Gavop shows you how to buy homeowners insurance in Portsmouth, RI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $104,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $266,000 | $220,000 | $200,000-$250,000 |
| 3 Bedroom | $302,000 | $250,000 | $350,000-$400,000 |
| 4 Bedroom | $489,000 | $390,000 | $400,000-$500,000 |
| 5 Bedroom | $540,500 | $480,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $852 |
| Superior Protection Discount | -$99 | $892 |
| Fire & Security Discount | -$79 | $912 |
| Hail Resistant Roof Discount | -$30 | $961 |
| Newly Constructed Home Discount | -$258 | $734 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,440 |
| Hail Damage | $4,524 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $15,884 |
| Home Insurance Company Portsmouth, RI | Homeowners Insurance Agency Portsmouth, RI | Address | Popularity Score | Distance from Portsmouth (miles) |
|---|---|---|---|---|
| Travelers | Triton Insurance Agency | Newport Shipyard One Washington St, Newport, RI, 2840 | 8.2 | |
| Travelers | Paquin Insurance | 651 Main Road, Tiverton, RI, 2878 | 6.6 | |
| Nationwide | Roy L Souza | 999 West Main Rd, Middletown, RI, 02842-6384 | 5.5 | |
| Travelers | Paquin Insurance | 651 Main Rd, Tiverton, RI, 2878 | 6.7 | |
| Travelers | The Insurance Center Inc | 91 Toll Gate Rd, Warwick, RI, 2886 | 10.4 | |
| Allstate | Jessica Dejesus | 130 Tower Hill Rd, North Kingstown, RI, 2852 | 8.5 | |
| Travelers | Butler & Messier Inc | 1401 Newport Ave, Pawtucket, RI, 2861 | 19.8 | |
| Travelers | Starkweather & Shepley Ins Brokerage Inc | 16 Broad St, Westerly, RI, 2891 | 31.5 | |
| Nationwide | Joseph W Blaeser | 72 Tupelo St, Bristol, RI, 02809-2810 | 6.9 | |
| Travelers | Herman W Lapointe Jr Insurance Agency Inc | 179 Main Rd, Tiverton, RI, 2878 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $890 | $1,810 | $920 |
| Newport County, RI | $362,800 | $1,405 | $970 | $2,000 | $1,030 |
| Portsmouth, RI | $363,700 | $991 | $700 | $1,410 | $710 |
| Acushnet, MA | $277,600 | $817 | $550 | $1,140 | $590 |
| Valley Falls, RI | $219,100 | $879 | $620 | $1,210 | $590 |
| Aquinnah, MA | $885,400 | $555 | $410 | $760 | $350 |
| Danielson, CT | $147,600 | $863 | $580 | $1,230 | $650 |
| Misquamicut, RI | $500,000 | $2,161 | $1,530 | $2,980 | $1,450 |
| Onset, MA | $266,700 | $1,117 | $750 | $1,600 | $850 |
| Millis-Clicquot, MA | $321,200 | $1,290 | $940 | $1,770 | $830 |
| Norwell, MA | $583,300 | $1,031 | $700 | $1,410 | $710 |
| Ocean Bluff-Brant Rock, MA | $385,800 | $1,559 | $1,060 | $2,200 | $1,140 |