Gavop shows you how to buy homeowners insurance in Belmont, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $104,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $106,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $266,000 | $220,000 | $300,000-$350,000 |
| 5 Bedroom | $256,000 | $210,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $671 |
| Superior Protection Discount | -$81 | $727 |
| Fire & Security Discount | -$81 | $727 |
| Hail Resistant Roof Discount | -$16 | $792 |
| Newly Constructed Home Discount | -$178 | $630 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gaston County | $2,500 | $739 | $3,239 | $537 | $3,037 | $202 |
| Belmont, NC | $1,500 | $798 | $2,298 | $580 | $2,080 | $218 |
| South Point, NC | $100 | $727 | $827 | $528 | $628 | $199 |
| Lowesville, NC | $2,500 | $1,153 | $3,653 | $838 | $3,338 | $315 |
| India Hook, SC | $200 | $1,066 | $1,266 | $775 | $975 | $291 |
| Davidson, NC | $2,000 | $1,434 | $3,434 | $1,042 | $3,042 | $392 |
| Midland, NC | $500 | $895 | $1,395 | $651 | $1,151 | $245 |
| Fallstown, NC | $2,000 | $796 | $2,796 | $578 | $2,578 | $218 |
| Mount Pleasant, NC | $200 | $934 | $1,134 | $679 | $879 | $255 |
| Clines, NC | $2,000 | $675 | $2,675 | $490 | $2,490 | $184 |
| Lockhart, SC | $300 | $537 | $837 | $391 | $691 | $147 |
| Home Insurance Company Belmont, NC | Homeowners Insurance Agency Belmont, NC | Address | Popularity Score | Distance from Belmont (miles) |
|---|---|---|---|---|
| State Farm | Jennifer Brigham | 3302 S New Hope Rd Ste 200b, Gastonia, NC, 28056-8365 | 4.1 | |
| Travelers | Pegram & Noyes | 4317 A Wilkinson Blvd, Gastonia, NC, 28056 | 4.2 | |
| Allstate | Pat Fogle | 9107 S Tryon St Ste C, Charlotte, NC, 28273 | 8.7 | |
| State Farm | Maeghan Mckenzie | 819 Central Ave, Charlotte, NC, 28204-2025 | 12.1 | |
| Travelers | Baker-Pegram Insurance | 3039 S Blvd Ste D, Charlotte, NC, 28209 | 9.8 | |
| State Farm | Darrick Embry | 8124 S Tryon St Unit A3, Charlotte, NC, 28273-3379 | 8.6 | |
| State Farm | Billye Roland | 1912 E Main St, Lincolnton, NC, 28092-3917 | 20.1 | |
| State Farm | Jeff Genant | 15105 Jhn J Dlany Dr Ste L, Charlotte, NC, 28277-2847 | 16.4 | |
| State Farm | Gary Kochman | 9539 Idlewild Rd, Mint Hill, NC, 28227-6015 | 19.1 | |
| Allstate | Keith M. Franklin | 818 Tyvola Rd Ste 102, Charlotte, NC, 28217 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,280 | $640 |
| Gaston County, NC | $130,700 | $748 | $530 | $1,070 | $540 |
| Belmont, NC | $180,200 | $808 | $590 | $1,140 | $550 |
| South Point, NC | $156,300 | $736 | $530 | $1,020 | $490 |
| Lowesville, NC | $247,000 | $1,167 | $830 | $1,650 | $820 |
| India Hook, SC | $166,000 | $1,079 | $720 | $1,480 | $760 |
| Davidson, NC | $384,000 | $1,452 | $1,050 | $2,060 | $1,010 |
| Midland, NC | $164,200 | $906 | $660 | $1,250 | $590 |
| Fallstown, NC | $179,200 | $806 | $540 | $1,120 | $580 |
| Mount Pleasant, NC | $175,200 | $945 | $690 | $1,300 | $610 |
| Clines, NC | $140,600 | $683 | $460 | $970 | $510 |
| Lockhart, SC | $79,800 | $544 | $390 | $750 | $360 |