Gavop tells you how to get the best homeowners insurance in Rutherford County, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $138,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $171,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $317,500 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $296,500 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $861 |
| Superior Protection Discount | -$102 | $922 |
| Fire & Security Discount | -$113 | $912 |
| Hail Resistant Roof Discount | -$31 | $994 |
| Newly Constructed Home Discount | -$236 | $789 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rutherford County | $700 | $1,013 | $1,713 | $736 | $1,436 | $277 |
| Rutherford County, TN | $1,500 | $1,013 | $2,513 | $736 | $2,236 | $277 |
| Brentwood, TN | $100 | $984 | $1,084 | $715 | $815 | $269 |
| Dowelltown, TN | $2,500 | $789 | $3,289 | $574 | $3,074 | $216 |
| Hendersonville, TN | $300 | $1,122 | $1,422 | $815 | $1,115 | $307 |
| DeKalb County, TN | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| Altamont, TN | $2,500 | $719 | $3,219 | $523 | $3,023 | $197 |
| Decherd, TN | $100 | $801 | $901 | $582 | $682 | $219 |
| Cheatham County, TN | $700 | $1,004 | $1,704 | $730 | $1,430 | $274 |
| Fayetteville, TN | $500 | $729 | $1,229 | $530 | $1,030 | $199 |
| Beersheba Springs, TN | $1,000 | $723 | $1,723 | $526 | $1,526 | $198 |
| Home Insurance Company Rutherford County, TN | Homeowners Insurance Agency Rutherford County, TN | Address | Popularity Score | Distance from Rutherford County (miles) |
|---|---|---|---|---|
| Allstate | Freeland Insurance Agency | 5324 Hickory Hollow Pkwy, Antioch, TN, 37013 | 19.3 | |
| Allstate | Dexter Branscome | 5133 Harding Pike Ste A10, Nashville, TN, 37205 | 31.1 | |
| State Farm | Linda Norton | 609 S James Campbell Blvd, Columbia, TN, 38401-4333 | 39.7 | |
| Farmers | Kerri Conner | 901 Rock Springs Rd Ste 140, Smyrna, TN, 37167 | 12.2 | |
| Travelers | My Team Insurance Services Llc | 1507 Memorial Blvd, Murfreesboro, TN, 37129 | 2.1 | |
| Travelers | Bandy Van Cleave & Williamson | 116 20th Ave S, Nashville, TN, 37203 | 30.1 | |
| Allstate | Christopher Grinstead | 907 Rivergate Pkwy Ste A1, Goodlettsville, TN, 37072 | 35.2 | |
| Farmers | Jonathan Grigsby | 1650 Murfreesboro Rd Ste 208, Franklin, TN, 37067 | 22.8 | |
| State Farm | Barbara Stewart | Bldg 2 3055 Lebanon Pike Ste 2103, Nashville, TN, 37214-2240 | 26.4 | |
| Travelers | Johnston & Associates Insurance | 7003 Chadwick Drive Suite 298, Brentwood, TN, 37027 | 24.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,450 | $690 |
| Rutherford County, TN | $174,200 | $1,025 | $740 | $1,460 | $720 |
| Rutherford County, TN | $174,200 | $1,025 | $740 | $1,470 | $730 |
| Brentwood, TN | $582,800 | $996 | $730 | $1,380 | $650 |
| Dowelltown, TN | $83,300 | $799 | $570 | $1,110 | $540 |
| Hendersonville, TN | $228,900 | $1,136 | $770 | $1,600 | $830 |
| DeKalb County, TN | $131,100 | $825 | $560 | $1,160 | $600 |
| Altamont, TN | $68,500 | $728 | $530 | $1,030 | $500 |
| Decherd, TN | $86,000 | $811 | $580 | $1,140 | $560 |
| Cheatham County, TN | $170,500 | $1,016 | $690 | $1,400 | $710 |
| Fayetteville, TN | $101,700 | $738 | $540 | $1,030 | $490 |
| Beersheba Springs, TN | $69,300 | $732 | $500 | $1,050 | $550 |