Gavop shows you how to buy homeowners insurance in Ringwood, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $118,500 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $275,000 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $298,500 | $270,000 | $250,000-$300,000 |
| 4 Bedroom | $342,000 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $682,500 | $630,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $674 |
| Superior Protection Discount | -$80 | $722 |
| Fire & Security Discount | -$64 | $738 |
| Hail Resistant Roof Discount | -$16 | $786 |
| Newly Constructed Home Discount | -$200 | $601 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,488 |
| Hail Damage | $4,948 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $15,884 |
| Home Insurance Company Ringwood, NJ | Homeowners Insurance Agency Ringwood, NJ | Address | Popularity Score | Distance from Ringwood (miles) |
|---|---|---|---|---|
| State Farm | Derek Vannelli | 1212 Route 23 Ste 2, Butler, NJ, 07405-2039 | 8.6 | |
| State Farm | Anita Dasilva | 960 Kinderkamack Rd, River Edge, NJ, 07661-2331 | 16.9 | |
| Travelers | Daman Associates Inc | 808 High Mountain Rd Ste 220, Franklin Lakes, NJ, 7417 | 8.2 | |
| Allstate | Jim Murasko | 36b Main St, Bloomingdale, NJ, 7403 | 7.6 | |
| State Farm | Tom Ziegenbalg | 1489 Union Valley Rd, West Milford, NJ, 07480-1361 | 5.4 | |
| Travelers | Beatty & Associates Llc | 1 Kings Rd, Madison, NJ, 7940 | 24.9 | |
| Allstate | Richard Caivano | 400 Ramapo Valley Rd, Oakland, NJ, 7436 | 5.6 | |
| Allstate | Robert L Cella | 16 Skyline Lake Dr Ste 5a, Ringwood, NJ, 7456 | 2.4 | |
| State Farm | Michael Bush | 1293 Broad St Ste 3, Bloomfield, NJ, 07003-3060 | 19.2 | |
| Farmers | Omaida Acevedo | 90 Passaic St, Garfield, NJ, 7026 | 18.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $740 | $1,550 | $810 |
| Passaic County, NJ | $333,200 | $1,030 | $730 | $1,420 | $690 |
| Ringwood, NJ | $342,400 | $802 | $550 | $1,110 | $560 |
| Allendale, NJ | $682,100 | $1,091 | $730 | $1,560 | $830 |
| Hillsdale, NJ | $522,700 | $957 | $690 | $1,320 | $630 |
| Congers, NY | $453,900 | $1,128 | $770 | $1,560 | $790 |
| Woodbury, NY | $305,500 | $875 | $630 | $1,220 | $590 |
| Verona, NJ | $435,000 | $1,013 | $700 | $1,410 | $710 |
| Briarcliff Manor, NY | $686,200 | $845 | $570 | $1,170 | $600 |
| Salisbury Mills, NY | $338,200 | $1,418 | $1,010 | $1,960 | $950 |
| Shenorock, NY | $375,500 | $1,652 | $1,170 | $2,350 | $1,180 |
| Wurtsboro, NY | $168,200 | $681 | $460 | $950 | $490 |