Gavop shows you how to buy homeowners insurance in Putnam County, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$186 | $530 |
| 30 year old | +$11 | $727 |
| 40 year old | +$19 | $734 |
| 50 year old | +$27 | $743 |
| Above 50 year old | +$34 | $750 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $587 |
| Superior Protection Discount | -$64 | $651 |
| Fire & Security Discount | -$64 | $651 |
| Hail Resistant Roof Discount | -$21 | $694 |
| Newly Constructed Home Discount | -$200 | $515 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Putnam County | $1,500 | $707 | $2,207 | $514 | $2,014 | $193 |
| Putnam County, OH | $2,000 | $707 | $2,707 | $514 | $2,514 | $193 |
| Belmore, OH | $100 | $370 | $470 | $269 | $369 | $101 |
| Beaverdam, OH | $2,000 | $539 | $2,539 | $392 | $2,392 | $147 |
| Jenera, OH | $400 | $561 | $961 | $408 | $808 | $153 |
| Spencerville, OH | $1,500 | $567 | $2,067 | $412 | $1,912 | $155 |
| Duchouquet, OH | $200 | $597 | $797 | $434 | $634 | $163 |
| Biglick, OH | $2,000 | $739 | $2,739 | $537 | $2,537 | $202 |
| Pulaski, OH | $200 | $589 | $789 | $428 | $628 | $161 |
| Root, IN | $2,500 | $816 | $3,316 | $593 | $3,093 | $223 |
| Huntsville, OH | $300 | $610 | $910 | $443 | $743 | $167 |
| Bokescreek, OH | $700 | $639 | $1,339 | $465 | $1,165 | $175 |
| Home Insurance Company Putnam County, OH | Homeowners Insurance Agency Putnam County, OH | Address | Popularity Score | Distance from Putnam County (miles) |
|---|---|---|---|---|
| State Farm | Corey Frazer | 209 W Elm St, Lima, OH, 45801-4811 | 19.9 | |
| State Farm | Becki Ballenger | 3520 Heatherdowns Blvd Ste 5, Toledo, OH, 43614-3668 | 47.7 | |
| Liberty Mutual Independent | Tdc Risk Management | 1440 Arrowhead Dr, Maumee, OH, 43537 | 44.9 | |
| State Farm | Garry Peterson | 819 North Locust Street, Ottawa, OH, 45875-1257 | 4.5 | |
| State Farm | Mike Meeks | 1940 N West Street, Lima, OH, 45801-2633 | 17.7 | |
| Erie | Kersh Insurance Agency | 219 E Main Street, Ottawa, OH, 45875 | 4.4 | |
| Erie | Gary C Grant Insurance Agency Inc. | 101 N Main Street, Continental, OH, 45831 | 8.7 | |
| State Farm | Rex Sims | 111 N Reynolds Rd Ste 1, Toledo, OH, 43615-5257 | 48.9 | |
| Erie | Erhart-Stechschulte Insurance Inc. | 203 S Broad Street Box 327, Kalida, OH, 45853 | 4.7 | |
| State Farm | Ed Reichenbach | 341 S Main St, Bluffton, OH, 45817-1041 | 15.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $1,000 | $480 |
| Putnam County, OH | $147,200 | $716 | $480 | $1,010 | $530 |
| Putnam County, OH | $147,200 | $716 | $520 | $1,010 | $490 |
| Belmore, OH | $30,000 | $374 | $250 | $520 | $270 |
| Beaverdam, OH | $74,300 | $546 | $370 | $780 | $410 |
| Jenera, OH | $81,300 | $568 | $410 | $780 | $370 |
| Spencerville, OH | $83,100 | $574 | $420 | $790 | $370 |
| Duchouquet, OH | $109,600 | $605 | $410 | $860 | $450 |
| Biglick, OH | $152,100 | $748 | $540 | $1,070 | $530 |
| Pulaski, OH | $90,400 | $596 | $440 | $850 | $410 |
| Root, IN | $123,000 | $826 | $570 | $1,140 | $570 |
| Huntsville, OH | $97,300 | $617 | $420 | $870 | $450 |
| Bokescreek, OH | $108,300 | $647 | $430 | $910 | $480 |