Gavop's guide to buying homeowners insurance in Waynesboro, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Waynesboro, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Windsor Rd, Washington Ave, Fireglow Ave, US Hwy 340, Pine Ave, Bush St, Downey Dr, Skyland Ave, Rice Ave, S Laurel Ave | $177,000 | $150,000 | $150,000-$175,000 | $191,500 | $160,000 | $200,000-$250,000 |
| N Bath Ave, Sidney St, E 11th St, D St, State Rte 1018, Ivanhoe Ave, Jackson Ave, Park Rd, Link Rd, Alston Ct | $140,000 | $120,000 | $125,000-$150,000 | $102,000 | $80,000 | $100,000-$125,000 |
| State Rte 664, Concord Pl, York Dr, State Rte 1008, State Rte 826, Charlotte Ave, Madison St, Rutledge Dr, Cherry Ave, Alpha St | $160,000 | $140,000 | $125,000-$150,000 | $107,000 | $100,000 | $100,000-$125,000 |
| S Magnolia Ave, E Main St, Minden Pl, Club Rd, US Hwy 340, Maryland Ave, Port Republic Rd, E Main St, Lovers Ln, N Elkin Ave | $110,500 | $90,000 | $100,000-$125,000 | $108,000 | $100,000 | $100,000-$125,000 |
| Holland Cir, Hopeman Pkwy, 12th St, Reservoir St, Woodside Ln, Stayman Ave, James Ave, Lovers Ln, Locust Ave, Orchard Ave | $199,000 | $180,000 | $150,000-$175,000 | $187,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $546 |
| Superior Protection Discount | -$66 | $592 |
| Fire & Security Discount | -$46 | $612 |
| Hail Resistant Roof Discount | -$13 | $645 |
| Newly Constructed Home Discount | -$145 | $513 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,319 |
| Hail Damage | $4,571 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,556 |
| Home Insurance Company Waynesboro, VA | Homeowners Insurance Agency Waynesboro, VA | Address | Popularity Score | Distance from Waynesboro (miles) |
|---|---|---|---|---|
| State Farm | Jeff Rebich | 9980 Spotswood Trail, Mcgaheysville, VA, 22840-2421 | 23.2 | |
| State Farm | Chris Branham | 1615 Jefferson Hwy Ste 110, Fishersville, VA, 22939-2270 | 4.7 | |
| Travelers | Truslow - Yost Insurance Agency | 125 Chapman Street, Orange, VA, 22960 | 44.8 | |
| Liberty Mutual Independent | Towe Insurance Service Inc | 304 E Jefferson St, Charlottesville, VA, 22902 | 23.2 | |
| Travelers | Crozet Insurance Llc | 1186 Crozet Ave Blue Goose Bldg, Crozet, VA, 22932 | 10.9 | |
| State Farm | Byron Mehlhaff | 405 E Main St, Louisa, VA, 23093 | 49.5 | |
| State Farm | Lauren Morris | 1207b Crozet Ave, Crozet, VA, 22932-3132 | 10.9 | |
| State Farm | Ted Bartleski | 2151 Richmond Rd Ste 103, Charlottesvle, VA, 22911-3636 | 26.1 | |
| State Farm | Kevin Mann | 1760 Timberwood Blvd, Charlottesvle, VA, 22911-7593 | 25.7 | |
| State Farm | Larry Whitlock | 325 Four Leaf Ln Ste 7, Charlottesvle, VA, 22903-9203 | 12.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,300 | $660 |
| Fishersville, VA | $240,700 | $784 | $530 | $1,080 | $550 |
| Waynesboro, VA | $161,600 | $658 | $480 | $930 | $450 |
| Ivy, VA | $552,300 | $1,752 | $1,190 | $2,420 | $1,230 |
| University of Virginia, VA | $320,800 | $865 | $610 | $1,190 | $580 |
| Walkers Creek, VA | $244,000 | $937 | $670 | $1,290 | $620 |
| Palmyra, VA | $250,400 | $794 | $560 | $1,090 | $530 |
| Fork Union, VA | $171,700 | $810 | $590 | $1,140 | $550 |
| Buckingham County, VA | $132,500 | $643 | $440 | $880 | $440 |
| New Market, VA | $220,800 | $905 | $620 | $1,240 | $620 |
| Madison Heights, VA | $131,700 | $640 | $470 | $880 | $410 |
| Mount Jackson, VA | $130,800 | $685 | $490 | $980 | $490 |