Gavop tells you how to get the best homeowners insurance in Genesee County, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Genesee County, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Potter Rd, Lundy Ln, Burning Tree Dr, Cobblestone Blvd, Hamilton, Lewis St, Whitney Ave, Golfside Dr, Hillview Ter, Meadowvue Dr | $121,000 | $110,000 | $100,000-$125,000 | $73,500 | $70,000 | $75,000-$100,000 |
| Harbor Pointe Cir, Mt Everest Way, Griggs Dr, Addison St, Glenn Ave, Lawndale Ave, Streamside Ln, Gold Ave, Perry Creek Dr, Irene Ave | $73,000 | $60,000 | $50,000-$75,000 | $49,500 | $50,000 | $50,000-$75,000 |
| Locust Dr, Winona St, Red Arrow Rd, Sally Ct, Randall Ln, Neilson St, Village Dr, McAuliffe Ave, W Thornridge Ln, E Williamson Ave | $79,000 | $70,000 | $75,000-$100,000 | $64,000 | $60,000 | $50,000-$75,000 |
| Swanee Beach Dr, Four Lakes Ave, N Genesee St, Ryan Brook, Hartshorn Dr, Star Ct, Chari Dr, Carr St, McGinnis Dr, E Ruth Ave | $174,500 | $150,000 | $150,000-$175,000 | $112,000 | $100,000 | $100,000-$125,000 |
| State Rd, Pitkin Ave, Misty Morning Dr, Strawberry Ct, Steeple Chase Ct, N Bridge St, Blueberry Ln, Country Club Ln, Sanctuary Pointe Ct, Peach Blossom Cir | $119,000 | $100,000 | $100,000-$125,000 | $156,500 | $140,000 | $125,000-$150,000 |
| Compton St, Cree Ct, Weeping Willow Dr, Partridge Dr, 111th St, Sherwood Dr, Altoona St, Dauner Haus Blvd, Shoreview Ct, Foxcroft Cir | $129,500 | $110,000 | $125,000-$150,000 | $54,500 | $40,000 | $25,000-$50,000 |
| Tall Oaks Dr, Farmridge Ln, Paradise Ct, Lincoln St, Maya Ln, Harbor Creek, Marlowe Dr, Linden St, Millerway Dr, N Pine St | $122,000 | $110,000 | $125,000-$150,000 | $100,000 | $90,000 | $75,000-$100,000 |
| E Hill St, Denhill Ave, Eastdale Dr, Wyndcrest Dr, S Irish Rd, Westchester Dr, Mary Ct, Burns St, Temperance St, Afaf St | $130,000 | $110,000 | $100,000-$125,000 | $104,000 | $100,000 | $75,000-$100,000 |
| Century Ln, Merwood Dr, Garnet Rd, Ridgeway Ave, Charles St, Gallant Fox Trl, Barcey Ct, Yorktown Dr, Blue Grass Ln, Edwin Ave | $115,000 | $100,000 | $100,000-$125,000 | $70,500 | $70,000 | $50,000-$75,000 |
| Lakeview Dr, Appletree Ln, Lynn St, Covert Rd, Briar Patch Ln, Holiday Dr, Edgewood Ave, McComb Dr, Goudy Lake Rd, Mount Morris Rd | $71,000 | $60,000 | $75,000-$100,000 | $48,000 | $40,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $562 |
| Superior Protection Discount | -$62 | $631 |
| Fire & Security Discount | -$49 | $645 |
| Hail Resistant Roof Discount | -$14 | $680 |
| Newly Constructed Home Discount | -$166 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Genesee County | $700 | $685 | $1,385 | $498 | $1,198 | $187 |
| Genesee County, MI | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Hazelton, MI | $500 | $760 | $1,260 | $552 | $1,052 | $208 |
| Burt, MI | $2,500 | $728 | $3,228 | $529 | $3,029 | $199 |
| Cohoctah, MI | $200 | $833 | $1,033 | $605 | $805 | $228 |
| Hartland, MI | $2,500 | $758 | $3,258 | $551 | $3,051 | $207 |
| Owosso charter, MI | $300 | $736 | $1,036 | $535 | $835 | $201 |
| Gilford, MI | $1,500 | $714 | $2,214 | $519 | $2,019 | $195 |
| Utica, MI | $100 | $766 | $866 | $556 | $656 | $209 |
| DeWitt, MI | $2,000 | $850 | $2,850 | $617 | $2,617 | $232 |
| Superior charter, MI | $100 | $683 | $783 | $496 | $596 | $187 |
| Watertown charter, MI | $2,000 | $836 | $2,836 | $607 | $2,607 | $228 |
| Home Insurance Company Genesee County, MI | Homeowners Insurance Agency Genesee County, MI | Address | Popularity Score | Distance from Genesee County (miles) |
|---|---|---|---|---|
| State Farm | Jeff Kelly | 1080 N Pine Rd, Essexville, MI, 48732-1916 | 40.3 | |
| State Farm | Terrill Mayberry | 33622 Woodward Ave, Birmingham, MI, 48009-0910 | 42.1 | |
| State Farm | Terri Anderson-Berger | 43341 Grand Riv Ave, Novi, MI, 48375-1739 | 39.1 | |
| Liberty Mutual Independent | Griffin Smalley & Wilkerson | 37000 Grand River Ave, Farmington Hills, MI, 48335 | 41.0 | |
| Allstate | Laura Wilkerson | 5424 E Grand River Ave Ste 101, Howell, MI, 48843 | 31.4 | |
| Allstate | Michael Jaboro | 43207 Woodward Ave, Bloomfield Hills, MI, 48302 | 36.4 | |
| Allstate | Thea Collins | 1984 E Auburn Rd, Rochester Hills, MI, 48307 | 40.8 | |
| State Farm | Rick Jackson | 11225 S Saginaw St Ste 5, Grand Blanc, MI, 48439-1285 | 7.3 | |
| State Farm | Ted Brown | 28805 Evergreen Rd, Southfield, MI, 48076-2564 | 43.0 | |
| Allstate | Paul L Rogacki | 414 North Ctr, Northville, MI, 48167 | 42.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,060 | $530 |
| Genesee County, MI | $96,500 | $694 | $480 | $980 | $500 |
| Genesee County, MI | $96,500 | $694 | $470 | $960 | $490 |
| Hazelton, MI | $132,100 | $769 | $550 | $1,060 | $510 |
| Burt, MI | $110,000 | $737 | $510 | $1,010 | $500 |
| Cohoctah, MI | $187,500 | $843 | $620 | $1,170 | $550 |
| Hartland, MI | $236,700 | $767 | $560 | $1,090 | $530 |
| Owosso charter, MI | $115,300 | $745 | $540 | $1,070 | $530 |
| Gilford, MI | $101,500 | $723 | $500 | $990 | $490 |
| Utica, MI | $136,100 | $775 | $530 | $1,080 | $550 |
| DeWitt, MI | $200,100 | $860 | $580 | $1,200 | $620 |
| Superior charter, MI | $172,700 | $691 | $500 | $970 | $470 |
| Watertown charter, MI | $190,000 | $846 | $600 | $1,200 | $600 |