Gavop shows you how to buy homeowners insurance in Benton County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $95,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $120,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $237,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $358,500 | $330,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$58 | $664 |
| Home and Two Car | -$115 | $606 |
| Home and Three Car | -$180 | $541 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Benton County | $1,000 | $713 | $1,713 | $518 | $1,518 | $195 |
| Benton County, IA | $1,500 | $713 | $2,213 | $518 | $2,018 | $195 |
| Luzerne, IA | $400 | $855 | $1,255 | $621 | $1,021 | $234 |
| Lenox, IA | $400 | $935 | $1,335 | $679 | $1,079 | $255 |
| Traer, IA | $2,000 | $730 | $2,730 | $531 | $2,531 | $200 |
| Bertram, IA | $200 | $991 | $1,191 | $720 | $920 | $271 |
| Williamsburg, IA | $700 | $875 | $1,575 | $636 | $1,336 | $239 |
| Ryan, IA | $500 | $729 | $1,229 | $530 | $1,030 | $199 |
| Montour, IA | $700 | $536 | $1,236 | $390 | $1,090 | $147 |
| Gower, IA | $300 | $1,106 | $1,406 | $803 | $1,103 | $302 |
| Marshall County, IA | $2,500 | $687 | $3,187 | $499 | $2,999 | $188 |
| Home Insurance Company Benton County, IA | Homeowners Insurance Agency Benton County, IA | Address | Popularity Score | Distance from Benton County (miles) |
|---|---|---|---|---|
| Travelers | Three Rivers Insurance | 120 E 4th St, Vinton, IA, 52349 | 5.5 | |
| State Farm | John Leonard | 417 C Ave, Vinton, IA, 52349-1150 | 5.4 | |
| Allstate | David Karsjen | 2007 S Center St Ste B, Marshalltown, IA, 50158 | 44.2 | |
| State Farm | Doug Valentine | 240 Wiley Blvd Sw Ste E, Cedar Rapids, IA, 52404-1319 | 19.2 | |
| State Farm | Chad Johnson | 3726 Queen Ct Sw Ste 106, Cedar Rapids, IA, 52404-3903 | 20.5 | |
| State Farm | Mike Peschong | 101 E Linn St, Marshalltown, IA, 50158-2902 | 44.0 | |
| State Farm | Nanci Kohl | 431 Highway 1 W, Iowa City, IA, 52246-4205 | 40.6 | |
| State Farm | Sandy Benak | 2103 Main St, Cedar Falls, IA, 50613-4217 | 35.5 | |
| Travelers | Neighbor Insurance Inc | 98 E Willman St, Hiawatha, IA, 52233 | 20.3 | |
| Travelers | Peoples Insurance Agency Ltd | 1700 8th Street Sw, Waverly, IA, 50677 | 47.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,170 | $610 |
| Benton County, IA | $147,800 | $722 | $530 | $990 | $460 |
| Benton County, IA | $147,800 | $722 | $490 | $1,000 | $510 |
| Luzerne, IA | $150,000 | $865 | $620 | $1,190 | $570 |
| Lenox, IA | $183,000 | $946 | $650 | $1,310 | $660 |
| Traer, IA | $110,500 | $739 | $510 | $1,050 | $540 |
| Bertram, IA | $212,000 | $1,003 | $680 | $1,410 | $730 |
| Williamsburg, IA | $157,700 | $886 | $590 | $1,270 | $680 |
| Ryan, IA | $110,200 | $738 | $500 | $1,020 | $520 |
| Montour, IA | $65,500 | $543 | $390 | $770 | $380 |
| Gower, IA | $281,700 | $1,119 | $820 | $1,600 | $780 |
| Marshall County, IA | $104,600 | $695 | $470 | $990 | $520 |