Gavop's guide to buying homeowners insurance in Lineville, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $127,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $165,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $127,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $292,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$168 | $716 |
| Superior Protection Discount | -$80 | $804 |
| Fire & Security Discount | -$62 | $822 |
| Hail Resistant Roof Discount | -$27 | $857 |
| Newly Constructed Home Discount | -$256 | $627 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,464 |
| Hail Damage | $4,948 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,386 |
| Home Insurance Company Lineville, AL | Homeowners Insurance Agency Lineville, AL | Address | Popularity Score | Distance from Lineville (miles) |
|---|---|---|---|---|
| Travelers | Dormon & Reynolds Insurance Inc | 1227 Leighton Ave, Anniston, AL, 36207 | 19.1 | |
| Travelers | Talladega Insurance Agency | 109 N Spring St, Talladega, AL, 35160 | 19.7 | |
| State Farm | Larry Currie | 425 East 10th Street, Anniston, AL, 36207-4789 | 18.9 | |
| State Farm | Mike Coleman | 86401 Highway 9, Lineville, AL, 36266-6953 | 6.9 | |
| Travelers | Talladega Insurance Agency | 109 N Spring St, Talladega, AL, 35160 | 19.7 | |
| Travelers | Gadsden Insurance Services Llc | 800 S 4th St, Gadsden, AL, 35901 | 44.5 | |
| Liberty Mutual Independent | The Parnell Insurance Agency | 400 Snow St, Oxford, AL, 36203 | 16.1 | |
| Nationwide | Mark Lee Insurance Agency Inc. | 320 Snow St Ste A, Oxford, AL, 36203 | 16.1 | |
| State Farm | Matthew Maniscalco | 250 Davis Loop, Oxford, AL, 36203-3454 | 15.5 | |
| Allstate | James Anthony | 48 Chesser Crane Rd Ste F, Chelsea, AL, 35043 | 49.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $780 | $1,670 | $890 |
| Clay County, AL | $89,300 | $774 | $530 | $1,090 | $560 |
| Lineville, AL | $110,600 | $884 | $630 | $1,250 | $620 |
| Folsom, AL | $87,200 | $907 | $620 | $1,300 | $680 |
| New Site, AL | $88,800 | $917 | $650 | $1,300 | $650 |
| White Plains, AL | $125,800 | $1,135 | $760 | $1,550 | $790 |
| Centralhatchee, GA | $84,500 | $652 | $450 | $930 | $480 |
| Carroll County, GA | $119,600 | $824 | $560 | $1,170 | $610 |
| Haralson County, GA | $117,000 | $703 | $510 | $980 | $470 |
| Franklin, GA | $108,700 | $794 | $550 | $1,140 | $590 |
| Coats Bend, AL | $84,800 | $891 | $640 | $1,270 | $630 |
| Etowah County, AL | $105,100 | $978 | $670 | $1,340 | $670 |
| Trussville, AL | $235,700 | $976 | $660 | $1,390 | $730 |