Gavop's guide to buying homeowners insurance in North Catawba, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| North Catawba, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1112, Remont Dr, Rose Pl, Essex Pl SW, Turner Rd, Birch Circle Dr, State Rd 1134, Blair Dr, Trenton Park, State Rd 1223 | $108,500 | $100,000 | $100,000-$125,000 | $73,000 | $70,000 | $50,000-$75,000 |
| Doris Dr, Doe Ct, Phillip Ln, Old Amherst Rd, State Rd 1148, River Rd, Glover Acres Pl, State Rd 1219, State Rd 1145, Fairbanks Dr | $136,500 | $110,000 | $100,000-$125,000 | $111,500 | $100,000 | $75,000-$100,000 |
| Benjamin Ln, State Rd 1257, State Rd 1138, Cameron Pl, Sherrill St, D and L Mhp Dr, Bowers Ln, Logan Pl, State Rd 1145, Buck Branch Cir | $132,500 | $120,000 | $150,000-$175,000 | $112,500 | $100,000 | $75,000-$100,000 |
| Magnolia Ln, Merlins Way, Harrier Dr, Baton School Rd, Townsend Rd, Celebrity Ln, Cottage Grove Rd, Duvall Pl, Stonelake Dr, Kathryn Ct | $97,000 | $90,000 | $75,000-$100,000 | $67,500 | $60,000 | $75,000-$100,000 |
| State Rd 1140, Old Trenton Pl, Little Gunpowder Creek Dr, Carl Dr, Summerhill St, Jones Ln, Mask Mhp, Tulip Cir, Circle C Rd, Maple St | $148,500 | $120,000 | $150,000-$175,000 | $87,500 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$86 | $526 |
| Superior Protection Discount | -$61 | $551 |
| Fire & Security Discount | -$67 | $545 |
| Hail Resistant Roof Discount | -$18 | $594 |
| Newly Constructed Home Discount | -$159 | $453 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Caldwell County | $1,500 | $657 | $2,157 | $478 | $1,978 | $180 |
| North Catawba, NC | $2,000 | $605 | $2,605 | $439 | $2,439 | $165 |
| Lenoir, NC | $200 | $846 | $1,046 | $615 | $815 | $231 |
| Northlakes, NC | $2,000 | $997 | $2,997 | $724 | $2,724 | $272 |
| Casar, NC | $200 | $482 | $682 | $350 | $550 | $132 |
| Elk, NC | $1,000 | $617 | $1,617 | $448 | $1,448 | $168 |
| Glenwood, NC | $500 | $677 | $1,177 | $492 | $992 | $185 |
| Crooked Creek, NC | $1,500 | $760 | $2,260 | $552 | $2,052 | $208 |
| Red Hill, NC | $500 | $657 | $1,157 | $477 | $977 | $180 |
| North Fork, NC | $2,000 | $599 | $2,599 | $435 | $2,435 | $164 |
| Green Mountain, NC | $100 | $525 | $625 | $381 | $481 | $143 |
| Jacks Creek, NC | $1,000 | $909 | $1,909 | $661 | $1,661 | $248 |
| Home Insurance Company North Catawba, NC | Homeowners Insurance Agency North Catawba, NC | Address | Popularity Score | Distance from North Catawba (miles) |
|---|---|---|---|---|
| Travelers | Morrow Insurance Agency | 246 South Main Street, Marion, NC, 28752 | 27.7 | |
| Nationwide | Jason Herman Insurance Agency Llc | 103 3rd St Se, Conover, NC, 28613 | 19.5 | |
| State Farm | Howard Culbreth | 18738 W Catawba Ave, Cornelius, NC, 28031-5615 | 43.6 | |
| Allstate | Randy Walker | 3801 S New Hope Rd, Gastonia, NC, 28056 | 47.7 | |
| Allstate | Kenneth Mosteller | 2591 E Main St Ste 101, Lincolnton, NC, 28092 | 29.5 | |
| State Farm | Tony Hefner | 10226 Couloak Dr Ste 200, Charlotte, NC, 28216-7677 | 47.3 | |
| State Farm | Lisa Forte | 732 Lenoir Rhyne Blvd Se, Hickory, NC, 28602-4134 | 13.8 | |
| Allstate | William Kincaid | 3801 S New Hope Rd, Gastonia, NC, 28056 | 47.7 | |
| Travelers | Bb&T-Cline Southern | 1119 2nd St Ne, Hickory, NC, 28601 | 12.4 | |
| Liberty Mutual Independent | Reliable Insurance Agency Inc | 512 Mulberry St Sw, Lenoir, NC, 28645 | 6.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,260 | $620 |
| Caldwell County, NC | $112,400 | $665 | $460 | $920 | $460 |
| North Catawba, NC | $106,700 | $612 | $430 | $860 | $430 |
| Lenoir, NC | $86,800 | $856 | $580 | $1,220 | $640 |
| Northlakes, NC | $194,300 | $1,009 | $730 | $1,430 | $700 |
| Casar, NC | $75,800 | $488 | $360 | $670 | $310 |
| Elk, NC | $100,100 | $624 | $430 | $850 | $420 |
| Glenwood, NC | $112,100 | $685 | $500 | $940 | $440 |
| Crooked Creek, NC | $130,400 | $769 | $550 | $1,090 | $540 |
| Red Hill, NC | $108,200 | $665 | $450 | $940 | $490 |
| North Fork, NC | $96,700 | $606 | $420 | $840 | $420 |
| Green Mountain, NC | $83,200 | $531 | $370 | $750 | $380 |
| Jacks Creek, NC | $168,200 | $920 | $650 | $1,320 | $670 |