Gavop shows you how to buy homeowners insurance in University Heights, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| University Heights, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kerwick Rd, Raymont Blvd, Fenwick Rd, Loyola Rd, Claridge Oval, Brockway Rd, Whiton Rd, Fenwood Rd, Channing Rd, Lansdale Rd | $200,500 | $170,000 | $175,000-$200,000 | $255,500 | $230,000 | $200,000-$250,000 |
| Northwood Rd, Campus Rd, Churchill Blvd, Cranston Rd, Hadleigh Rd, Ashurst Rd, Baintree Rd, Rubyvale Rd, Milford Rd, Northcliffe Rd | $172,000 | $150,000 | $175,000-$200,000 | $253,500 | $240,000 | $250,000-$300,000 |
| Fenway Dr, Vernon Rd, Elmdale Rd, Traymore Rd, Lafayette Dr, Barrington Rd, Jackson Blvd, Charney Rd, Saybrook Rd, University Pkwy | $176,000 | $160,000 | $150,000-$175,000 | $222,500 | $180,000 | $200,000-$250,000 |
| White Rd, Saybrook Rd, Glendon Rd, Groveland Rd, Loyola Rd, Summerfield Rd, Eardley Rd, Faversham Rd, Laurelhurst Rd, Carroll Blvd | $129,500 | $110,000 | $125,000-$150,000 | $261,000 | $240,000 | $200,000-$250,000 |
| University Blvd, Fenwick Rd, E Carroll Blvd, Traymore Rd, Thayne Rd, Conover Rd, Bethany Rd, Charney Rd, Dysart Rd, Scholl Rd | $240,000 | $220,000 | $200,000-$250,000 | $291,500 | $250,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $649 |
| Home and Two Car | -$120 | $586 |
| Home and Three Car | -$169 | $536 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cuyahoga County | $700 | $657 | $1,357 | $478 | $1,178 | $180 |
| University Heights, OH | $2,500 | $697 | $3,197 | $507 | $3,007 | $191 |
| Newbury, OH | $500 | $714 | $1,214 | $519 | $1,019 | $195 |
| Richfield, OH | $2,000 | $817 | $2,817 | $594 | $2,594 | $223 |
| Munroe Falls, OH | $500 | $689 | $1,189 | $501 | $1,001 | $188 |
| Norton, OH | $2,000 | $655 | $2,655 | $476 | $2,476 | $179 |
| Lakemore, OH | $400 | $634 | $1,034 | $461 | $861 | $173 |
| Guilford, OH | $1,500 | $805 | $2,305 | $585 | $2,085 | $220 |
| Pheasant Run, OH | $500 | $630 | $1,130 | $458 | $958 | $172 |
| Trumbull County, OH | $1,500 | $603 | $2,103 | $438 | $1,938 | $165 |
| Bazetta, OH | $300 | $628 | $928 | $457 | $757 | $172 |
| Ashtabula, OH | $2,500 | $680 | $3,180 | $494 | $2,994 | $186 |
| Home Insurance Company University Heights, OH | Homeowners Insurance Agency University Heights, OH | Address | Popularity Score | Distance from University Heights (miles) |
|---|---|---|---|---|
| Allstate | Laura A. Buck | 32730 Walker Rd Ste C5, Avon Lake, OH, 44012 | 25.0 | |
| Allstate | Bob Sustar | 7359 Austin Powder Dr, Solon, OH, 44139 | 10.0 | |
| Allstate | Lynard Zingale | 673 E 185th St, Euclid, OH, 44119 | 6.6 | |
| Allstate | Deborah Walker | 450 Broadway Ave, Bedford, OH, 44146 | 6.8 | |
| Farmers | Cindy Gsell | 23300 Chagrin Blvd Ste 101, Beachwood, OH, 44122 | 2.3 | |
| State Farm | J Paul Kucsma | 5263 Mayfield Road, Lyndhurst, OH, 44124-2445 | 2.9 | |
| State Farm | Bob Sims | 960 W State St Ste 140, Alliance, OH, 44601-4685 | 46.3 | |
| State Farm | Andre Payten | 22514 Lake Shore Blvd, Euclid, OH, 44123-1315 | 8.0 | |
| Allstate | Michael J Preisler | 5813 Mayfield Rd, Mayfield Heights, OH, 44124 | 3.8 | |
| Allstate | Richard A. Macer | 5311 Northfield Rd Ste 7, Bedford Heights, OH, 44146 | 5.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,020 | $540 |
| Cuyahoga County, OH | $123,900 | $665 | $450 | $950 | $500 |
| University Heights, OH | $158,000 | $706 | $500 | $970 | $470 |
| Newbury, OH | $217,200 | $722 | $530 | $1,000 | $470 |
| Richfield, OH | $295,400 | $827 | $600 | $1,180 | $580 |
| Munroe Falls, OH | $153,100 | $698 | $480 | $980 | $500 |
| Norton, OH | $135,500 | $663 | $480 | $920 | $440 |
| Lakemore, OH | $106,600 | $642 | $460 | $890 | $430 |
| Guilford, OH | $189,200 | $815 | $590 | $1,160 | $570 |
| Pheasant Run, OH | $105,200 | $638 | $440 | $880 | $440 |
| Trumbull County, OH | $101,600 | $610 | $430 | $870 | $440 |
| Bazetta, OH | $123,000 | $636 | $430 | $870 | $440 |
| Ashtabula, OH | $68,100 | $688 | $460 | $970 | $510 |