Gavop's guide to buying homeowners insurance in Pinehurst, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Pinehurst, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Utley St, Westchester Cir, Lake Hills Rd, Blue St, P482, Merle Rd, Main St, Prestonfield Ct, Saint Andrews Pl, Live Oak Ln | $192,000 | $160,000 | $200,000-$250,000 | $271,500 | $250,000 | $300,000-$350,000 |
| McLean Rd, P565, Fox Hound Run, Clearwater Pl, Weaver Rd, State Rd 1869, Wayland St, Ruby Ln, Canterbury Ln, State Rd 1314 | $192,500 | $170,000 | $150,000-$175,000 | $224,500 | $180,000 | $175,000-$200,000 |
| Old Morganton Rd, Harding Ct, Mallard Ln, Devon Dr, Cherry Ln, N Hardin St, Hardee Branch Rd, E Dogwood Ln, Greencastle Dr, Woodburn Rd | $222,500 | $180,000 | $200,000-$250,000 | $416,500 | $330,000 | $400,000-$500,000 |
| Lakeside Dr, McGrath Ln, Wilshire Ln, Beryl Ct, Tom McIntosh St Exd, W South St, Heflin Ct, State Rd 1937, Debnan St, Meredith St | $187,500 | $180,000 | $175,000-$200,000 | $272,000 | $250,000 | $250,000-$300,000 |
| State Rd 2165, Colonial Ave, Valley View Rd, Fields Rd, Dawkins St, Moore Dr, Love Thirty Ln, Gerry Ct, Holly Springs Ct, Laurel Rd | $206,000 | $190,000 | $175,000-$200,000 | $265,500 | $250,000 | $250,000-$300,000 |
| State Rd 2078, Barrett Rd W, Windy Hill Rd, Michael Ln, Paddock Ln, State Rd 1101, State Rd 2053, State Rd 1100, Pinebluff Lake Rd, Foxfire Rd | $141,500 | $130,000 | $125,000-$150,000 | $179,500 | $150,000 | $200,000-$250,000 |
| Leven Links Ln, McDonald Pl, US Hwy 1 N, Pierce Pl, Forest Ln, Gambel Ct, Eldorado Ln, N Currant St, Harris St, Opal Ln | $251,500 | $220,000 | $250,000-$300,000 | $402,000 | $380,000 | $400,000-$500,000 |
| Bob O Link Rd, Talamore Dr, Knoll Rd, Memorial Dr, Randolph Ct, Oakmont Cir, Johnson St, Wiregrass Ln, Bay West Ln, Columbine Rd | $268,000 | $220,000 | $200,000-$250,000 | $297,500 | $280,000 | $300,000-$350,000 |
| Harlow Rd, Owens Ln, W Chapliin Rd, Azalea Rd, Pine Tree Rd, Coldstream Ln, Waxmyrtle Ct, Firestone Dr, S Vineland St, Augusta Way | $151,000 | $140,000 | $150,000-$175,000 | $247,500 | $220,000 | $200,000-$250,000 |
| Walkabout Dr, Lake View Dr E, Long Pine Hills Rd, Beulah Hill Church Rd, Lunday Ln, St Andrews Pl, Muirkirk Way, Spur Rd, State Rd 1167, Mc Sweeny Cir | $178,000 | $140,000 | $175,000-$200,000 | $384,500 | $340,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $769 |
| Superior Protection Discount | -$92 | $824 |
| Fire & Security Discount | -$64 | $852 |
| Hail Resistant Roof Discount | -$27 | $888 |
| Newly Constructed Home Discount | -$211 | $705 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Moore County | $1,500 | $965 | $2,465 | $701 | $2,201 | $264 |
| Pinehurst, NC | $700 | $905 | $1,605 | $657 | $1,357 | $247 |
| Spring Lake, NC | $300 | $868 | $1,168 | $631 | $931 | $237 |
| Broadway, NC | $1,500 | $800 | $2,300 | $582 | $2,082 | $219 |
| Parkton, NC | $500 | $498 | $998 | $362 | $862 | $136 |
| Grays Creek, NC | $1,500 | $798 | $2,298 | $580 | $2,080 | $218 |
| Back Creek, NC | $300 | $682 | $982 | $496 | $796 | $186 |
| McDonald, NC | $2,500 | $507 | $3,007 | $368 | $2,868 | $139 |
| Fearrington Village, NC | $200 | $1,318 | $1,518 | $958 | $1,158 | $360 |
| Coats, NC | $2,000 | $588 | $2,588 | $427 | $2,427 | $161 |
| Oakboro, NC | $100 | $857 | $957 | $623 | $723 | $234 |
| Almond, NC | $2,000 | $775 | $2,775 | $563 | $2,563 | $212 |
| Home Insurance Company Pinehurst, NC | Homeowners Insurance Agency Pinehurst, NC | Address | Popularity Score | Distance from Pinehurst (miles) |
|---|---|---|---|---|
| Erie | Susan Tysor Insurance | 120 Scarboro Street, Asheboro, NC, 27203 | 40.4 | |
| State Farm | Walter Ciucevich | 1609 E 11th St, Siler City, NC, 27344-2823 | 37.4 | |
| Nationwide | Molamphy Insurance Llc | 121 Emerald Necklace Ln, Pinehurst, NC, 28374 | 1.2 | |
| Nationwide | Teddy J Byrd Agency | 97 E Main Street, Coats, NC, 27521-8976 | 47.5 | |
| Travelers | Mcleod Insurance Agency Llc | 1203 S Fayetteville St, Asheboro, NC, 27203 | 39.5 | |
| Erie | Chriscoe & Associates Inc. | 1148 South Cox Street, Asheboro, NC, 27203 | 39.4 | |
| State Farm | Bennett Deane | 515 Fayetteville Rd, Rockingham, NC, 28379-3415 | 24.3 | |
| Allstate | Charles Montjoy | 115 E Salisbury St, Robbins, NC, 27325 | 17.9 | |
| Allstate | Tyler Gaddy | 120 N Main St, Norwood, NC, 28128 | 36.9 | |
| State Farm | Joe Speight | 186 N 1st St, Albemarle, NC, 28001-4805 | 42.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,260 | $640 |
| Moore County, NC | $207,300 | $977 | $660 | $1,340 | $680 |
| Pinehurst, NC | $289,800 | $916 | $660 | $1,270 | $610 |
| Spring Lake, NC | $94,100 | $879 | $620 | $1,250 | $630 |
| Broadway, NC | $139,900 | $810 | $580 | $1,120 | $540 |
| Parkton, NC | $78,600 | $504 | $360 | $720 | $360 |
| Grays Creek, NC | $180,000 | $808 | $580 | $1,140 | $560 |
| Back Creek, NC | $142,800 | $690 | $500 | $990 | $490 |
| McDonald, NC | $80,000 | $513 | $370 | $700 | $330 |
| Fearrington Village, NC | $305,200 | $1,334 | $950 | $1,830 | $880 |
| Coats, NC | $94,600 | $595 | $400 | $840 | $440 |
| Oakboro, NC | $154,100 | $867 | $600 | $1,190 | $590 |
| Almond, NC | $133,700 | $784 | $560 | $1,070 | $510 |