Gavop tells you how to get the best homeowners insurance in Biscoe, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $106,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $144,000 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $102,500 | $90,000 | $75,000-$100,000 |
| 5 Bedroom | $160,000 | $130,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $700 |
| Superior Protection Discount | -$78 | $786 |
| Fire & Security Discount | -$95 | $769 |
| Hail Resistant Roof Discount | -$17 | $846 |
| Newly Constructed Home Discount | -$233 | $630 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,386 |
| Hail Damage | $5,587 |
| Wind Damage | $9,615 |
| Expensive Claims | |
| Fire | $34,608 |
| Accidental Discharge/Leakage | $8,280 |
| Optional Coverage Losses | $7,991 |
| Home Insurance Company Biscoe, NC | Homeowners Insurance Agency Biscoe, NC | Address | Popularity Score | Distance from Biscoe (miles) |
|---|---|---|---|---|
| Erie | Carey Insurance Agency Inc. | 4452 Railroad Avenue, Harrisburg, NC, 28075 | 49.5 | |
| State Farm | Jim Burgin | 3391 Cloverleaf Pkwy, Kannapolis, NC, 28083-6991 | 47.4 | |
| State Farm | Jeff Fuller | 10948 N Main St Ste D, Archdale, NC, 27263-2892 | 41.8 | |
| Allstate | H. Kim | 5709 High Point Rd Ste 201, Greensboro, NC, 27407 | 47.9 | |
| Allstate | Omar Hadi | 2801 S Cannon Blvd, Kannapolis, NC, 28083 | 47.9 | |
| Allstate | Benny Harris | 1429 E Main St, Albemarle, NC, 28001 | 22.6 | |
| Nationwide | The Goolsby Group | 638 Concord Pkwy N, Concord, NC, 28027-6034 | 47.7 | |
| Travelers | Ward Insurance | 9308 Old Us Hwy 64 , Lexington, NC, 27292 | 34.7 | |
| Liberty Mutual Independent | Larry S Helms & Associates | 2593 W Roosevelt Blvd Ste 208, Monroe, NC, 28110 | 49.9 | |
| State Farm | Mike Grata | 603 Albemarle Rd, Troy, NC, 27371-3105 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,280 | $630 |
| Montgomery County, NC | $105,900 | $608 | $440 | $830 | $390 |
| Biscoe, NC | $81,500 | $864 | $600 | $1,190 | $590 |
| Ophir, NC | $121,200 | $728 | $500 | $1,030 | $530 |
| Staley, NC | $100,000 | $624 | $430 | $870 | $440 |
| Greene, NC | $169,900 | $926 | $620 | $1,280 | $660 |
| Lexington, NC | $122,600 | $712 | $510 | $980 | $470 |
| Forest Oaks, NC | $246,300 | $1,165 | $790 | $1,670 | $880 |
| Upper Little River, NC | $123,300 | $686 | $490 | $950 | $460 |
| Mount Croghan, SC | $73,800 | $498 | $330 | $710 | $380 |
| Tatum, SC | $85,000 | $583 | $410 | $820 | $410 |
| Midway, NC | $154,200 | $729 | $520 | $1,040 | $520 |