Gavop tells you how to get the best homeowners insurance in Summers County, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Summers County, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rte 25/7, 13th Ave, Taylor St, Ellison Ridge Rd, Camp Lightfoot, Co Rte 33/1, Delta Rd 15, River Bottom Rd, Ford Hallow Rd, Greenfield Rd | $98,000 | $80,000 | $75,000-$100,000 | $101,500 | $90,000 | $100,000-$125,000 |
| Cedar Ave, Charley Meadows Rd, Eagle Branch Rd, Park Ave, Campbell St, Hollow Rd, Co Rte 3/8, Weikle Rd, Summers St, Pat Ball Rd | $148,000 | $140,000 | $125,000-$150,000 | $65,000 | $50,000 | $75,000-$100,000 |
| Nelson St, Hatchers Bench, 4th Ave, Ramp Rd, Ballengee Exn, Main St, Freezeland Mtn Rd, Co Rte 3/46, Mullins, Co Rte 44/17 | $85,500 | $80,000 | $100,000-$125,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Broomstraw Ridge Rd, Marie-Forest Hill, Co Rte 14, Sandstone Rd, 6th Ave, Co Rte 7, 16th Ave, Bruse St, Beurytown-Claypool, Fisher Hill | $62,000 | $50,000 | $50,000-$75,000 | $43,000 | $40,000 | $25,000-$50,000 |
| Elm St, Co Rte 25/3, State Rte 20, Esquire Cemetary Rd, Jct Co 25/7, 3rd Ave, Co Rte 3/1, 9th Ave, Teddy Wills Rd, Co Rte 31/3 | $109,000 | $100,000 | $100,000-$125,000 | $109,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$87 | $533 |
| Superior Protection Discount | -$62 | $558 |
| Fire & Security Discount | -$68 | $552 |
| Hail Resistant Roof Discount | -$19 | $602 |
| Newly Constructed Home Discount | -$180 | $440 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Summers County | $1,500 | $613 | $2,113 | $445 | $1,945 | $167 |
| Summers County, WV | $2,000 | $613 | $2,613 | $445 | $2,445 | $167 |
| Alderson, WV | $100 | $657 | $757 | $477 | $577 | $180 |
| MacArthur, WV | $2,000 | $701 | $2,701 | $510 | $2,510 | $192 |
| Rainelle, WV | $500 | $526 | $1,026 | $382 | $882 | $144 |
| Rhodell, WV | $700 | $432 | $1,132 | $314 | $1,014 | $118 |
| Greenbrier County, WV | $500 | $702 | $1,202 | $511 | $1,011 | $192 |
| Potts Mountain, VA | $1,000 | $660 | $1,660 | $480 | $1,480 | $180 |
| Bluefield, VA | $200 | $609 | $809 | $443 | $643 | $166 |
| Kimberly, WV | $2,000 | $536 | $2,536 | $390 | $2,390 | $147 |
| Montgomery County, VA | $100 | $856 | $956 | $622 | $722 | $234 |
| East Wytheville, VA | $700 | $798 | $1,498 | $580 | $1,280 | $218 |
| Home Insurance Company Summers County, WV | Homeowners Insurance Agency Summers County, WV | Address | Popularity Score | Distance from Summers County (miles) |
|---|---|---|---|---|
| State Farm | Tim Cyrus | 824 Ritter Dr, Beaver, WV, 25813 | 16.6 | |
| Nationwide | Jody Cook Insurance Agency Inc. | 2135 Appalachian Highway, Pineville, WV, 24874-0839 | 37.6 | |
| Nationwide | Terry Pennington Agency Inc | 338 N Eisenhower Dr, Beckley, WV, 25801-7119 | 19.5 | |
| State Farm | Sandy Epling | 213 E Washington Street, Lewisburg, WV, 24901 | 24.7 | |
| State Farm | Regina Eckle | 211 Pleasant St, Hinton, WV, 25951-2513 | 2.0 | |
| Erie | West Virginia Insurance Agency | 130 Brookshire Lane, Beckley, WV, 25801 | 18.4 | |
| Nationwide | Victory A Hughart | 705 Main St, Summersville, WV, 26651-1431 | 43.1 | |
| Erie | Walker Insurance Associates Llc | 3705 E Cumberland Road, Bluefield, WV, 24701 | 32.9 | |
| Allstate | Shelton Ins Assoc | 1136 Ritter Drive, Daniels, WV, 25832 | 16.1 | |
| State Farm | Sue Spicer | 66 W Main Street, White Sulphur Sps, WV, 24986-2450 | 31.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $530 | $1,030 | $500 |
| Summers County, WV | $95,100 | $620 | $440 | $850 | $410 |
| Summers County, WV | $95,100 | $620 | $420 | $850 | $430 |
| Alderson, WV | $94,700 | $665 | $450 | $950 | $500 |
| MacArthur, WV | $108,000 | $710 | $520 | $970 | $450 |
| Rainelle, WV | $60,500 | $532 | $360 | $730 | $370 |
| Rhodell, WV | $40,000 | $437 | $310 | $620 | $310 |
| Greenbrier County, WV | $115,400 | $711 | $480 | $1,000 | $520 |
| Potts Mountain, VA | $126,400 | $668 | $450 | $950 | $500 |
| Bluefield, VA | $125,100 | $617 | $420 | $870 | $450 |
| Kimberly, WV | $63,100 | $543 | $370 | $750 | $380 |
| Montgomery County, VA | $213,300 | $866 | $600 | $1,240 | $640 |
| East Wytheville, VA | $170,900 | $808 | $580 | $1,110 | $530 |