Gavop tells you how to get the best homeowners insurance in Ephrata, PA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Ephrata, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Reading Rd, Lauren Ln, James Ave, Ephrata Ave, Highland Ave, Henn Ave, Mortar Ln, Tuckson Ave, Cloverbrook Dr, Woodlawn Ave | $169,500 | $150,000 | $150,000-$175,000 | $94,500 | $80,000 | $75,000-$100,000 |
| W Queen St, S State St, Niss Ave, Akron Rd, Lemon St, S State St, Gery Ct, W Sunset Ave, Pershing Ave, Mountain St | $94,000 | $80,000 | $75,000-$100,000 | $135,000 | $120,000 | $125,000-$150,000 |
| Linden Rd, Gerhart Ave, Cocalico St, W Pointe Ln, W Mohlers Church Rd, Bellevue Ave, E Main St SW, Kings Ct, Duke St, S Academy Dr | $122,000 | $110,000 | $125,000-$150,000 | $130,000 | $110,000 | $125,000-$150,000 |
| N State St, Cloverleaf St, Jeff Ave, Washington Ave, Oaklawn Blvd, S Church Ave, Robert Rd, Lee Aly, S Maple St, E Queen St | $192,500 | $150,000 | $200,000-$250,000 | $99,000 | $90,000 | $75,000-$100,000 |
| E Locust St, Oak Blvd, Russell Ct, Parkview Heights Rd, Walnut Aly, Mason Dr, Meadow Valley Rd, Wenger Dr, Marshall St, Cloister Ave | $221,500 | $190,000 | $250,000-$300,000 | $125,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $564 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$46 | $618 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$166 | $498 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,513 |
| Hail Damage | $4,759 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,054 |
| Home Insurance Company Ephrata, PA | Homeowners Insurance Agency Ephrata, PA | Address | Popularity Score | Distance from Ephrata (miles) |
|---|---|---|---|---|
| State Farm | Lisa Pate | 524 Greenbriar Rd Ste 1, York, PA, 17404-1335 | 33.7 | |
| Allstate | Mark T Mccaffrey | 1223 W Chester Pike Rear, West Chester, PA, 19382 | 36.1 | |
| Allstate | Lloyd Franks | 17 E Germantown Pike, Plymouth Meeting, PA, 19462 | 48.1 | |
| Allstate | Gerald Cassidy | 440 Baltimore Pike, Springfield, PA, 19064 | 48.9 | |
| Allstate | Thomas Mallon | 829 W Sproul Rd, Springfield, PA, 19064 | 47.1 | |
| Travelers | Griffith Insurance Llp | 1240 West Chester Pk Ste 214, West Chester, PA, 19382 | 36.1 | |
| Nationwide | J Thomas Insurance Agency Llc | 562 Main St, Royersford, PA, 19468-2306 | 34.1 | |
| State Farm | Marybeth Leitzel | 2 Dennison St, Tamaqua, PA, 18252-4523 | 45.4 | |
| State Farm | Dana Vaughan | 1265 Lititz Pike, Lancaster, PA, 17601-4339 | 10.7 | |
| State Farm | Lara Ross | 22 N Walnut St, West Chester, PA, 19380-3139 | 34.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,050 | $540 |
| Lancaster County, PA | $193,200 | $763 | $510 | $1,090 | $580 |
| Ephrata, PA | $154,200 | $664 | $480 | $910 | $430 |
| Colebrookdale, PA | $191,100 | $658 | $480 | $930 | $450 |
| Exton, PA | $310,300 | $1,028 | $750 | $1,410 | $660 |
| Lenhartsville, PA | $152,100 | $710 | $510 | $990 | $480 |
| Mechanicsville, PA | $78,600 | $538 | $380 | $760 | $380 |
| Cumbola, PA | $75,000 | $527 | $380 | $730 | $350 |
| Thornbury, PA | $511,500 | $996 | $730 | $1,420 | $690 |
| Pike Creek-Central Kirkwood, DE | $247,200 | $748 | $590 | $990 | $400 |
| West Mahanoy, PA | $77,700 | $535 | $360 | $730 | $370 |
| Mechanicsburg, PA | $164,700 | $683 | $480 | $940 | $460 |
| Delaware County, PA | $235,200 | $838 | $600 | $1,150 | $550 |