Gavop tells you how to get the best homeowners insurance in Stephenson County, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Stephenson County, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Illinois St, N Shady View Rd, S Mill Ln, Park Lane Dr, Leafwood Dr, S Adams Ave, W Nora Rd, Maplewood Dr, Galena St, Alfalfa Way | $108,500 | $100,000 | $100,000-$125,000 | $84,000 | $80,000 | $75,000-$100,000 |
| N Monument Rd, E Devore Ave, S Rees Rd, E Farm School Rd, Co Hwy 24, E Pieper Rd, W Stockyards Rd, Forestcliff Cir, S Fruit Ave, N Wilbur Ave | $117,500 | $100,000 | $125,000-$150,000 | $76,500 | $70,000 | $50,000-$75,000 |
| Oakwood Dr, S Prairie Ave, S Armstrong Ave, S Sleezer Home Rd, N Old Mill Rd, State Rte 75 N, E Knoup Rd, W Carthage Dr, S Dirck Dr, N Juda Rd | $80,000 | $70,000 | $50,000-$75,000 | $76,000 | $70,000 | $50,000-$75,000 |
| N Afolkey Rd, E Shawnee St, N Bunker Hill Rd, Camp St, Jay St, N Marsh St, State Rte 75 N, N Van Buren Rd, Co Hwy 24, Country Ct | $120,000 | $100,000 | $100,000-$125,000 | $121,500 | $100,000 | $125,000-$150,000 |
| E Mill St, Tchaikovsky St, Schaffer St, N Showers Rd, Maple St, Sherwood Ln, Division St, E School St, Leet St, W Sanders Hill Rd | $132,000 | $110,000 | $125,000-$150,000 | $140,500 | $120,000 | $125,000-$150,000 |
| N Smull Rd, W Preston Rd, N Flansburg Rd, Hickory Hill Rd, W Stover St, Moss Canyon Rd, Co Hwy 4, N Grove Ave, S Main St, Cooper St | $186,000 | $160,000 | $150,000-$175,000 | $147,000 | $120,000 | $100,000-$125,000 |
| N John Wagner Rd, Hilldale Dr, N Franklin St, N Damascus Rd, Jefferson Ave, W Reiland Rd, N Rink Rd, Co Hwy 10, N Canyon Dr, S Chicago Ave | $147,500 | $140,000 | $150,000-$175,000 | $94,500 | $80,000 | $75,000-$100,000 |
| W Elm St, W Valley Rd, Fairway Dr, W Loran Rd, N Zimmerman Rd, W Eby St, S Park Crest Dr, E State Line Rd, S Thompson Rd, State Rte 75 N | $198,000 | $160,000 | $200,000-$250,000 | $161,000 | $130,000 | $125,000-$150,000 |
| S West St, N Schoney Rd, E Shawnee St, Greenfield Dr, W Stockyards Rd, Fox Pointe Ct, Shorewood Ct, W Manny Rd, W Galena Rd, Freeport St | $86,000 | $80,000 | $75,000-$100,000 | $53,500 | $50,000 | $50,000-$75,000 |
| Knollwood Dr, Crestwood Dr, S Clay St, W Harrison St, E Stephenson St, E Townline Rd, E Edwardsville Rd, W Devore Ave, Lumar Dr, Brad Mar Dr | $111,000 | $90,000 | $100,000-$125,000 | $72,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $504 |
| Superior Protection Discount | -$62 | $560 |
| Fire & Security Discount | -$44 | $579 |
| Hail Resistant Roof Discount | -$19 | $604 |
| Newly Constructed Home Discount | -$125 | $498 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stephenson County | $1,000 | $615 | $1,615 | $447 | $1,447 | $168 |
| Stephenson County, IL | $2,000 | $615 | $2,615 | $447 | $2,447 | $168 |
| Pearl City, IL | $500 | $636 | $1,136 | $462 | $962 | $174 |
| Loran, IL | $2,000 | $671 | $2,671 | $488 | $2,488 | $183 |
| Pecatonica, IL | $100 | $745 | $845 | $541 | $641 | $204 |
| Woodford, WI | $2,500 | $595 | $3,095 | $432 | $2,932 | $163 |
| Palmyra, IL | $500 | $816 | $1,316 | $593 | $1,093 | $223 |
| Perry, WI | $2,000 | $884 | $2,884 | $643 | $2,643 | $242 |
| Nelson, IL | $500 | $711 | $1,211 | $517 | $1,017 | $194 |
| South Dixon, IL | $2,000 | $782 | $2,782 | $569 | $2,569 | $214 |
| Belvidere, IL | $400 | $725 | $1,125 | $527 | $927 | $198 |
| Charlotte, IA | $2,000 | $626 | $2,626 | $455 | $2,455 | $171 |
| Home Insurance Company Stephenson County, IL | Homeowners Insurance Agency Stephenson County, IL | Address | Popularity Score | Distance from Stephenson County (miles) |
|---|---|---|---|---|
| State Farm | Jason Bonomo | 2641 N Mulford Rd, Rockford, IL, 61114-5670 | 34.3 | |
| State Farm | Brian Hand | 7210 E State St Ste 1, Rockford, IL, 61108-2612 | 35.8 | |
| Travelers | Broadmoor Agency Inc | 321 W State St, Rockford, IL, 61101 | 29.7 | |
| Travelers | Blue Sky Insurance Agency Inc | 4615 E State St Ste 20, Rockford, IL, 61108 | 33.3 | |
| State Farm | Erik Abrahamsen | 1890 Daimler Rd, Rockford, IL, 61112-1006 | 35.8 | |
| Farmers | Clyde Grooms | 10768 Main St, Roscoe, IL, 61073 | 33.9 | |
| State Farm | Dean Badorek | 4182 N Perryville Rd, Loves Park, IL, 61111 | 35.1 | |
| Travelers | Larry Sreenan Agency | 5871 Elevator Rd, Roscoe, IL, 61073 | 34.4 | |
| State Farm | Ted Frits | 523 N Brewster Ave, Freeport, IL, 61032-3108 | 3.5 | |
| State Farm | Jim Blevins | 4759 Bluestem Rd, Roscoe, IL, 61073-6100 | 33.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,210 | $620 |
| Stephenson County, IL | $97,700 | $623 | $420 | $890 | $470 |
| Stephenson County, IL | $97,700 | $623 | $430 | $880 | $450 |
| Pearl City, IL | $98,300 | $644 | $470 | $910 | $440 |
| Loran, IL | $108,900 | $679 | $490 | $930 | $440 |
| Pecatonica, IL | $135,600 | $754 | $540 | $1,040 | $500 |
| Woodford, WI | $128,100 | $602 | $410 | $840 | $430 |
| Palmyra, IL | $167,400 | $826 | $560 | $1,140 | $580 |
| Perry, WI | $342,500 | $895 | $620 | $1,240 | $620 |
| Nelson, IL | $122,900 | $720 | $510 | $1,000 | $490 |
| South Dixon, IL | $151,700 | $792 | $540 | $1,130 | $590 |
| Belvidere, IL | $137,000 | $734 | $490 | $1,010 | $520 |
| Charlotte, IA | $84,400 | $634 | $460 | $900 | $440 |