Gavop shows you how to buy homeowners insurance in Lancaster, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lancaster, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hunter Rd, Kensington Dr, E Washington St, Pleasant Haven Ct, N Morgan St, N Bennett St, E 200 S, Hollendale Dr, E Perry St, S 100 E | $155,000 | $140,000 | $125,000-$150,000 | $108,000 | $90,000 | $125,000-$150,000 |
| Co Rd 800 E, Summitt Ave, E State Rd 124, Ranch Rd, E Water St, S County Home Rd, E Perry St, Creek Dr, Lakeside Ct, E 250 N | $104,500 | $100,000 | $100,000-$125,000 | $91,500 | $80,000 | $75,000-$100,000 |
| W Monroe St, W Perry St, Stogdill Rd, W State Rd 218, E State Rd 218, Shadow Run Trl, State Rd 218, State Rd 116 SE, Decker Dr, E Spring St | $175,000 | $150,000 | $175,000-$200,000 | $93,000 | $90,000 | $75,000-$100,000 |
| Arrowhead Trl, W Cherry St, S Main St, Manus Dr, Sunnyglenn Ct, S 700 W, Sunset Dr, W 1st St, N Meridian Rd, W Dustman Rd | $181,000 | $150,000 | $200,000-$250,000 | $137,000 | $110,000 | $125,000-$150,000 |
| Jersey St, Main St, S Wayne St, E 100 N, Kenwood Dr, Avondale Dr, N Morgan St, Sherwood Dr, E 350 N, Wausau Ct | $175,500 | $150,000 | $150,000-$175,000 | $127,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $615 |
| Superior Protection Discount | -$65 | $658 |
| Fire & Security Discount | -$65 | $658 |
| Hail Resistant Roof Discount | -$14 | $709 |
| Newly Constructed Home Discount | -$152 | $571 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wells County | $700 | $681 | $1,381 | $495 | $1,195 | $186 |
| Lancaster, IN | $2,500 | $715 | $3,215 | $519 | $3,019 | $195 |
| Hoagland, IN | $100 | $795 | $895 | $578 | $678 | $217 |
| Huntington County, IN | $700 | $727 | $1,427 | $529 | $1,229 | $199 |
| Maumee, IN | $200 | $756 | $956 | $549 | $749 | $207 |
| Niles, IN | $700 | $699 | $1,399 | $508 | $1,208 | $191 |
| Leo-Cedarville, IN | $200 | $977 | $1,177 | $710 | $910 | $267 |
| Smith, IN | $700 | $665 | $1,365 | $483 | $1,183 | $182 |
| Gibson, OH | $400 | $740 | $1,140 | $538 | $938 | $202 |
| Somerset, IN | $700 | $857 | $1,557 | $623 | $1,323 | $234 |
| Buckland, OH | $2,000 | $565 | $2,565 | $411 | $2,411 | $154 |
| Home Insurance Company Lancaster, IN | Homeowners Insurance Agency Lancaster, IN | Address | Popularity Score | Distance from Lancaster (miles) |
|---|---|---|---|---|
| Travelers | Wise Insurance Agency Inc | 7410 Bluffton Rd, Fort Wayne, IN, 46809 | 16.3 | |
| Liberty Mutual Independent | Archbold & Lewis Insurance | 105 S Jefferson St, Ossian, IN, 46777 | 7.1 | |
| State Farm | Valentine White-Xayarath | 5533 S Anthony Blvd, Fort Wayne, IN, 46806-3317 | 17.7 | |
| Travelers | Matchett & Ward Insurance | 107 W Franklin St, Winchester, IN, 47394 | 42.8 | |
| Erie | Virtue Insurance Services Llc | 7209 Mill Run Road, Fort Wayne, IN, 46819 | 16.5 | |
| Erie | Smith Insurance Services Inc. | 115 S Main Street, Montpelier, IN, 47359 | 16.9 | |
| State Farm | Jake Stroup | 1352 Etna Ave, Huntington, IN, 46750-3638 | 19.6 | |
| Liberty Mutual Independent | General Insurance Agency Inc | 1030 N Main St, Bluffton, IN, 46714 | 1.8 | |
| Allstate | Susan L. Law | 5308 Saint Joe Rd, Fort Wayne, IN, 46835 | 24.2 | |
| Liberty Mutual Independent | General Insurance Agency Inc | 1030 N Main St, Bluffton, IN, 46714 | 1.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $600 | $1,160 | $560 |
| Wells County, IN | $121,000 | $689 | $460 | $980 | $520 |
| Lancaster, IN | $135,200 | $723 | $480 | $1,030 | $550 |
| Hoagland, IN | $116,300 | $805 | $570 | $1,110 | $540 |
| Huntington County, IN | $102,700 | $736 | $500 | $1,050 | $550 |
| Maumee, IN | $104,300 | $765 | $520 | $1,090 | $570 |
| Niles, IN | $88,500 | $707 | $500 | $980 | $480 |
| Leo-Cedarville, IN | $190,000 | $989 | $710 | $1,410 | $700 |
| Smith, IN | $115,200 | $673 | $450 | $930 | $480 |
| Gibson, OH | $153,000 | $749 | $530 | $1,060 | $530 |
| Somerset, IN | $137,500 | $867 | $590 | $1,230 | $640 |
| Buckland, OH | $82,500 | $572 | $410 | $790 | $380 |