Gavop shows you how to buy homeowners insurance in Pleasant Hill, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $106,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $135,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $214,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $182,500 | $160,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $733 |
| Home and Two Car | -$137 | $669 |
| Home and Three Car | -$185 | $620 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,389 |
| Home Insurance Company Pleasant Hill, IA | Homeowners Insurance Agency Pleasant Hill, IA | Address | Popularity Score | Distance from Pleasant Hill (miles) |
|---|---|---|---|---|
| Travelers | Diversity Insurance Inc | 1541 E Grand Ave, Des Moines, IA, 50316 | 4.4 | |
| Liberty Mutual Independent | Jones Insurance & Associates | 2932 104th St, Urbandale, IA, 50322 | 13.2 | |
| Travelers | Triplett Companies | 323 Fifth St, Ames, IA, 50010 | 30.0 | |
| State Farm | Terry Taylor | 4115 University Ave Ste 100, Des Moines, IA, 50311-3574 | 8.6 | |
| Travelers | The Dana Company | 12345 University Ave Ste 300, Des Moines, IA, 50325 | 14.5 | |
| Nationwide | Jeremie Jordan | 655 Walnut St Ste 136, Des Moines, IA, 50309-3930 | 6.1 | |
| State Farm | Corey Chancellor | 4436 E University Ave, Pleasant Hill, IA, 50327-1701 | 1.1 | |
| Allstate | Randy Highness | 516 Lincoln Way Ste B, Ames, IA, 50010 | 29.8 | |
| Allstate | Betty Bebout | 3636 Westown Pkwy Ste 101, West Des Moines, IA, 50266 | 12.8 | |
| State Farm | Nate Sammler | 1850 Sw White Birch Circle, Ankeny, IA, 50023-7216 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,140 | $540 |
| Polk County, IA | $165,500 | $869 | $580 | $1,210 | $630 |
| Pleasant Hill, IA | $189,200 | $806 | $580 | $1,110 | $530 |
| Pleasantville, IA | $117,700 | $765 | $520 | $1,090 | $570 |
| Sheldahl, IA | $116,200 | $760 | $550 | $1,060 | $510 |
| Palestine, IA | $170,600 | $771 | $530 | $1,060 | $530 |
| Squaw, IA | $193,800 | $968 | $660 | $1,370 | $710 |
| Minburn, IA | $93,200 | $672 | $480 | $930 | $450 |
| Dallas, IA | $74,700 | $589 | $420 | $840 | $420 |
| Lucas, IA | $59,400 | $512 | $360 | $710 | $350 |
| Marietta, IA | $162,500 | $898 | $650 | $1,240 | $590 |
| Yale, IA | $71,400 | $573 | $390 | $790 | $400 |