homeowners Insurance Agency Cooper County, MO | Address | Popularity Score | Distance from Cooper County (miles) |
|---|---|---|---|---|
| State Farm | Jennifer Wesselman | 1424 W Ashley Rd Ste B, Boonville, MO, 65233-2159 | 7.8 | |
| State Farm | Stephanie Wilmsmeyer | 2609 E Broadway Ste 214, Columbia, MO, 65201-6398 | 28.4 | |
| Farmers | Christopher Wagner | 2107 Bagnell Dam Blvd Ste 107, Lake Ozark, MO, 65049 | 46.2 | |
| State Farm | Dale Parker | 503 E Nifong Blvd Ste A1, Columbia, MO, 65201-3792 | 26.3 | |
| Travelers | Dysart Agency | 117 N Lafayette, Marshall, MO, 65340 | 28.2 | |
| Travelers | Fred Vogel | 301 Monroe, Jefferson City, MO, 65101 | 39.4 | |
| Travelers | Choice Agency Llc | 622 Delaware Suite A Jefferson City, Jefferson City, MO, 65109 | 38.6 | |
| State Farm | Wanda Skelton | 613 Burkarth Rd, Warrensburg, MO, 64093-1461 | 49.5 | |
| State Farm | Lisa Cravens | 1725 Paris Road, Columbia, MO, 65201-5571 | 28.2 | |
| Liberty Mutual Independent | Naught-Naught Insurance Agency | 710 Market St, Fulton, MO, 65251 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,510 | $760 |
| Cooper County, MO | $128,900 | $872 | $640 | $1,200 | $560 |
| Cooper County, MO | $128,900 | $872 | $580 | $1,190 | $610 |
| Bunceton, MO | $69,000 | $827 | $590 | $1,130 | $540 |
| South Moniteau, MO | $236,400 | $1,294 | $940 | $1,840 | $900 |
| Otterville, MO | $84,100 | $888 | $610 | $1,220 | $610 |
| Perche, MO | $180,600 | $1,171 | $830 | $1,660 | $830 |
| Three Creeks, MO | $242,900 | $930 | $670 | $1,320 | $650 |
| St. Martins, MO | $170,700 | $1,148 | $790 | $1,620 | $830 |
| Barnett, MO | $55,600 | $767 | $510 | $1,100 | $590 |
| Mount Leonard, MO | $27,500 | $624 | $450 | $860 | $410 |
| Blackburn, MO | $87,300 | $900 | $610 | $1,230 | $620 |
| De Witt, MO | $67,900 | $822 | $600 | $1,160 | $560 |