Gavop tells you how to get the best homeowners insurance in Lower, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lower, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hazelwood Ave, Holly Ct, Sunset Blvd, Landis Ave, Willow Dr, E Miami Ave, Placid Dr, Kechemeche St, W Tampa Ave, Alabama Ave | $157,000 | $140,000 | $175,000-$200,000 | $149,500 | $130,000 | $125,000-$150,000 |
| Shawcrest Rd, E Greenwood Ave, Town Bank Rd, W Pacific Ave, Petticoat Creek Ln, Franklin Ave, Earl Dr, Norwood Rd, Cedarwood Rd, Miller Ave | $311,500 | $270,000 | $350,000-$400,000 | $191,000 | $170,000 | $175,000-$200,000 |
| Foster Ave, Utah Ave, Erma Ln, Shadeland Ave, Bayview Ave, Brookdale Rd, Brown St, W Florida Ave, Whittier Ave, Bryant Ave | $188,000 | $180,000 | $150,000-$175,000 | $171,500 | $160,000 | $125,000-$150,000 |
| Bate Ave, Commander Rd, Fieldview Dr, Broadway, Terminal Dr, Lincoln Blvd, Nevada Ave, Co Hwy 651, Bridle Path, Reeves Ave | $240,000 | $220,000 | $200,000-$250,000 | $296,000 | $280,000 | $250,000-$300,000 |
| Arbor Rd, Delair Rd, Wilson Ave, W Delaware Pkwy, Williams St, Capewoods Rd, Old Rio Grand Ave, Dune Dr, Co Hwy 613, Green St | $212,500 | $180,000 | $175,000-$200,000 | $142,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $652 |
| Superior Protection Discount | -$70 | $706 |
| Fire & Security Discount | -$54 | $722 |
| Hail Resistant Roof Discount | -$16 | $761 |
| Newly Constructed Home Discount | -$155 | $621 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cape May County | $700 | $977 | $1,677 | $710 | $1,410 | $267 |
| Lower, NJ | $1,500 | $767 | $2,267 | $557 | $2,057 | $210 |
| North Wildwood, NJ | $400 | $1,131 | $1,531 | $822 | $1,222 | $309 |
| Cape May Court House, NJ | $2,000 | $966 | $2,966 | $702 | $2,702 | $264 |
| Maurice River, NJ | $300 | $655 | $955 | $476 | $776 | $179 |
| Bowers, DE | $2,500 | $708 | $3,208 | $515 | $3,015 | $194 |
| Fairton, NJ | $400 | $686 | $1,086 | $498 | $898 | $187 |
| Pleasantville, NJ | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| Bridgeville, DE | $200 | $756 | $956 | $549 | $749 | $207 |
| Elwood, NJ | $1,500 | $650 | $2,150 | $472 | $1,972 | $178 |
| Ocean Pines, MD | $300 | $794 | $1,094 | $577 | $877 | $217 |
| Marydel, MD | $2,000 | $668 | $2,668 | $485 | $2,485 | $183 |
| Home Insurance Company Lower, NJ | Homeowners Insurance Agency Lower, NJ | Address | Popularity Score | Distance from Lower (miles) |
|---|---|---|---|---|
| Travelers | Bca Insurance Group | 330 Tilton Rd, Northfield, NJ, 8225 | 33.6 | |
| Allstate | Anthony Fanucci | 1420 S Lincoln Ave, Vineland, NJ, 8361 | 33.3 | |
| Travelers | Sungenis Insurance Agency | 560 Shiloh Pike, Bridgeton, NJ, 8302 | 36.4 | |
| Travelers | Bca Insurance Group | 330 Tilton Rd, Northfield, NJ, 8225 | 33.6 | |
| Travelers | Insurance Agencies Inc | 1601 New Rd Ste 100, Northfield, NJ, 8225 | 32.8 | |
| Travelers | Glenn Insurance Inc | 500 E Absecon Blvd, Absecon, NJ, 8201 | 37.4 | |
| Allstate | Marc Ludwig | 3003 English Creek Ave Ste D2b, Egg Harbor Township, NJ, 8234 | 34.9 | |
| State Farm | Rob Gleason | 1602 Route 47 Unit C, Rio Grande, NJ, 8242 | 2.9 | |
| State Farm | Bob Winkler | 400 High St N, Millville, NJ, 08332-3000 | 29.5 | |
| Travelers | J Byrne Agency Inc | 5200 New Jersey Avenue Wildwood, Wildwood Crest, NJ, 8260 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,490 | $770 |
| Cape May County, NJ | $295,500 | $989 | $680 | $1,390 | $710 |
| Lower, NJ | $236,300 | $776 | $540 | $1,100 | $560 |
| North Wildwood, NJ | $349,400 | $1,145 | $820 | $1,610 | $790 |
| Cape May Court House, NJ | $266,900 | $978 | $710 | $1,380 | $670 |
| Maurice River, NJ | $168,400 | $663 | $450 | $910 | $460 |
| Bowers, DE | $225,000 | $717 | $570 | $950 | $380 |
| Fairton, NJ | $131,700 | $694 | $480 | $960 | $480 |
| Pleasantville, NJ | $144,900 | $679 | $480 | $960 | $480 |
| Bridgeville, DE | $258,900 | $765 | $600 | $1,020 | $420 |
| Elwood, NJ | $119,600 | $658 | $450 | $910 | $460 |
| Ocean Pines, MD | $274,300 | $804 | $640 | $1,010 | $370 |
| Marydel, MD | $123,100 | $676 | $530 | $850 | $320 |