How Can I Make My Belmont, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Belmont, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Belmont, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $40,500 $30,000 $25,000-$50,000
2 Bedroom $104,500 $90,000 $75,000-$100,000
3 Bedroom $106,000 $100,000 $100,000-$125,000
4 Bedroom $266,000 $220,000 $300,000-$350,000
5 Bedroom $256,000 $210,000 $300,000-$350,000

Bundle your Belmont, NC Auto & Home Insurance from the Same Company | Back to Top

Belmont, NC Car Insurance Belmont, NC Home Insurance
Details Mazda, Mazda3i Sport 3 Beds, 2 Baths, 2050 Square Feet worth $176500
Insurance Rates Individually $1,506.33 $5400
Savings from buying both from the same company $1,035.95

Choose the Right Deductible for your Belmont, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $500 $730 $1,230 $620 $1,120 $110
Gaston County, NC $2,500 $590 $1,090 $490 $2,990 $-1,900
Belmont, NC $1,500 $870 $1,370 $770 $2,270 $-900
South Point, NC $100 $630 $730 $510 $610 $120
Lowesville, NC $2,500 $1,290 $1,790 $1,100 $3,600 $-1,810
India Hook, SC $200 $770 $970 $650 $850 $120
Davidson, NC $2,000 $1,220 $1,720 $1,000 $3,000 $-1,280
Midland, NC $500 $660 $1,160 $580 $1,080 $80
Fallstown, NC $2,000 $710 $1,210 $590 $2,590 $-1,380
Mount Pleasant, NC $200 $860 $1,060 $730 $930 $130
Clines, NC $2,000 $580 $1,080 $500 $2,500 $-1,420
Lockhart, SC $300 $350 $650 $280 $580 $70

Identify Top Home Insurance Agents near Belmont, NC | Back to Top

Home Insurance Company Belmont, NC Homeowners Insurance Agency Belmont, NC Address Popularity Score Distance from Belmont (miles)
State Farm Jennifer Brigham 3302 S New Hope Rd Ste 200b, Gastonia, NC, 28056-8365
4.1
Travelers Pegram & Noyes 4317 A Wilkinson Blvd, Gastonia, NC, 28056
4.2
Allstate Pat Fogle 9107 S Tryon St Ste C, Charlotte, NC, 28273
8.7
State Farm Maeghan Mckenzie 819 Central Ave, Charlotte, NC, 28204-2025
12.1
Travelers Baker-Pegram Insurance 3039 S Blvd Ste D, Charlotte, NC, 28209
9.8
State Farm Darrick Embry 8124 S Tryon St Unit A3, Charlotte, NC, 28273-3379
8.6
State Farm Billye Roland 1912 E Main St, Lincolnton, NC, 28092-3917
20.1
State Farm Jeff Genant 15105 Jhn J Dlany Dr Ste L, Charlotte, NC, 28277-2847
16.4
State Farm Gary Kochman 9539 Idlewild Rd, Mint Hill, NC, 28227-6015
19.1
Allstate Keith M. Franklin 818 Tyvola Rd Ste 102, Charlotte, NC, 28217
10.0

Compare Rates for Belmont, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $690 $500 $990 $490
Gaston County, NC $124,400 $620 $420 $890 $470
Belmont, NC $162,700 $730 $500 $1,010 $510
South Point, NC $147,000 $810 $560 $1,110 $550
Lowesville, NC $236,200 $1,130 $780 $1,560 $780
India Hook, SC $143,900 $590 $420 $810 $390
Davidson, NC $377,200 $1,170 $810 $1,670 $860
Midland, NC $171,700 $940 $650 $1,290 $640
Fallstown, NC $181,200 $800 $550 $1,140 $590
Mount Pleasant, NC $165,200 $740 $540 $1,010 $470
Clines, NC $131,200 $770 $550 $1,060 $510
Lockhart, SC $77,700 $390 $260 $560 $300