Gavop tells you how to get the best homeowners insurance in Lawtey, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $68,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $137,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $195,000 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $202,000 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $758 |
| Superior Protection Discount | -$82 | $831 |
| Fire & Security Discount | -$64 | $849 |
| Hail Resistant Roof Discount | -$18 | $895 |
| Newly Constructed Home Discount | -$237 | $676 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bradford County | $2,500 | $840 | $3,340 | $610 | $3,110 | $230 |
| Lawtey, FL | $1,000 | $902 | $1,902 | $656 | $1,656 | $247 |
| Starke, FL | $200 | $813 | $1,013 | $591 | $791 | $222 |
| Raiford, FL | $700 | $986 | $1,686 | $717 | $1,417 | $269 |
| Macclenny, FL | $400 | $909 | $1,309 | $661 | $1,061 | $248 |
| Middleburg-Clay Hill, FL | $700 | $990 | $1,690 | $719 | $1,419 | $270 |
| Baldwin, FL | $300 | $916 | $1,216 | $666 | $966 | $250 |
| Green Cove Springs, FL | $1,500 | $945 | $2,445 | $687 | $2,187 | $258 |
| Jacksonville East, FL | $100 | $1,590 | $1,690 | $1,155 | $1,255 | $434 |
| World Golf Village, FL | $2,500 | $2,166 | $4,666 | $1,574 | $4,074 | $592 |
| Sawgrass, FL | $400 | $941 | $1,341 | $684 | $1,084 | $257 |
| McAlpin-Wellborn, FL | $2,500 | $1,183 | $3,683 | $859 | $3,359 | $323 |
| Home Insurance Company Lawtey, FL | Homeowners Insurance Agency Lawtey, FL | Address | Popularity Score | Distance from Lawtey (miles) |
|---|---|---|---|---|
| Allstate | Luis Vienrich | 559 W Twincourt Trl Unit 605, Saint Augustine, FL, 32095 | 39.3 | |
| Travelers | Brightway Insurance | 1515 County Rd 210 W Ste 103 Jacksonsville, St Johns, FL, 32259 | 36.7 | |
| State Farm | Beth Arnold | 8130 Bymdws Cir W Ste 106, Jacksonville, FL, 32256-1812 | 34.9 | |
| Liberty Mutual Independent | The Della Porta Group Inc | 7807 Baymeadows Rd E Ste 301, Jacksonville, FL, 32256 | 37.3 | |
| State Farm | Bill Matchell | 140 Nw 75th Drive Suite A, Gainesville, FL, 32607-1587 | 34.3 | |
| Allstate | David Clements | 10440 Us Highway 1 N, Saint Augustine, FL, 32095 | 39.2 | |
| Allstate | Kadisha Davis | 7901 Normandy Blvd, Jacksonville, FL, 32221 | 24.9 | |
| State Farm | Bill Pool Chfc | 7025 Normandy Boulevard, Jacksonville, FL, 32205-6209 | 26.0 | |
| State Farm | Ron Mccann | 1700 Wells Rd Ste 30, Orange Park, FL, 32073-2374 | 24.1 | |
| Liberty Mutual Independent | Harden & Associates Inc | 501 Riverside Ave Ste 1000, Jacksonville, FL, 32202 | 31.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Bradford County, FL | $90,500 | $850 | $660 | $1,140 | $480 |
| Lawtey, FL | $101,500 | $913 | $710 | $1,220 | $510 |
| Starke, FL | $85,900 | $823 | $640 | $1,100 | $460 |
| Raiford, FL | $88,500 | $998 | $780 | $1,340 | $560 |
| Macclenny, FL | $132,100 | $920 | $720 | $1,230 | $510 |
| Middleburg-Clay Hill, FL | $162,700 | $1,002 | $780 | $1,340 | $560 |
| Baldwin, FL | $133,700 | $927 | $720 | $1,240 | $520 |
| Green Cove Springs, FL | $139,700 | $956 | $750 | $1,280 | $530 |
| Jacksonville East, FL | $179,300 | $1,609 | $1,260 | $2,160 | $900 |
| World Golf Village, FL | $270,100 | $2,192 | $1,710 | $2,940 | $1,230 |
| Sawgrass, FL | $454,100 | $952 | $740 | $1,280 | $540 |
| McAlpin-Wellborn, FL | $117,800 | $1,197 | $930 | $1,600 | $670 |