Gavop shows you how to buy homeowners insurance in Grand Rapids, WI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $85,500 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $114,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $200,000 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $435,000 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $510 |
| Superior Protection Discount | -$61 | $553 |
| Fire & Security Discount | -$61 | $553 |
| Hail Resistant Roof Discount | -$18 | $596 |
| Newly Constructed Home Discount | -$160 | $455 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wood County | $2,500 | $762 | $3,262 | $553 | $3,053 | $208 |
| Grand Rapids, WI | $700 | $607 | $1,307 | $441 | $1,141 | $166 |
| Saratoga, WI | $100 | $614 | $714 | $446 | $546 | $168 |
| Sherry, WI | $1,000 | $636 | $1,636 | $462 | $1,462 | $174 |
| Junction City, WI | $500 | $518 | $1,018 | $376 | $876 | $141 |
| Auburndale, WI | $1,000 | $650 | $1,650 | $472 | $1,472 | $178 |
| Preston, WI | $200 | $557 | $757 | $405 | $605 | $152 |
| Cary, WI | $700 | $680 | $1,380 | $494 | $1,194 | $186 |
| Franzen, WI | $300 | $616 | $916 | $447 | $747 | $168 |
| Cutler, WI | $1,000 | $612 | $1,612 | $444 | $1,444 | $167 |
| Fremont, WI | $200 | $640 | $840 | $465 | $665 | $175 |
| Birnamwood, WI | $1,000 | $533 | $1,533 | $387 | $1,387 | $146 |
| Home Insurance Company Grand Rapids, WI | Homeowners Insurance Agency Grand Rapids, WI | Address | Popularity Score | Distance from Grand Rapids (miles) |
|---|---|---|---|---|
| Erie | All In One Insurance Group | 165 W Huron Street, Berlin, WI, 54923 | 49.0 | |
| Erie | Rattunde-Ott Agency | 215 S Main Street, Necedah, WI, 54646 | 29.1 | |
| Erie | Full Service Insurance Agency Of Wi Llc | 204 N Main Street, Waupaca, WI, 54981 | 33.2 | |
| State Farm | Caren Reich | 115 S Wisconsin St, Berlin, WI, 54923-2069 | 49.2 | |
| State Farm | Leroy Holthaus | 221 E State St, Mauston, WI, 53948-1346 | 43.3 | |
| State Farm | Jason Stauffacher | 228 S Main St, Westfield, WI, 53964-9096 | 36.5 | |
| State Farm | Pete Taggatz | 1280 Commerce Pl, Plover, WI, 54467-4132 | 14.3 | |
| Travelers | T I C Inc | 3930 8th St S, Wisconsin Rapids, WI, 54494 | 3.4 | |
| Farmers | John Zimmermann | 105 Granite St Ste 3, Waupaca, WI, 54981 | 33.2 | |
| Farmers | Craig Murphy | 356 S Main St, Adams, WI, 53910 | 29.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $460 | $970 | $510 |
| Wood County, WI | $127,700 | $771 | $550 | $1,070 | $520 |
| Grand Rapids, WI | $155,200 | $615 | $450 | $880 | $430 |
| Saratoga, WI | $136,100 | $621 | $450 | $850 | $400 |
| Sherry, WI | $147,000 | $644 | $440 | $920 | $480 |
| Junction City, WI | $100,000 | $524 | $380 | $730 | $350 |
| Auburndale, WI | $153,800 | $658 | $450 | $940 | $490 |
| Preston, WI | $113,700 | $564 | $410 | $780 | $370 |
| Cary, WI | $170,600 | $688 | $470 | $980 | $510 |
| Franzen, WI | $136,900 | $623 | $430 | $890 | $460 |
| Cutler, WI | $135,200 | $619 | $440 | $860 | $420 |
| Fremont, WI | $148,600 | $648 | $470 | $890 | $420 |
| Birnamwood, WI | $104,800 | $539 | $390 | $750 | $360 |