Gavop's guide to buying homeowners insurance in Madras, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $141,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $161,000 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $187,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $411,000 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$89 | $549 |
| Superior Protection Discount | -$57 | $581 |
| Fire & Security Discount | -$57 | $581 |
| Hail Resistant Roof Discount | -$19 | $619 |
| Newly Constructed Home Discount | -$166 | $473 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,319 |
| Hail Damage | $4,759 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,051 |
| Home Insurance Company Madras, OR | Homeowners Insurance Agency Madras, OR | Address | Popularity Score | Distance from Madras (miles) |
|---|---|---|---|---|
| Travelers | Noble Insurance Solution | 1303 Nw Galveston Ave, Bend, OR, 97701 | 46.6 | |
| Liberty Mutual Independent | Fullhart Insurance Of Sisters | 704 W Hood Ave Ste A, Sisters, OR, 97759 | 35.9 | |
| Allstate | Rowdy Swafford | 1350 Se Reed Market Rd Ste 201, Bend, OR, 97702 | 47.5 | |
| Liberty Mutual Independent | Insurance Center | 62940 O B Riley Rd Ste 1, Bend, OR, 97701 | 44.4 | |
| State Farm | Brian Elder | 515 Sw 6th St, Redmond, OR, 97756-2702 | 30.8 | |
| State Farm | Mike Hornback | 399 Nw 3rd St, Prineville, OR, 97754-1817 | 32.0 | |
| Farmers | Dennis Marbell | 520 Sw Evergreen Ave, Redmond, OR, 97756 | 30.7 | |
| State Farm | Jim Bowlin | 2214 Ne Division St Ste 109, Bend, OR, 97701-3551 | 45.3 | |
| State Farm | James Chrisman | 1288 Sw Simpson Ave Ste B1, Bend, OR, 97702-3196 | 47.1 | |
| State Farm | Travis Bryan | Ste A-4 62968 O B Riley Rd Ste 4, Bend, OR, 97701-9461 | 44.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $920 | $440 |
| Jefferson County, OR | $178,300 | $639 | $430 | $890 | $460 |
| Madras, OR | $159,500 | $639 | $470 | $880 | $410 |
| Culver, OR | $188,400 | $650 | $450 | $890 | $440 |
| Ashwood, OR | $428,900 | $980 | $680 | $1,360 | $680 |
| Terrebonne, OR | $138,400 | $502 | $350 | $720 | $370 |
| Pine Grove, OR | $140,600 | $506 | $350 | $700 | $350 |
| Camp Sherman, OR | $433,300 | $995 | $670 | $1,400 | $730 |
| Eagle Crest, OR | $399,800 | $895 | $650 | $1,260 | $610 |
| Pine Hollow, OR | $172,700 | $552 | $400 | $760 | $360 |
| Grass Valley, OR | $106,300 | $445 | $300 | $630 | $330 |
| Detroit, OR | $141,700 | $508 | $350 | $720 | $370 |