Gavop's guide to buying homeowners insurance in Mills River, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $214,500 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $303,000 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $426,000 | $340,000 | $400,000-$500,000 |
| 5 Bedroom | $244,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $735 |
| Superior Protection Discount | -$78 | $787 |
| Fire & Security Discount | -$87 | $779 |
| Hail Resistant Roof Discount | -$26 | $839 |
| Newly Constructed Home Discount | -$242 | $623 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henderson County | $2,500 | $954 | $3,454 | $693 | $3,193 | $261 |
| Mills River, NC | $1,500 | $855 | $2,355 | $621 | $2,121 | $234 |
| Bent Creek, NC | $400 | $1,109 | $1,509 | $806 | $1,206 | $303 |
| Edneyville, NC | $300 | $962 | $1,262 | $699 | $999 | $263 |
| French Broad, NC | $1,000 | $869 | $1,869 | $631 | $1,631 | $237 |
| Sans Souci, SC | $200 | $606 | $806 | $440 | $640 | $165 |
| Burnsville, NC | $700 | $730 | $1,430 | $531 | $1,231 | $200 |
| Highlands, NC | $400 | $2,219 | $2,619 | $1,613 | $2,013 | $606 |
| Egypt, NC | $1,500 | $925 | $2,425 | $672 | $2,172 | $253 |
| West Union, SC | $2,000 | $666 | $2,666 | $484 | $2,484 | $182 |
| Home Insurance Company Mills River, NC | Homeowners Insurance Agency Mills River, NC | Address | Popularity Score | Distance from Mills River (miles) |
|---|---|---|---|---|
| Allstate | Joseph Taylor | 2170 Hendersonville Rd, Arden, NC, 28704 | 8.6 | |
| Travelers | Brevard Insurance Agency Inc | 32 E Jordan St, Brevard, NC, 28712 | 12.3 | |
| Allstate | Nikolaos Rantzos | 104 New Hendersonville Hwy, Pisgah Forest, NC, 28768 | 9.0 | |
| Allstate | Bill Shytle | 2170 Hendersonville Rd, Arden, NC, 28704 | 8.6 | |
| Liberty Mutual Independent | Dan Gilbert Insurance | 3741 Hendersonville Road, Fletcher, NC, 28732 | 7.7 | |
| State Farm | Wesley Greene | 856 Sweeten Creek Rd Ste E, Asheville, NC, 28803-1548 | 12.8 | |
| State Farm | Jake Morse | 416 Charlotte Rd, Rutherfordton, NC, 28139-2918 | 38.6 | |
| Liberty Mutual Independent | Dan Gilbert Insurance | 3741 Hendersonville Rd, Fletcher, NC, 28732 | 7.7 | |
| Travelers | Math Insurance Service | 344 Merrimon Avenue, Asheville, NC, 28801 | 15.9 | |
| State Farm | Augie Tammariello | 1334 Patton Ave Unit 130, Asheville, NC, 28806-2611 | 13.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,240 | $620 |
| Henderson County, NC | $193,200 | $966 | $690 | $1,360 | $670 |
| Mills River, NC | $201,000 | $865 | $630 | $1,190 | $560 |
| Bent Creek, NC | $231,400 | $1,122 | $760 | $1,580 | $820 |
| Edneyville, NC | $183,700 | $974 | $670 | $1,390 | $720 |
| French Broad, NC | $206,200 | $879 | $590 | $1,250 | $660 |
| Sans Souci, SC | $95,400 | $613 | $440 | $860 | $420 |
| Burnsville, NC | $123,600 | $739 | $520 | $1,010 | $490 |
| Highlands, NC | $491,700 | $2,246 | $1,500 | $3,120 | $1,620 |
| Egypt, NC | $172,700 | $936 | $660 | $1,300 | $640 |
| West Union, SC | $97,500 | $674 | $490 | $940 | $450 |