Gavop tells you how to get the best homeowners insurance in Phillips County, MT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Phillips County, MT - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Canal St, S 6th Ave E, E Forks Rd, Sapphire Ave, Jordan St, S 1st St W, Simanton Ln, Alkali Rd, 5th St E, S 5th Ave E | $118,500 | $100,000 | $100,000-$125,000 | $136,500 | $110,000 | $150,000-$175,000 |
| S 2nd St W, Dehy Rd, State Park Rd, Telegraph Rd, Rte 8, Allery Rd, S Wagner Loop, State Hwy 363, Ore St, Whitewater Rd | $102,000 | $90,000 | $75,000-$100,000 | $123,500 | $100,000 | $100,000-$125,000 |
| S 14th St E, Stevens St, S 1st Ave, Chestnut St, State Hwy 66, Upper Frenchman Rd, S 8th Ave E, Camp Creek, S 4th Ave, Cree Xing | $127,500 | $110,000 | $125,000-$150,000 | $113,000 | $100,000 | $125,000-$150,000 |
| Sudbrack Rd, 4th Ave, S 9th St W, 7 Mile Rd, Central Ave, S 1st Ave W, Forks Rd, 4th St E, Kid Curry Rd, S 3rd St E | $71,000 | $60,000 | $50,000-$75,000 | $82,000 | $80,000 | $50,000-$75,000 |
| 5th St W, 8th St W, S Wagner Rd, Park Ave, 7th St W, Matador Rd, Larb Hills Rd, S 10th Ave E, 2nd St, S Bench Rd | $78,000 | $70,000 | $75,000-$100,000 | $129,000 | $110,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $601 |
| Superior Protection Discount | -$70 | $629 |
| Fire & Security Discount | -$77 | $622 |
| Hail Resistant Roof Discount | -$21 | $678 |
| Newly Constructed Home Discount | -$140 | $559 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Phillips County | $2,000 | $690 | $2,690 | $502 | $2,502 | $189 |
| Phillips County, MT | $2,000 | $690 | $2,690 | $502 | $2,502 | $189 |
| Saco, MT | $200 | $489 | $689 | $355 | $555 | $134 |
| Lodge Pole, MT | $1,500 | $567 | $2,067 | $412 | $1,912 | $155 |
| Fort Belknap, MT | $100 | $529 | $629 | $384 | $484 | $144 |
| Fort Belknap Agency, MT | $2,500 | $582 | $3,082 | $423 | $2,923 | $159 |
| Whitewater, MT | $100 | $796 | $896 | $579 | $679 | $218 |
| Hays, MT | $2,500 | $473 | $2,973 | $344 | $2,844 | $129 |
| South Phillips, MT | $100 | $986 | $1,086 | $717 | $817 | $269 |
| Harlem, MT | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Blaine County, MT | $200 | $634 | $834 | $461 | $661 | $173 |
| Home Insurance Company Phillips County, MT | Homeowners Insurance Agency Phillips County, MT | Address | Popularity Score | Distance from Phillips County (miles) |
|---|---|---|---|---|
| Allstate | Richman Insurance | 203 S. Main St., Harlem, MT, 59526 | 43.9 | |
| Allstate | Richman Insurance | 203 South Main, Harlem, MT, 59526 | 44.0 | |
| Allstate | Phillips County Ins | 139 S 1st E Po Box 1610, Malta, MT, 59538 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Phillips County, MT | $117,800 | $699 | $530 | $920 | $390 |
| Phillips County, MT | $117,800 | $699 | $530 | $920 | $390 |
| Saco, MT | $52,600 | $495 | $380 | $650 | $270 |
| Lodge Pole, MT | $65,000 | $574 | $440 | $750 | $310 |
| Fort Belknap, MT | $58,700 | $535 | $410 | $700 | $290 |
| Fort Belknap Agency, MT | $67,500 | $589 | $450 | $770 | $320 |
| Whitewater, MT | $111,100 | $806 | $610 | $1,060 | $450 |
| Hays, MT | $50,300 | $479 | $360 | $630 | $270 |
| South Phillips, MT | $171,500 | $998 | $760 | $1,310 | $550 |
| Harlem, MT | $77,900 | $648 | $490 | $850 | $360 |
| Blaine County, MT | $85,800 | $642 | $490 | $840 | $350 |