Gavop's guide to buying homeowners insurance in Bailey County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bailey County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 1160, E Birch Ave, Co Rd 1192, Co Rd 1043, Reno St, Co Rd 61, FM 596, Coop Gin Rd, 8 Th St, Co Rd 217 | $81,000 | $80,000 | $50,000-$75,000 | $65,000 | $60,000 | $50,000-$75,000 |
| Co Rd 1163, E 7th St, C R 131, W Date Ave, Co Rd 184, Co Rd 1194, Co Rd 1203, Co Rd 55, Co Rd 1232, Co Rd 1233 | $128,500 | $120,000 | $125,000-$150,000 | $61,000 | $50,000 | $50,000-$75,000 |
| Co Rd 232, W Reno St, W Ave K, State Hwy 214, E American Blvd, Co Rd 1008, W 19th St, FM 746, Co Rd 1018, C R 132 | $79,000 | $60,000 | $75,000-$100,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Co Rd 123, Co Rd 203, E 6th St, W 18th St, Co Rd 1229, Co Rd 227, W Elm Ave, FM 3125, Co Rd 174, Co Rd 1155 | $79,500 | $70,000 | $75,000-$100,000 | $50,500 | $40,000 | $50,000-$75,000 |
| E Ave I, N Roosevelt Road A, Co Rd 1301, Co Rd 1330, Co Rd 154, W 21st St, W Ave J, W 12th St, Co Rd 75, Co Rd 1244 | $70,000 | $60,000 | $50,000-$75,000 | $61,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $798 |
| Superior Protection Discount | -$96 | $866 |
| Fire & Security Discount | -$106 | $856 |
| Hail Resistant Roof Discount | -$29 | $933 |
| Newly Constructed Home Discount | -$250 | $712 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bailey County | $1,000 | $950 | $1,950 | $691 | $1,691 | $260 |
| Bailey County, TX | $2,500 | $950 | $3,450 | $691 | $3,191 | $260 |
| South Sand Hills, TX | $500 | $1,275 | $1,775 | $926 | $1,426 | $348 |
| Sudan-Amherst, TX | $2,500 | $1,285 | $3,785 | $934 | $3,434 | $351 |
| Portales, NM | $500 | $636 | $1,136 | $462 | $962 | $174 |
| Lamb County, TX | $1,500 | $928 | $2,428 | $674 | $2,174 | $254 |
| Littlefield, TX | $200 | $924 | $1,124 | $672 | $872 | $253 |
| Levelland, TX | $2,000 | $1,026 | $3,026 | $745 | $2,745 | $280 |
| Friona, TX | $100 | $1,385 | $1,485 | $1,007 | $1,107 | $379 |
| Hockley County, TX | $700 | $1,007 | $1,707 | $732 | $1,432 | $275 |
| Castro County, TX | $400 | $999 | $1,399 | $726 | $1,126 | $273 |
| Sundown, TX | $700 | $1,341 | $2,041 | $974 | $1,674 | $366 |
| Home Insurance Company Bailey County, TX | Homeowners Insurance Agency Bailey County, TX | Address | Popularity Score | Distance from Bailey County (miles) |
|---|---|---|---|---|
| Farmers | Barbara Brown | 220 S Main St, Morton, TX, 79346 | 24.1 | |
| Travelers | Mayo Agency Inc | 718 Main St, Olton, TX, 79064 | 40.6 | |
| State Farm | Russel Birdwell | 116 E Jones St, Dimmitt, TX, 79027-2634 | 44.5 | |
| Farmers | Julie De Bruin | 1602 W American Blvd, Muleshoe, TX, 79347 | 12.7 | |
| State Farm | Jerry Sanders | 1515 Avenue H, Levelland, TX, 79336-6033 | 42.7 | |
| State Farm | Mark Morton | 113 W Avenue D, Muleshoe, TX, 79347-3642 | 12.3 | |
| State Farm | Jan Mccrary | 324 Phelps Ave, Littlefield, TX, 79339-3430 | 30.4 | |
| Allstate | Hays Insurance | 304 W Bedford St, Dimmitt, TX, 79027 | 44.5 | |
| State Farm | Bill Ashley | 820 Austin St, Levelland, TX, 79336-4510 | 42.2 | |
| Travelers | Anton Insurance Agency | 313 N Main St, Anton, TX, 79313 | 42.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bailey County, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| Bailey County, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| South Sand Hills, TX | $57,900 | $1,290 | $850 | $1,990 | $1,140 |
| Sudan-Amherst, TX | $59,500 | $1,301 | $860 | $2,000 | $1,140 |
| Portales, NM | $113,000 | $643 | $440 | $910 | $470 |
| Lamb County, TX | $62,700 | $939 | $620 | $1,450 | $830 |
| Littlefield, TX | $61,900 | $936 | $620 | $1,440 | $820 |
| Levelland, TX | $87,700 | $1,038 | $690 | $1,600 | $910 |
| Friona, TX | $76,600 | $1,402 | $930 | $2,160 | $1,230 |
| Hockley County, TX | $82,300 | $1,019 | $670 | $1,570 | $900 |
| Castro County, TX | $80,300 | $1,011 | $670 | $1,560 | $890 |
| Sundown, TX | $68,700 | $1,357 | $900 | $2,090 | $1,190 |