Gavop's guide to buying homeowners insurance in Robbinsville, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $95,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $238,000 | $210,000 | $250,000-$300,000 |
| 3 Bedroom | $316,000 | $270,000 | $300,000-$350,000 |
| 4 Bedroom | $381,000 | $320,000 | $300,000-$350,000 |
| 5 Bedroom | $302,500 | $250,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $855 |
| Home and Two Car | -$158 | $771 |
| Home and Three Car | -$232 | $697 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mercer County | $1,000 | $953 | $1,953 | $693 | $1,693 | $260 |
| Robbinsville, NJ | $700 | $918 | $1,618 | $667 | $1,367 | $251 |
| Fieldsboro, NJ | $300 | $846 | $1,146 | $615 | $915 | $231 |
| Middlebush, NJ | $1,500 | $1,603 | $3,103 | $1,165 | $2,665 | $438 |
| Holmdel, NJ | $100 | $1,100 | $1,200 | $799 | $899 | $301 |
| North Plainfield, NJ | $1,500 | $815 | $2,315 | $592 | $2,092 | $223 |
| Belmar, NJ | $300 | $1,825 | $2,125 | $1,326 | $1,626 | $499 |
| Lansdowne, PA | $1,000 | $664 | $1,664 | $483 | $1,483 | $182 |
| Lower Providence, PA | $300 | $879 | $1,179 | $639 | $939 | $240 |
| Surf City, NJ | $1,000 | $2,074 | $3,074 | $1,507 | $2,507 | $567 |
| Milford Square, PA | $100 | $847 | $947 | $615 | $715 | $231 |
| Berwyn, PA | $2,000 | $1,548 | $3,548 | $1,125 | $3,125 | $423 |
| Home Insurance Company Robbinsville, NJ | Homeowners Insurance Agency Robbinsville, NJ | Address | Popularity Score | Distance from Robbinsville (miles) |
|---|---|---|---|---|
| Travelers | Odonnell Agency Llc | 416-418 Centennial Ave, Cranford, NJ, 7016 | 33.2 | |
| State Farm | Jean Digrande | 560 Mountain Ave Ste 1, Gillette, NJ, 07933-2027 | 31.7 | |
| Allstate | Gary Jandersit | 659 Abbington Dr, East Windsor, NJ, 8520 | 6.3 | |
| Allstate | Rosemary Kellner | 315 Broadway, Bayonne, NJ, 7002 | 38.8 | |
| Travelers | Harrah & Associates | 2426 Nottingham Way, Mercerville, NJ, 8619 | 5.5 | |
| Travelers | Direct Insurance Agency Llc | 140a Farnsworth Ave, Bordentown, NJ, 8505 | 8.2 | |
| Allstate | Susan Gilmer Layton | 2741 Nottingham Way, Mercerville, NJ, 8619 | 4.9 | |
| Liberty Mutual Independent | Ficke & Associates Inc | 271 Us Highway 46, Fairfield, NJ, 7004 | 47.6 | |
| State Farm | Gary Hughes | 157 Prospect Plains Rd, Monroe, NJ, 08831-3710 | 10.0 | |
| State Farm | Gary Laglia | 886 Pompton Ave Ste B1, Cedar Grove, NJ, 07009-1257 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,490 | $710 |
| Mercer County, NJ | $281,900 | $965 | $650 | $1,340 | $690 |
| Robbinsville, NJ | $404,500 | $929 | $640 | $1,310 | $670 |
| Fieldsboro, NJ | $200,000 | $856 | $610 | $1,220 | $610 |
| Middlebush, NJ | $475,500 | $1,622 | $1,150 | $2,240 | $1,090 |
| Holmdel, NJ | $644,700 | $1,113 | $800 | $1,540 | $740 |
| North Plainfield, NJ | $269,600 | $825 | $560 | $1,130 | $570 |
| Belmar, NJ | $560,100 | $1,847 | $1,330 | $2,550 | $1,220 |
| Lansdowne, PA | $159,100 | $672 | $480 | $950 | $470 |
| Lower Providence, PA | $321,900 | $890 | $630 | $1,250 | $620 |
| Surf City, NJ | $669,700 | $2,099 | $1,510 | $2,900 | $1,390 |
| Milford Square, PA | $231,500 | $857 | $620 | $1,230 | $610 |
| Berwyn, PA | $445,600 | $1,567 | $1,050 | $2,160 | $1,110 |