Gavop's guide to buying homeowners insurance in Jones County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Jones County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Blackledge Rd, S 9th Ave, Mullican, Woodbury Dr, Spring Rd, Elizabeth Ave, Mimosa Dr, Jimmy Cook Rd, Carter St, Martha Robinson Rd | $117,000 | $110,000 | $100,000-$125,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Hayes St, Reeves Rd, Peachtree Ave, Magnolia Rd, Our Dr, W 6th St, E 3rd St, Hollingsworth Rd, Cheyenne Dr, Sunset Rd Exn | $85,500 | $80,000 | $50,000-$75,000 | $96,500 | $80,000 | $75,000-$100,000 |
| Dogwood Ln, Ray Bonner Rd, Longview Dr, Section Rd, Bill Smith Rd, S 5th Ave, Sandersville Pleasant Grove Rd, 1st St, Taylors Cir, Florence Church Rd | $104,500 | $100,000 | $100,000-$125,000 | $61,500 | $50,000 | $50,000-$75,000 |
| Harlon Matthews Rd, Lee Powell Rd, Thompson Loop, E 16th St, Jenkins Rd, Calhoun Rd, W 7th St, Palmer Ave Exd, N 17th Ave, Eastside Dr | $148,500 | $120,000 | $125,000-$150,000 | $119,500 | $110,000 | $100,000-$125,000 |
| Willow Dr, Howse Rd, Jordan Dr, Highland Woods Dr, E Jessamine St, Monroe St, Hidden Hollow Dr, Myers Dr, Tailahala Cut Off Rd, Maxey Rd | $189,500 | $160,000 | $150,000-$175,000 | $122,500 | $100,000 | $100,000-$125,000 |
| Allen Matthews Rd, S 13th Ave, Franklin St, Hill Dr, Marie Stevens Rd, Glade Dummy Line Rd, Bell Rd, Magnolia Tree, Fox Hollow Dr, Messemore Rd | $142,500 | $120,000 | $100,000-$125,000 | $84,000 | $80,000 | $75,000-$100,000 |
| Walker Rd, Atwood Rd, Merchants Park Cir, Oleta Dr, Free State Rd, Shorty Ekes Rd, Carroll Gartin Blvd, Northeast Dr, Kittingham Ct, Pettis St | $142,000 | $130,000 | $150,000-$175,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Bailey Ave, E 17th St, Stevenson Rd, Flem Phillips Rd, Maple St, Tanglewood Dr, Kitchens Loop, Oakey Woods Ln, Kennon Ave, Willis Cir | $138,000 | $130,000 | $150,000-$175,000 | $104,500 | $90,000 | $100,000-$125,000 |
| N 5th Ave, Hunters Ln, Northview Dr, S 10th Ave, Burch Dr, Wansley Rd, Major Ulmer Rd, Jones Barnes Rd, Chase Hope Rd, Harrison Terrace St | $121,500 | $110,000 | $100,000-$125,000 | $53,000 | $50,000 | $50,000-$75,000 |
| Hwy 29 N, Bonner Cemetery Rd, Miracle Ln, Troy Nickey Rd, Sandhill Church Rd, Landrum Rd, Rustin Thompson Rd, Jerry Doggett Dr, Wheeler Dr, J P Parker Rd | $84,000 | $70,000 | $75,000-$100,000 | $79,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $826 |
| Superior Protection Discount | -$96 | $865 |
| Fire & Security Discount | -$96 | $865 |
| Hail Resistant Roof Discount | -$19 | $942 |
| Newly Constructed Home Discount | -$279 | $682 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jones County | $1,500 | $949 | $2,449 | $690 | $2,190 | $259 |
| Jones County, MS | $1,000 | $949 | $1,949 | $690 | $1,690 | $259 |
| Ellisville, MS | $300 | $976 | $1,276 | $709 | $1,009 | $267 |
| Laurel, MS | $2,000 | $793 | $2,793 | $576 | $2,576 | $217 |
| Sandersville, MS | $200 | $1,116 | $1,316 | $811 | $1,011 | $305 |
| Collins, MS | $1,000 | $1,046 | $2,046 | $760 | $1,760 | $286 |
| Jasper County, MS | $500 | $723 | $1,223 | $525 | $1,025 | $198 |
| Waynesboro, MS | $2,500 | $807 | $3,307 | $586 | $3,086 | $220 |
| Shubuta, MS | $500 | $757 | $1,257 | $550 | $1,050 | $207 |
| Smith County, MS | $1,000 | $797 | $1,797 | $579 | $1,579 | $218 |
| Purvis, MS | $400 | $1,152 | $1,552 | $837 | $1,237 | $315 |
| Newton, MS | $1,500 | $899 | $2,399 | $653 | $2,153 | $246 |
| Home Insurance Company Jones County, MS | Homeowners Insurance Agency Jones County, MS | Address | Popularity Score | Distance from Jones County (miles) |
|---|---|---|---|---|
| State Farm | Todd Schwebel | 5740 Us Highway 11, Purvis, MS, 39475-5004 | 35.4 | |
| Travelers | Advantage One Insurance Inc | 206 W Central Ave, Petal, MS, 39465 | 19.8 | |
| State Farm | Samantha Alberson | 428 Broad St, Columbia, MS, 39429-3006 | 46.8 | |
| State Farm | Jim Clark | 96 Hal Crocker Rd, Ellisville, MS, 39437-2089 | 2.7 | |
| State Farm | Ted Cannon | 2 Professional Pkwy, Petal, MS, 39465-2952 | 19.7 | |
| Allstate | David Niezgoda | 103b W Holly St, Ellisville, MS, 39437 | 2.0 | |
| State Farm | Stacy Clark | 1814 Columbia Ave, Prentiss, MS, 39474 | 41.4 | |
| Allstate | Jim Shumaker | 1136 Highway 15 N, Laurel, MS, 39440 | 5.8 | |
| State Farm | Lori Hearn | 534 N Magnolia St, Laurel, MS, 39440-3559 | 5.6 | |
| State Farm | Elmo Harrison | 309 Dale St, Columbia, MS, 39429-2745 | 46.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $800 | $1,590 | $790 |
| Jones County, MS | $85,600 | $961 | $640 | $1,330 | $690 |
| Jones County, MS | $85,600 | $961 | $700 | $1,330 | $630 |
| Ellisville, MS | $83,600 | $988 | $710 | $1,390 | $680 |
| Laurel, MS | $78,900 | $802 | $550 | $1,100 | $550 |
| Sandersville, MS | $104,900 | $1,130 | $820 | $1,590 | $770 |
| Collins, MS | $94,000 | $1,059 | $710 | $1,450 | $740 |
| Jasper County, MS | $67,300 | $732 | $530 | $1,050 | $520 |
| Waynesboro, MS | $81,300 | $816 | $590 | $1,130 | $540 |
| Shubuta, MS | $53,500 | $766 | $510 | $1,050 | $540 |
| Smith County, MS | $79,700 | $806 | $550 | $1,150 | $600 |
| Purvis, MS | $110,600 | $1,166 | $830 | $1,670 | $840 |
| Newton, MS | $72,700 | $910 | $610 | $1,260 | $650 |