Gavop tells you how to get the best homeowners insurance in Mountain Home, ID by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Mountain Home, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Market St, SW Cutler Cir, Rabeni St, N 15th E, Dutton Rd, SW Heaton Ln, Gridley Dr, SW Aviation Dr, W 54th South St, W Maricella Dr | $121,000 | $110,000 | $100,000-$125,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Sunrise Dr, Hwy 51, James Taylor Cir, N 5th E, S 36th West St, N 11th E, B St, SW Big Bear Rd, N 11th West St, E 47th North St | $178,500 | $150,000 | $150,000-$175,000 | $116,000 | $110,000 | $100,000-$125,000 |
| Hunter Rd, Phelps Dr, NW Kloe St, NE Thunder St, Elmcrest St, SE Katies Ln, Sonny St, Cinder Butte Rd, Industrial Way, Windmere Dr | $228,000 | $200,000 | $200,000-$250,000 | $184,500 | $170,000 | $175,000-$200,000 |
| NE Saddleridge St, S Haskett St, S 14th W, N Pacific Ave, NE Rainy Pl, NE Rocket Rd, S 18th E, SE Stewart Dr, NE Lightning St, SW Sunview Ave | $121,000 | $100,000 | $100,000-$125,000 | $87,500 | $80,000 | $75,000-$100,000 |
| NE Mashburn Rd, S 13th E, S Cinder Butte Rd, Paisley St, Foothill Rd, Sun Valley Hwy, Aulbach St, SW Independence, NW Bradford St, Kursten St | $146,000 | $130,000 | $150,000-$175,000 | $162,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $553 |
| Superior Protection Discount | -$68 | $614 |
| Fire & Security Discount | -$61 | $621 |
| Hail Resistant Roof Discount | -$20 | $662 |
| Newly Constructed Home Discount | -$136 | $546 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elmore County | $2,500 | $663 | $3,163 | $481 | $2,981 | $181 |
| Mountain Home, ID | $1,500 | $674 | $2,174 | $490 | $1,990 | $184 |
| Elmore County, ID | $400 | $663 | $1,063 | $481 | $881 | $181 |
| Orchard, ID | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Robie Creek, ID | $300 | $647 | $947 | $470 | $770 | $177 |
| Boise City, ID | $1,000 | $617 | $1,617 | $449 | $1,449 | $169 |
| Idaho City, ID | $200 | $613 | $813 | $445 | $645 | $167 |
| Hidden Spring, ID | $2,500 | $1,054 | $3,554 | $766 | $3,266 | $288 |
| West Camas, ID | $400 | $584 | $984 | $424 | $824 | $160 |
| Bliss, ID | $1,000 | $553 | $1,553 | $402 | $1,402 | $151 |
| Murphy, ID | $300 | $608 | $908 | $442 | $742 | $166 |
| Home Insurance Company Mountain Home, ID | Homeowners Insurance Agency Mountain Home, ID | Address | Popularity Score | Distance from Mountain Home (miles) |
|---|---|---|---|---|
| Allstate | Eric Jeglum | 894 E Boise Ave, Boise, ID, 83706 | 32.7 | |
| Travelers | Dahlinger & Co Insurance | 1216 12th Ave South, Nampa, ID, 83651 | 47.5 | |
| Nationwide | Butler Insurance Services Incorporated | 9504 Fairview Ave, Boise, ID, 83704-8103 | 39.1 | |
| State Farm | Ian Johnson | 8030 W Emerald St Ste 170, Boise, ID, 83704-9059 | 38.0 | |
| Farmers | Gene Young | 816 W Bannock St Ste B-A, Boise, ID, 83702 | 35.8 | |
| Allstate | Tom Heffner | 3601 W Overland Rd, Boise, ID, 83705 | 35.1 | |
| Farmers | Bryce Vance | 577 E Park Blvd Ste 100, Boise, ID, 83712 | 34.8 | |
| State Farm | Chris Baldwin | 218 N 2nd E, Mountain Home, ID, 83647-2725 | 6.4 | |
| Farmers | Brian Frechette | 1789 S Broadway Ave, Boise, ID, 83706 | 34.1 | |
| State Farm | Steve Angiolini | 5648 E Franklin Rd, Nampa, ID, 83687-8402 | 46.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $870 | $440 |
| Elmore County, ID | $145,200 | $671 | $460 | $950 | $490 |
| Mountain Home, ID | $143,900 | $682 | $460 | $980 | $520 |
| Elmore County, ID | $145,200 | $671 | $460 | $920 | $460 |
| Orchard, ID | $234,200 | $648 | $470 | $920 | $450 |
| Robie Creek, ID | $197,900 | $655 | $440 | $940 | $500 |
| Boise City, ID | $212,700 | $625 | $450 | $860 | $410 |
| Idaho City, ID | $171,600 | $620 | $430 | $880 | $450 |
| Hidden Spring, ID | $400,000 | $1,067 | $740 | $1,470 | $730 |
| West Camas, ID | $153,100 | $591 | $420 | $820 | $400 |
| Bliss, ID | $136,200 | $560 | $380 | $780 | $400 |
| Murphy, ID | $168,600 | $615 | $420 | $850 | $430 |