Gavop's guide to buying homeowners insurance in Reed, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $95,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $240,500 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $298,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $461,500 | $370,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $612 |
| Home and Two Car | -$114 | $558 |
| Home and Three Car | -$161 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Will County | $700 | $865 | $1,565 | $629 | $1,329 | $236 |
| Reed, IL | $2,500 | $664 | $3,164 | $482 | $2,982 | $181 |
| Troy, IL | $500 | $834 | $1,334 | $606 | $1,106 | $228 |
| Flossmoor, IL | $1,500 | $770 | $2,270 | $560 | $2,060 | $210 |
| Hanover, IN | $500 | $859 | $1,359 | $624 | $1,124 | $235 |
| Warrenville, IL | $2,500 | $741 | $3,241 | $539 | $3,039 | $203 |
| Bridgeview, IL | $100 | $681 | $781 | $495 | $595 | $186 |
| Justice, IL | $2,500 | $705 | $3,205 | $512 | $3,012 | $193 |
| Waterman, IL | $100 | $785 | $885 | $571 | $671 | $215 |
| Meriden, IL | $2,500 | $794 | $3,294 | $577 | $3,077 | $217 |
| Northlake, IL | $1,500 | $681 | $2,181 | $495 | $1,995 | $186 |
| Home Insurance Company Reed, IL | Homeowners Insurance Agency Reed, IL | Address | Popularity Score | Distance from Reed (miles) |
|---|---|---|---|---|
| Travelers | Forest Agency Inc | 7310 Madison St, Forest Park, IL, 60130 | 48.7 | |
| Farmers | Antoinette Gray | 901 S 5th Ave Ste B, Maywood, IL, 60153 | 48.1 | |
| Travelers | Westside Insurance Agency | 2165 S Millard Ave, Chicago, IL, 60623 | 49.4 | |
| State Farm | Mike Mcpartlin | 11630 S Pulaski Rd, Alsip, IL, 60803-1612 | 39.7 | |
| Travelers | Key Insurance Agency | 120 E Ogden Ste 122, Hinsdale, IL, 60521 | 42.3 | |
| Travelers | Ryan-Reum Insurance Agency Inc | 244 Main St Nw, Bourbonnais, IL, 60914 | 18.4 | |
| Allstate | Bill Freiwald | 10526 W Cermak Rd Ste 119, Westchester, IL, 60154 | 45.2 | |
| Liberty Mutual Independent | Tower Insurance And Risk Management Services Llc | 500 S County Farm Rd, Wheaton, IL, 60187 | 42.7 | |
| State Farm | Evin Priester | 2100 W Roosevelt Rd, Broadview, IL, 60155-3811 | 46.7 | |
| Allstate | Jose L. Rodriguez | 1414 W Lake St, Melrose Park, IL, 60160 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,170 | $550 |
| Will County, IL | $216,400 | $876 | $600 | $1,230 | $630 |
| Reed, IL | $155,300 | $672 | $450 | $950 | $500 |
| Troy, IL | $191,000 | $844 | $610 | $1,170 | $560 |
| Flossmoor, IL | $226,700 | $780 | $570 | $1,110 | $540 |
| Hanover, IN | $214,200 | $869 | $580 | $1,240 | $660 |
| Warrenville, IL | $204,500 | $750 | $520 | $1,040 | $520 |
| Bridgeview, IL | $164,300 | $689 | $470 | $940 | $470 |
| Justice, IL | $179,100 | $713 | $480 | $980 | $500 |
| Waterman, IL | $152,800 | $795 | $580 | $1,090 | $510 |
| Meriden, IL | $156,900 | $804 | $580 | $1,120 | $540 |
| Northlake, IL | $165,000 | $690 | $480 | $980 | $500 |