Gavop tells you how to get the best homeowners insurance in Durham, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Durham, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Winsome Rd, Winterberry Ln, Saw Mill Rd, Middlefield Rd, Anderson Ln, Howard Rd, Christian's Xing, Tuttle Rd, Commerce Cir, Meadow Ln | $420,000 | $340,000 | $400,000-$500,000 | $556,500 | $500,000 | $600,000-$700,000 |
| Brookfield Rd, Wallingford Rd, Skeetfield Point Rd, Canterbury Dr, Pine Ledge Trl, Old Washington Trl, Thody Dr, Etzel Dr, Tri Mountain Rd, Arbutus St | $310,500 | $280,000 | $250,000-$300,000 | $431,500 | $400,000 | $400,000-$500,000 |
| Dinatale, Pisgah Rd, Lexington Pl, Clark Rd, Clementel Dr, Johns Way, Stephen Woods Ln, Howd Rd, Clearidge Rd, James Rd | $348,000 | $300,000 | $350,000-$400,000 | $360,000 | $300,000 | $250,000-$300,000 |
| Parson Ln, Pikepole Rd, Coe Rd, Catherine Dr, State Hwy 68, Ironwood Ln, Cedar Dr, Erica Ct, Cheyenne Trl, Stonebridge Dr | $285,500 | $260,000 | $200,000-$250,000 | $301,000 | $270,000 | $250,000-$300,000 |
| Pent Rd, Madison Rd, Wildwood Ln, New Haven Rd, Wildwood Cir, Brittany Dr, Buckboard Rd, Banta Ln, Reeds Gap Rd, Anna Ter | $386,000 | $320,000 | $350,000-$400,000 | $386,000 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$163 | $858 |
| Superior Protection Discount | -$102 | $919 |
| Fire & Security Discount | -$92 | $929 |
| Hail Resistant Roof Discount | -$31 | $990 |
| Newly Constructed Home Discount | -$214 | $807 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,000 | $1,184 | $2,184 | $861 | $1,861 | $324 |
| Durham, CT | $2,000 | $1,009 | $3,009 | $733 | $2,733 | $276 |
| West Hartford, CT | $500 | $1,248 | $1,748 | $907 | $1,407 | $341 |
| Woodmont, CT | $700 | $1,426 | $2,126 | $1,036 | $1,736 | $390 |
| Andover, CT | $200 | $1,256 | $1,456 | $913 | $1,113 | $343 |
| Simsbury, CT | $700 | $989 | $1,689 | $719 | $1,419 | $270 |
| Mattituck, NY | $400 | $2,515 | $2,915 | $1,828 | $2,228 | $687 |
| Bridgehampton, NY | $1,000 | $1,112 | $2,112 | $808 | $1,808 | $304 |
| Wainscott, NY | $100 | $786 | $886 | $571 | $671 | $215 |
| Wauregan, CT | $2,000 | $936 | $2,936 | $680 | $2,680 | $256 |
| Moriches, NY | $500 | $1,416 | $1,916 | $1,029 | $1,529 | $387 |
| Farmingville, NY | $700 | $974 | $1,674 | $708 | $1,408 | $266 |
| Home Insurance Company Durham, CT | Homeowners Insurance Agency Durham, CT | Address | Popularity Score | Distance from Durham (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bouvier Insurance | 29 N Main St, West Hartford, CT, 6107 | 20.6 | |
| Travelers | Trager Insurance Group Llc | 5 Colony St Ste 303, Meriden, CT, 6451 | 7.8 | |
| Travelers | Jp Svendsen Agency | 27 Lucy St, Woodbridge, CT, 6525 | 17.7 | |
| Travelers | Cpm Insurance Services Llc | 90 Hinman St, Cheshire, CT, 6410 | 11.6 | |
| Nationwide | Grand Associates Llc | 103 Grand Ave Ste A, New Haven, CT, 6513 | 15.4 | |
| State Farm | Georgann Hoffman | 152 Danbury Rd, Wilton, CT, 06897-4437 | 43.0 | |
| Travelers | Advanced American Financial | 208 South Colony Rd, Wallingford, CT, 6492 | 7.4 | |
| Nationwide | John T. Lana | 1259 S Broad St, Wallingford, CT, 06492-1737 | 7.0 | |
| State Farm | Jim Rottkamp | 115 Old Kings Hwy N, Darien, CT, 06820-3611 | 48.4 | |
| Travelers | Brown Thayer Shedd Inc | 980 Boston Post Rd, Darien, CT, 6820 | 49.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,730 | $830 |
| Middlesex County, CT | $283,700 | $1,199 | $820 | $1,650 | $830 |
| Durham, CT | $337,800 | $1,021 | $720 | $1,440 | $720 |
| West Hartford, CT | $326,000 | $1,263 | $900 | $1,730 | $830 |
| Woodmont, CT | $340,300 | $1,443 | $1,040 | $2,010 | $970 |
| Andover, CT | $277,100 | $1,271 | $850 | $1,800 | $950 |
| Simsbury, CT | $327,800 | $1,001 | $720 | $1,420 | $700 |
| Mattituck, NY | $560,600 | $2,546 | $1,810 | $3,590 | $1,780 |
| Bridgehampton, NY | $1,278,800 | $1,125 | $820 | $1,590 | $770 |
| Wainscott, NY | $1,316,700 | $796 | $530 | $1,140 | $610 |
| Wauregan, CT | $169,300 | $947 | $650 | $1,310 | $660 |
| Moriches, NY | $340,700 | $1,433 | $970 | $1,980 | $1,010 |
| Farmingville, NY | $332,900 | $985 | $710 | $1,370 | $660 |