Gavop shows you how to buy homeowners insurance in Ayden, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $86,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $147,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $157,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $194,500 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $723 |
| Superior Protection Discount | -$87 | $784 |
| Fire & Security Discount | -$78 | $793 |
| Hail Resistant Roof Discount | -$17 | $854 |
| Newly Constructed Home Discount | -$218 | $653 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,759 |
| Hail Damage | $5,265 |
| Wind Damage | $9,916 |
| Expensive Claims | |
| Fire | $37,853 |
| Accidental Discharge/Leakage | $8,884 |
| Optional Coverage Losses | $8,568 |
| Home Insurance Company Ayden, NC | Homeowners Insurance Agency Ayden, NC | Address | Popularity Score | Distance from Ayden (miles) |
|---|---|---|---|---|
| State Farm | Cory Kennedy | 1109 Charles Blvd, Greenville, NC, 27858-3341 | 10.0 | |
| State Farm | Rob Moore | 1600 W Howard Ave Ste 1, Tarboro, NC, 27886-4198 | 30.6 | |
| State Farm | Cassius Williams | 3105 Evans St Ste A, Greenville, NC, 27834-6899 | 8.0 | |
| State Farm | Shawn Herrmann | 1601 E Booker Dairy Rd, Smithfield, NC, 27577-9410 | 49.8 | |
| Allstate | Tyson Wooten | 2515 Airport Blvd Nw Ste F, Wilson, NC, 27896 | 35.5 | |
| State Farm | Judy Jones | 704-H Plaza Blvd, Kinston, NC, 28501-1567 | 15.4 | |
| Liberty Mutual Independent | Parsons And Robinson Insurance | 614 Country Club Dr Ste B, Greenville, NC, 27834 | 8.0 | |
| Travelers | George Saleeby Ins & Realty | 112 B Queen St, Grifton, NC, 28530 | 6.2 | |
| Nationwide | Donald Kennedy | 1136 Hwy 258 N Ste 105, Kinston, NC, 28504-8328 | 18.3 | |
| Liberty Mutual Independent | Winterville Insurance Agency | 2621 Railroad St, Winterville, NC, 28590 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,240 | $640 |
| Pitt County, NC | $138,700 | $781 | $560 | $1,080 | $520 |
| Ayden, NC | $98,000 | $871 | $630 | $1,200 | $570 |
| Chicod, NC | $161,200 | $751 | $510 | $1,060 | $550 |
| Hookerton, NC | $85,600 | $545 | $380 | $750 | $370 |
| Shine, NC | $80,900 | $518 | $380 | $740 | $360 |
| Washington, NC | $135,400 | $664 | $450 | $910 | $460 |
| Craven County, NC | $156,500 | $851 | $570 | $1,220 | $650 |
| Potters Hill, NC | $89,700 | $568 | $390 | $790 | $400 |
| Old Fields, NC | $139,300 | $679 | $500 | $940 | $440 |
| Coopers, NC | $177,600 | $953 | $640 | $1,320 | $680 |
| Pine Level, NC | $135,500 | $792 | $550 | $1,090 | $540 |
| Havelock, NC | $139,300 | $679 | $470 | $940 | $470 |