Gavop shows you how to buy homeowners insurance in Limestone, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Limestone, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wrights Meadow Dr, Collenwood Rd, Old Ridge Rd, Avalon Dr, Wood Rd, Saint Albans Ct, Avondale Heights Rd, State Rd 3541, Ridgefield Pl, Overlook Rd Exd | $210,000 | $180,000 | $200,000-$250,000 | $139,500 | $120,000 | $150,000-$175,000 |
| State Rd 3176, Lytle Rd, Pressley Branch Rd, Glen Cove Rd, State Rd 3261, Maple Ln, Meadows Cir, Davidson Rd, Cromwell Ln, State Rd 3182 | $191,000 | $170,000 | $175,000-$200,000 | $165,500 | $150,000 | $175,000-$200,000 |
| State Rd 3153, Round Top Rd, Rosscraggon Ct, Edgewood Dr, Paul Williams Rd, Sherwood Forest Dr, Fernwood Dr, Colony Dr, Vista View Dr, Long Shoals Rd | $164,500 | $140,000 | $175,000-$200,000 | $155,000 | $140,000 | $150,000-$175,000 |
| Nodding Ln, Tuckaway Dr, Concord, Wedgewood Ln, Rock Hill Cir, Timson Rd, Blake Dr, Muirfield Ct, Christ School Rd, Mountain Breeze Trl | $247,500 | $200,000 | $200,000-$250,000 | $100,500 | $90,000 | $100,000-$125,000 |
| State Rd 3528, Pebble Creek Dr, Effie Ln, Whispering Pine Dr, Carson Creek Dr, Anderson Oaks Rd, Firestone Dr, Mulberry Pl, Sheehan Rd, Oak Leaf Ln | $230,000 | $200,000 | $250,000-$300,000 | $128,000 | $120,000 | $100,000-$125,000 |
| State Rd 3219, White Rock Ct, Winners Cir, State Rd 3181, Summit Ave, Poppy Ln, Springside Park, Twin Lakes Dr, Concord Rd, Old Turnpike Rd | $223,500 | $200,000 | $175,000-$200,000 | $225,000 | $200,000 | $250,000-$300,000 |
| State Rd 3209, Deerhaven Ln, Jones Rd, Eagle Ridge Dr, White Oak Rd, State Rd 3546, Kentmere Ln, Sycamore Rd, State Rd 3125, S Braeside Ct | $190,500 | $160,000 | $200,000-$250,000 | $175,500 | $150,000 | $200,000-$250,000 |
| Carmen Ln, Buck Shoals Rd, Nethermead Dr, Springfield Way, Leucothoe Ln, Forest Ridge Dr, Fernwood Park, Maude Ave, Turnberry Ct, Merrills Cove Rd | $213,500 | $190,000 | $200,000-$250,000 | $135,000 | $120,000 | $100,000-$125,000 |
| Shelter Cv, E Ardmore St, Casteel Ln, State Rd 3523, W Chapel Rd, Schenck Pkwy, Saddleback Ct, Gravely Branch Rd, State Rd 3530, Cranbrook Dr | $130,500 | $100,000 | $100,000-$125,000 | $149,500 | $130,000 | $100,000-$125,000 |
| Crocus Ln, Hickory Ct, Hemlock Rd, State Rd 3171, Briarcliff Dr, Westview Exd, Fanning Bridge Rd, Ashecroft Pl, State Rd 3121, The Crossway | $217,000 | $190,000 | $200,000-$250,000 | $105,500 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $688 |
| Superior Protection Discount | -$75 | $754 |
| Fire & Security Discount | -$75 | $754 |
| Hail Resistant Roof Discount | -$25 | $804 |
| Newly Constructed Home Discount | -$224 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buncombe County | $2,500 | $972 | $3,472 | $706 | $3,206 | $266 |
| Limestone, NC | $1,000 | $819 | $1,819 | $595 | $1,595 | $224 |
| Biltmore Forest, NC | $100 | $784 | $884 | $570 | $670 | $214 |
| Asheville, NC | $700 | $1,021 | $1,721 | $742 | $1,442 | $279 |
| Clyde, NC | $500 | $748 | $1,248 | $543 | $1,043 | $204 |
| Cecil, NC | $2,500 | $905 | $3,405 | $658 | $3,158 | $247 |
| Green Hill, NC | $400 | $688 | $1,088 | $500 | $900 | $188 |
| Eastatoe, NC | $1,500 | $892 | $2,392 | $648 | $2,148 | $244 |
| Spindale, NC | $100 | $559 | $659 | $406 | $506 | $153 |
| Caroleen, NC | $700 | $256 | $956 | $186 | $886 | $70 |
| Cashiers, NC | $300 | $1,803 | $2,103 | $1,310 | $1,610 | $493 |
| Sugarfork, NC | $2,000 | $995 | $2,995 | $723 | $2,723 | $272 |
| Home Insurance Company Limestone, NC | Homeowners Insurance Agency Limestone, NC | Address | Popularity Score | Distance from Limestone (miles) |
|---|---|---|---|---|
| Travelers | Morrow Insurance Agency | 246 South Main Street, Marion, NC, 28752 | 31.4 | |
| Travelers | Morrow Insurance Agency | 246 S Main St, Marion, NC, 28752 | 31.4 | |
| Travelers | Brevard Insurance Agency Inc | 32 E Jordan St, Brevard, NC, 28712 | 21.8 | |
| Travelers | Webb Insurance | 216 Asheland Ave, Asheville, NC, 28801 | 6.9 | |
| Travelers | Math Insurance Service | 344 Merrimon Ave, Asheville, NC, 28801 | 8.5 | |
| State Farm | Tammy Murphy | 135 Charlotte Highway, Asheville, NC, 28803-9602 | 4.7 | |
| Allstate | Melanie Cole Altland | 5 Regent Park Blvd Ste 107, Asheville, NC, 28806 | 7.8 | |
| State Farm | Rick Franklin | 507 Burkemont Ave Ste A, Morganton, NC, 28655-4468 | 49.0 | |
| Allstate | Hope A Thomas | 901 S Sterling St, Morganton, NC, 28655 | 50.0 | |
| Nationwide | Hooper Insurance Agencies Inc | 75 E Main Street, Brevard, NC, 28712-3746 | 21.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,230 | $590 |
| Buncombe County, NC | $209,800 | $984 | $700 | $1,410 | $710 |
| Limestone, NC | $246,700 | $829 | $600 | $1,190 | $590 |
| Biltmore Forest, NC | $848,700 | $794 | $560 | $1,120 | $560 |
| Asheville, NC | $227,500 | $1,033 | $750 | $1,430 | $680 |
| Clyde, NC | $162,900 | $757 | $550 | $1,070 | $520 |
| Cecil, NC | $167,000 | $916 | $630 | $1,300 | $670 |
| Green Hill, NC | $114,400 | $696 | $470 | $980 | $510 |
| Eastatoe, NC | $163,400 | $903 | $610 | $1,280 | $670 |
| Spindale, NC | $89,300 | $566 | $410 | $810 | $400 |
| Caroleen, NC | $41,400 | $259 | $180 | $350 | $170 |
| Cashiers, NC | $427,900 | $1,825 | $1,220 | $2,570 | $1,350 |
| Sugarfork, NC | $193,800 | $1,007 | $670 | $1,400 | $730 |