Gavop's guide to buying homeowners insurance in Walton, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $112,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $109,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $179,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $154,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $811 |
| Superior Protection Discount | -$94 | $849 |
| Fire & Security Discount | -$104 | $840 |
| Hail Resistant Roof Discount | -$19 | $925 |
| Newly Constructed Home Discount | -$255 | $689 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,488 |
| Hail Damage | $4,900 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,887 |
| Home Insurance Company Walton, NY | Homeowners Insurance Agency Walton, NY | Address | Popularity Score | Distance from Walton (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | The Misner Agency Inc | 489 State Route 52, Woodbourne, NY, 12788 | 39.4 | |
| Allstate | Brabazon Agency | 5327 State Route 23, Windham, NY, 12496 | 46.0 | |
| Allstate | Gfi Insurance | 30 North St, Monticello, NY, 12701 | 42.3 | |
| State Farm | Brian Leach | 12 Washington Ave, Endicott, NY, 13760-5305 | 47.6 | |
| Travelers | Gates Cole Associates Inc | 1 Main St, Sidney, NY, 13838 | 16.9 | |
| Allstate | Daniel Phillips | 177 Canal St, Ellenville, NY, 12428 | 49.3 | |
| Liberty Mutual Independent | Lawrence B Miller & Associates Inc | 67 E Broadway Ste 200, Monticello, NY, 12701 | 43.8 | |
| Travelers | J Bramley & Associates Inc | 72 Main St, Delhi, NY, 13753 | 12.8 | |
| Travelers | Dsb Insurance Agency Llc | 105 Oneida Street, Oneonta, NY, 13820 | 19.1 | |
| Travelers | Crossroads Agency Inc | 26 Katrina Falls Rd, Rock Hill, NY, 12775 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,590 | $790 |
| Delaware County, NY | $138,000 | $605 | $420 | $870 | $450 |
| Walton, NY | $114,900 | $943 | $680 | $1,310 | $630 |
| Starrucca, PA | $151,400 | $708 | $510 | $1,000 | $490 |
| Chenango Bridge, NY | $136,100 | $622 | $450 | $860 | $410 |
| Prattsville, NY | $139,900 | $627 | $460 | $870 | $410 |
| South Fallsburg, NY | $169,800 | $685 | $460 | $950 | $490 |
| Monticello, NY | $83,700 | $960 | $650 | $1,320 | $670 |
| Texas, PA | $173,900 | $751 | $510 | $1,070 | $560 |
| Richmondville, NY | $150,500 | $645 | $450 | $900 | $450 |
| Richfield, NY | $118,000 | $601 | $440 | $850 | $410 |
| Marathon, NY | $110,600 | $596 | $400 | $850 | $450 |
| Lumberland, NY | $198,600 | $765 | $560 | $1,050 | $490 |