Gavop shows you how to buy homeowners insurance in East Lincoln, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $88,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $156,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $140,000 | $110,000 | $150,000-$175,000 |
| 5 Bedroom | $175,500 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $506 |
| Superior Protection Discount | -$60 | $542 |
| Fire & Security Discount | -$42 | $560 |
| Hail Resistant Roof Discount | -$12 | $591 |
| Newly Constructed Home Discount | -$163 | $440 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Logan County | $2,500 | $627 | $3,127 | $455 | $2,955 | $171 |
| East Lincoln, IL | $2,500 | $595 | $3,095 | $433 | $2,933 | $163 |
| Delavan, IL | $1,000 | $655 | $1,655 | $476 | $1,476 | $179 |
| Sand Prairie, IL | $200 | $753 | $953 | $547 | $747 | $206 |
| Carlock, IL | $2,500 | $735 | $3,235 | $534 | $3,034 | $201 |
| Le Roy, IL | $500 | $741 | $1,241 | $539 | $1,039 | $203 |
| Long Creek, IL | $700 | $662 | $1,362 | $481 | $1,181 | $181 |
| Roanoke, IL | $500 | $716 | $1,216 | $521 | $1,021 | $196 |
| Bement, IL | $200 | $611 | $811 | $444 | $644 | $167 |
| New Berlin, IL | $2,000 | $792 | $2,792 | $576 | $2,576 | $217 |
| Home Insurance Company East Lincoln, IL | Homeowners Insurance Agency East Lincoln, IL | Address | Popularity Score | Distance from East Lincoln (miles) |
|---|---|---|---|---|
| State Farm | Jodi Brown | 3332 W Willow Knolls Dr Ste A, Peoria, IL, 61614-1011 | 45.5 | |
| State Farm | Rick Hamm | 628 N Chicago St, Lincoln, IL, 62656-2131 | 3.3 | |
| State Farm | Chris Coyne | 1212 Woodlawn Rd Ste B, Lincoln, IL, 62656-9746 | 4.8 | |
| Allstate | Laure Feld | 4530 N Brandywine Dr, Peoria, IL, 61614 | 43.0 | |
| State Farm | Dan Pfeifer | 1000 Court St, Pekin, IL, 61554-7511 | 32.4 | |
| State Farm | Mike Sprague | 2313 E Oakland Ave, Bloomington, IL, 61701-5840 | 27.7 | |
| Erie | Grieme Insurance Agency Llc | P O Box 890, Lincoln, IL, 62656 | 3.7 | |
| Travelers | Plr Insurance | 1242 E Empire St, Bloomington, IL, 61701 | 28.0 | |
| Liberty Mutual Independent | Wyman Group | 230 Sw Adams St Ste 501, Peoria, IL, 61602 | 38.9 | |
| State Farm | Donna Watson | 3805 N Sterling Avenue, Peoria, IL, 61615-4230 | 42.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,220 | $650 |
| Logan County, IL | $101,300 | $634 | $460 | $900 | $440 |
| East Lincoln, IL | $99,600 | $603 | $430 | $840 | $410 |
| Delavan, IL | $104,000 | $663 | $480 | $910 | $430 |
| Sand Prairie, IL | $138,900 | $762 | $510 | $1,040 | $530 |
| Carlock, IL | $131,600 | $744 | $530 | $1,030 | $500 |
| Le Roy, IL | $133,900 | $750 | $500 | $1,060 | $560 |
| Long Creek, IL | $123,000 | $670 | $480 | $920 | $440 |
| Roanoke, IL | $124,800 | $725 | $490 | $1,030 | $540 |
| Bement, IL | $90,900 | $618 | $440 | $870 | $430 |
| New Berlin, IL | $156,100 | $802 | $570 | $1,150 | $580 |