Gavop's guide to buying homeowners insurance in Vian, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $63,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $94,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $114,000 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $190,000 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $651 |
| Superior Protection Discount | -$72 | $732 |
| Fire & Security Discount | -$72 | $732 |
| Hail Resistant Roof Discount | -$24 | $780 |
| Newly Constructed Home Discount | -$193 | $611 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,464 |
| Hail Damage | $4,665 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,556 |
| Home Insurance Company Vian, OK | Homeowners Insurance Agency Vian, OK | Address | Popularity Score | Distance from Vian (miles) |
|---|---|---|---|---|
| Travelers | Ron Meredith Agency | 324 S Muskogee Ave, Tahlequah, OK, 74464 | 26.3 | |
| Farmers | Robert Stewart | 811 N York St Ste 186, Muskogee, OK, 74403 | 26.1 | |
| State Farm | Rachel Gilstrap | 505 N York St, Muskogee, OK, 74403-4840 | 25.8 | |
| State Farm | Jon Kolb | 3300 Chandler Rd Ste 107, Muskogee, OK, 74403-4909 | 25.3 | |
| Allstate | Kimberly Thomas | 1805 N York St Ste E, Muskogee, OK, 74403 | 26.7 | |
| Farmers | Brian Brooks | 413 E Broadway St, Spiro, OK, 74959 | 27.9 | |
| State Farm | Karen Holmes | 13513 S Highway 51, Coweta, OK, 74429-7106 | 49.3 | |
| Farmers | Jennifer Yerton | 2065 Mahaney Ave, Tahlequah, OK, 74464 | 24.8 | |
| State Farm | Lora Lunn | 812 E Downing St, Tahlequah, OK, 74464-3215 | 26.6 | |
| Farmers | Marc Crocker | 123 N Broadway, Coweta, OK, 74429 | 48.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,030 | $2,110 | $1,080 |
| Sequoyah County, OK | $92,500 | $1,136 | $830 | $1,580 | $750 |
| Vian, OK | $81,900 | $804 | $580 | $1,120 | $540 |
| Pinhook Corner, OK | $61,300 | $946 | $650 | $1,310 | $660 |
| Keota, OK | $81,800 | $1,130 | $810 | $1,550 | $740 |
| Cherry Tree, OK | $56,400 | $900 | $660 | $1,290 | $630 |
| Oktaha, OK | $57,100 | $907 | $650 | $1,280 | $630 |
| Grandview, OK | $175,800 | $1,841 | $1,330 | $2,610 | $1,280 |
| Lancaster, AR | $142,500 | $1,195 | $870 | $1,650 | $780 |
| Starr Hill, AR | $87,200 | $937 | $630 | $1,340 | $710 |
| Cove Creek, AR | $133,700 | $1,157 | $820 | $1,640 | $820 |
| Vine Prairie, AR | $131,800 | $1,148 | $820 | $1,630 | $810 |