Gavop shows you how to buy homeowners insurance in Hayesville, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $132,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $155,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $243,000 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $505,500 | $460,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $546 |
| Superior Protection Discount | -$65 | $585 |
| Fire & Security Discount | -$65 | $585 |
| Hail Resistant Roof Discount | -$13 | $637 |
| Newly Constructed Home Discount | -$182 | $468 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $1,000 | $735 | $1,735 | $534 | $1,534 | $201 |
| Hayesville, OR | $2,500 | $642 | $3,142 | $466 | $2,966 | $175 |
| Silverton, OR | $100 | $615 | $715 | $447 | $547 | $168 |
| Marion County, OR | $2,000 | $735 | $2,735 | $534 | $2,534 | $201 |
| Dundee, OR | $500 | $644 | $1,144 | $468 | $968 | $176 |
| Yamhill, OR | $1,500 | $639 | $2,139 | $465 | $1,965 | $175 |
| Falls City, OR | $200 | $632 | $832 | $460 | $660 | $173 |
| Durham, OR | $400 | $1,191 | $1,591 | $865 | $1,265 | $325 |
| Rockcreek, OR | $700 | $694 | $1,394 | $504 | $1,204 | $190 |
| Eddyville, OR | $200 | $623 | $823 | $453 | $653 | $170 |
| Troutdale, OR | $2,000 | $593 | $2,593 | $431 | $2,431 | $162 |
| Home Insurance Company Hayesville, OR | Homeowners Insurance Agency Hayesville, OR | Address | Popularity Score | Distance from Hayesville (miles) |
|---|---|---|---|---|
| State Farm | Jason Zwick | 4831 Ne Fremont St Ste 1a, Portland, OR, 97213-1762 | 43.1 | |
| State Farm | Chris Garland | 1174 Cornucopia St Nw Ste 220, Salem, OR, 97304-3193 | 4.1 | |
| Farmers | Sam Farah | 12520 Ne Halsey St, Portland, OR, 97230 | 43.9 | |
| Farmers | David Hamburg | 2053 Ne Burnside Rd Ste 100a, Gresham, OR, 97030 | 45.2 | |
| State Farm | Barbara Furer | 1579 Edgewater St Nw, Salem, OR, 97304-4635 | 5.3 | |
| Travelers | Rose City Associates Llc | 10011 Se Division St Ste 300, Portland, OR, 97266 | 41.5 | |
| Travelers | Chet Hill Insurance | 10402 Ne Sandy Blvd, Portland, OR, 97220 | 44.9 | |
| State Farm | Jeb Barram | 2100 Lancaster Dr Ne Ste 1e, Salem, OR, 97305-1286 | 1.7 | |
| Farmers | Kevin Harmon | 12020 Sw Barnes Rd, Portland, OR, 97225 | 38.3 | |
| Allstate | Marc Skinner | 10415 Se Stark St Ste C, Portland, OR, 97216 | 42.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $440 | $910 | $470 |
| Marion County, OR | $205,600 | $744 | $500 | $1,050 | $550 |
| Hayesville, OR | $165,900 | $650 | $470 | $920 | $450 |
| Silverton, OR | $272,800 | $622 | $450 | $860 | $410 |
| Marion County, OR | $205,600 | $744 | $510 | $1,050 | $540 |
| Dundee, OR | $258,300 | $652 | $470 | $890 | $420 |
| Yamhill, OR | $253,500 | $647 | $460 | $920 | $460 |
| Falls City, OR | $247,600 | $640 | $440 | $900 | $460 |
| Durham, OR | $503,600 | $1,205 | $810 | $1,720 | $910 |
| Rockcreek, OR | $375,400 | $702 | $470 | $1,000 | $530 |
| Eddyville, OR | $239,400 | $631 | $430 | $880 | $450 |
| Troutdale, OR | $252,500 | $600 | $440 | $830 | $390 |