Gavop's guide to buying homeowners insurance in Comstock charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $128,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $234,000 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $314,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $375,000 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $534 |
| Superior Protection Discount | -$59 | $592 |
| Fire & Security Discount | -$46 | $605 |
| Hail Resistant Roof Discount | -$13 | $638 |
| Newly Constructed Home Discount | -$130 | $521 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kalamazoo County | $2,000 | $756 | $2,756 | $550 | $2,550 | $207 |
| Comstock, MI | $2,500 | $643 | $3,143 | $467 | $2,967 | $176 |
| Portage, MI | $300 | $766 | $1,066 | $556 | $856 | $209 |
| Vicksburg, MI | $2,000 | $753 | $2,753 | $547 | $2,547 | $206 |
| Athens, MI | $500 | $723 | $1,223 | $526 | $1,026 | $198 |
| Newton, MI | $700 | $828 | $1,528 | $602 | $1,302 | $226 |
| Eaton, MI | $500 | $780 | $1,280 | $567 | $1,067 | $213 |
| Clarksville, MI | $1,000 | $718 | $1,718 | $522 | $1,522 | $196 |
| Watervliet, MI | $500 | $723 | $1,223 | $526 | $1,026 | $198 |
| Newbury, IN | $700 | $820 | $1,520 | $596 | $1,296 | $224 |
| Reading, MI | $300 | $750 | $1,050 | $545 | $845 | $205 |
| Howard, MI | $1,000 | $686 | $1,686 | $499 | $1,499 | $188 |
| Home Insurance Company Comstock, MI | Homeowners Insurance Agency Comstock, MI | Address | Popularity Score | Distance from Comstock (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Whitaker-Lachance | 2176 E Centre Ave, Portage, MI, 49002 | 7.8 | |
| Farmers | Scott Jost | 3340 Prospect St, Hudsonville, MI, 49426 | 44.8 | |
| State Farm | Doug Jurgens | 3942 30th St Sw, Grandville, MI, 49418-1605 | 45.4 | |
| Farmers | Susan Baker | 168 N 20th St, Battle Creek, MI, 49015 | 12.9 | |
| State Farm | Susan O'Connell | 2317 E Centre Ave, Portage, MI, 49002-4422 | 7.7 | |
| Allstate | Janet Gray | 1256 E Centre Ave, Portage, MI, 49002 | 8.1 | |
| State Farm | Tom Rossi | 5929 Portage Rd, Portage, MI, 49002-1726 | 6.1 | |
| State Farm | Barry Dickinson | 8125 Valleywood Ln Ste B, Portage, MI, 49024-5282 | 9.4 | |
| State Farm | Scott Kibler | 5585 Gull Rd Ste 111, Kalamazoo, MI, 49048-6601 | 3.6 | |
| State Farm | Gary Wood | 6040 S 12th St Ofc A, Portage, MI, 49024-1752 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,070 | $500 |
| Kalamazoo County, MI | $146,100 | $765 | $530 | $1,060 | $530 |
| Comstock, MI | $136,200 | $651 | $480 | $930 | $450 |
| Portage, MI | $153,800 | $775 | $570 | $1,100 | $530 |
| Vicksburg, MI | $126,700 | $762 | $510 | $1,060 | $550 |
| Athens, MI | $106,900 | $732 | $530 | $1,040 | $510 |
| Newton, MI | $184,200 | $838 | $600 | $1,160 | $560 |
| Eaton, MI | $146,600 | $789 | $540 | $1,130 | $590 |
| Clarksville, MI | $103,800 | $727 | $490 | $1,010 | $520 |
| Watervliet, MI | $107,200 | $732 | $520 | $1,020 | $500 |
| Newbury, IN | $289,100 | $830 | $560 | $1,140 | $580 |
| Reading, MI | $124,800 | $759 | $520 | $1,090 | $570 |
| Howard, MI | $116,500 | $695 | $470 | $980 | $510 |