Gavop's guide to buying homeowners insurance in Laplace, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $194,500 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $231,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $357,000 | $330,000 | $300,000-$350,000 |
| 5 Bedroom | $426,000 | $350,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$79 | $905 |
| Home and Two Car | -$167 | $816 |
| Home and Three Car | -$236 | $747 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. John the Baptist Parish | $2,500 | $1,481 | $3,981 | $1,076 | $3,576 | $405 |
| Laplace, LA | $2,000 | $971 | $2,971 | $706 | $2,706 | $265 |
| Montz, LA | $200 | $2,003 | $2,203 | $1,455 | $1,655 | $547 |
| Edgard, LA | $2,500 | $1,207 | $3,707 | $877 | $3,377 | $330 |
| Gramercy, LA | $300 | $1,591 | $1,891 | $1,156 | $1,456 | $435 |
| Avondale, LA | $2,500 | $807 | $3,307 | $587 | $3,087 | $221 |
| Springfield, LA | $200 | $1,382 | $1,582 | $1,004 | $1,204 | $378 |
| Lockport Heights, LA | $2,000 | $1,679 | $3,679 | $1,220 | $3,220 | $459 |
| Labadieville, LA | $300 | $1,523 | $1,823 | $1,107 | $1,407 | $416 |
| Independence, LA | $2,500 | $1,174 | $3,674 | $853 | $3,353 | $321 |
| Montpelier, LA | $100 | $913 | $1,013 | $663 | $763 | $249 |
| Siracusaville, LA | $2,500 | $427 | $2,927 | $310 | $2,810 | $117 |
| Home Insurance Company Laplace, LA | Homeowners Insurance Agency Laplace, LA | Address | Popularity Score | Distance from Laplace (miles) |
|---|---|---|---|---|
| State Farm | Alexis Ducorbier | 304 Old Covington Hwy, Hammond, LA, 70403-5123 | 29.0 | |
| Travelers | Eagan Insurance Agency | 2629 North Causeway, Metairie, LA, 70002 | 19.9 | |
| State Farm | Susan Geoghegan | 6601 Vetrns Meml Blvd Ste 17, Metairie, LA, 70003-3943 | 16.5 | |
| Travelers | Eagan Insurance Agency | 2629 North Causeway Blvd., Metairie, LA, 70002 | 19.9 | |
| Allstate | Fontenelle & Goodreau Insurance, Llc | 4508 Clearview Pkwy Ste 200, Metairie, LA, 70006 | 17.7 | |
| State Farm | Chris Caramonta | 3933 Highway 59 Ste C, Mandeville, LA, 70471-1958 | 34.7 | |
| State Farm | Wayne Leblanc | 4627 Wichers Dr, Marrero, LA, 70072-3020 | 26.1 | |
| Allstate | James Williams | 91 Holmes Blvd Ste D, Terrytown, LA, 70056 | 28.6 | |
| State Farm | Phil Mckey | 6915 Jefferson Hwy Ste A, Baton Rouge, LA, 70806-8282 | 45.8 | |
| State Farm | Chad Wood | 2301 Williams Blvd Ste A, Kenner, LA, 70062-5863 | 15.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| St. John the Baptist Parish, LA | $152,800 | $1,499 | $1,050 | $2,160 | $1,110 |
| Laplace, LA | $162,200 | $983 | $690 | $1,420 | $730 |
| Montz, LA | $233,500 | $2,027 | $1,420 | $2,920 | $1,500 |
| Edgard, LA | $99,900 | $1,222 | $860 | $1,760 | $900 |
| Gramercy, LA | $144,800 | $1,610 | $1,130 | $2,320 | $1,190 |
| Avondale, LA | $93,000 | $817 | $570 | $1,180 | $610 |
| Springfield, LA | $118,300 | $1,399 | $980 | $2,010 | $1,030 |
| Lockport Heights, LA | $158,200 | $1,699 | $1,190 | $2,450 | $1,260 |
| Labadieville, LA | $135,500 | $1,542 | $1,080 | $2,220 | $1,140 |
| Independence, LA | $96,600 | $1,188 | $830 | $1,710 | $880 |
| Montpelier, LA | $73,800 | $924 | $650 | $1,330 | $680 |
| Siracusaville, LA | $39,200 | $432 | $300 | $620 | $320 |