How Can I Make My Mills River, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Mills River, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Mills River, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $68,500 $60,000 $75,000-$100,000
2 Bedroom $214,500 $180,000 $200,000-$250,000
3 Bedroom $303,000 $260,000 $300,000-$350,000
4 Bedroom $426,000 $340,000 $400,000-$500,000
5 Bedroom $244,000 $210,000 $250,000-$300,000

Choose the Best Mills River, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $440
Retired 750-799 Credit Score No Income No Pets, Smoker $540
Unemployed 500-549 Credit Score No Income 3 Pets, Smoker $500

Choose the Right Deductible for your Mills River, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $200 $830 $1,030 $670 $870 $160
Henderson County, NC $2,500 $820 $1,320 $720 $3,220 $-1,900
Mills River, NC $1,500 $970 $1,470 $800 $2,300 $-830
Bent Creek, NC $400 $1,210 $1,610 $1,000 $1,400 $210
Gerton, NC $1,500 $880 $1,380 $770 $2,270 $-890
Edneyville, NC $300 $940 $1,240 $790 $1,090 $150
French Broad, NC $1,000 $980 $1,480 $830 $1,830 $-350
Sans Souci, SC $200 $390 $590 $330 $530 $60
Burnsville, NC $700 $650 $1,150 $560 $1,260 $-110
Highlands, NC $400 $1,450 $1,850 $1,190 $1,590 $260
Egypt, NC $1,500 $440 $940 $380 $1,880 $-940
Brush Creek, NC $300 $400 $700 $330 $630 $70
West Union, SC $2,000 $290 $790 $240 $2,240 $-1,450

Identify Top Home Insurance Agents near Mills River, NC | Back to Top

Home Insurance Company Mills River, NC Homeowners Insurance Agency Mills River, NC Address Popularity Score Distance from Mills River (miles)
Allstate Joseph Taylor 2170 Hendersonville Rd, Arden, NC, 28704
8.6
Travelers Brevard Insurance Agency Inc 32 E Jordan St, Brevard, NC, 28712
12.3
Allstate Nikolaos Rantzos 104 New Hendersonville Hwy, Pisgah Forest, NC, 28768
9.0
Allstate Bill Shytle 2170 Hendersonville Rd, Arden, NC, 28704
8.6
Liberty Mutual Independent Dan Gilbert Insurance 3741 Hendersonville Road, Fletcher, NC, 28732
7.7
State Farm Wesley Greene 856 Sweeten Creek Rd Ste E, Asheville, NC, 28803-1548
12.8
State Farm Jake Morse 416 Charlotte Rd, Rutherfordton, NC, 28139-2918
38.6
Liberty Mutual Independent Dan Gilbert Insurance 3741 Hendersonville Rd, Fletcher, NC, 28732
7.7
Travelers Math Insurance Service 344 Merrimon Avenue, Asheville, NC, 28801
15.9
State Farm Augie Tammariello 1334 Patton Ave Unit 130, Asheville, NC, 28806-2611
13.6

Compare Rates for Mills River, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $840 $570 $1,170 $600
Henderson County, NC $187,800 $980 $680 $1,400 $720
Mills River, NC $200,400 $840 $570 $1,160 $590
Bent Creek, NC $222,800 $1,310 $880 $1,810 $930
Gerton, NC $197,700 $930 $640 $1,270 $630
Edneyville, NC $176,100 $1,000 $730 $1,410 $680
French Broad, NC $189,900 $840 $560 $1,190 $630
Sans Souci, SC $90,800 $360 $260 $500 $240
Burnsville, NC $159,000 $640 $450 $880 $430
Highlands, NC $362,000 $1,520 $1,080 $2,100 $1,020
Egypt, NC $115,400 $580 $420 $830 $410
Brush Creek, NC $85,000 $360 $240 $510 $270
West Union, SC $52,000 $240 $170 $340 $170