Gavop's guide to buying homeowners insurance in Larose, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $147,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $111,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $227,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $264,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$192 | $873 |
| Superior Protection Discount | -$96 | $969 |
| Fire & Security Discount | -$85 | $980 |
| Hail Resistant Roof Discount | -$32 | $1,033 |
| Newly Constructed Home Discount | -$309 | $756 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,513 |
| Hail Damage | $4,476 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,556 |
| Home Insurance Company Larose, LA | Homeowners Insurance Agency Larose, LA | Address | Popularity Score | Distance from Larose (miles) |
|---|---|---|---|---|
| Travelers | Gillis Ellis & Baker Inc | 1615 Poydras St Ste 700, New Orleans, LA, 70112 | 32.1 | |
| Allstate | Stephanie Hebert | 854 Grand Caillou Rd, Houma, LA, 70363 | 19.3 | |
| Allstate | Paul Scaffidi | 720 Harrison Ave Ste C, New Orleans, LA, 70124 | 34.3 | |
| State Farm | Nick Pontiff | 229 N Genois St, New Orleans, LA, 70119-5225 | 32.8 | |
| Allstate | Stacy Lodrigues | 1501 Edwards Ave Ste 10, Harahan, LA, 70123 | 29.4 | |
| State Farm | Gervy Papion | 8611 Highway 23 Ste 1d, Belle Chasse, LA, 70037-2504 | 29.9 | |
| State Farm | Mel Malone | 1401 E., Chalmette, LA, 70043 | 35.6 | |
| Travelers | Financial Assurance Llc | 6620 Riverside Dr Ste 210, Metairie, LA, 70003 | 32.0 | |
| Allstate | John Carbo Jr. | 621 Homedale St, New Orleans, LA, 70124 | 33.4 | |
| Allstate | Jeff Stern | 9401 Jefferson Hwy Ste A, River Ridge, LA, 70123 | 28.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Lafourche Parish, LA | $144,300 | $1,446 | $1,010 | $2,080 | $1,070 |
| Larose, LA | $134,100 | $1,065 | $750 | $1,530 | $780 |
| Paradis, LA | $155,500 | $1,682 | $1,180 | $2,420 | $1,240 |
| St. Charles, LA | $185,800 | $1,249 | $870 | $1,800 | $930 |
| Estelle, LA | $141,700 | $994 | $700 | $1,430 | $730 |
| Labadieville, LA | $135,500 | $1,542 | $1,080 | $2,220 | $1,140 |
| Gramercy, LA | $144,800 | $1,610 | $1,130 | $2,320 | $1,190 |
| Lutcher, LA | $126,000 | $1,466 | $1,030 | $2,110 | $1,080 |
| St. James, LA | $136,400 | $970 | $680 | $1,400 | $720 |