Gavop's guide to buying homeowners insurance in Fort Scott, KS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fort Scott, KS - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N National Ave, 18th St, S Holbrook St, Stanton St, S Crawford St, Ironwood Dr, E National Ave, Noble Rd, Judson St, Grant Ford St | $78,000 | $60,000 | $75,000-$100,000 | $88,000 | $70,000 | $75,000-$100,000 |
| Mineral St, Circle Dr, State St, George St, E National Ave, Huntington, E 8th St, N Crawford St, S Lowman St, Burke St | $96,000 | $90,000 | $100,000-$125,000 | $145,500 | $120,000 | $150,000-$175,000 |
| E 11th St, Westbury Ln, S Main St, Richards Rd, Humbolt St, N Clark St, Aldie Ave, Franklin St, Cresent Dr, Clairmont Pl | $93,000 | $80,000 | $75,000-$100,000 | $127,500 | $100,000 | $125,000-$150,000 |
| Arthur St, Jewel Rd, E Huntington Blvd, Hill St, Osage Rd, S Judson St, E 6th St, 240th St, 16th St, W 23rd St | $65,000 | $60,000 | $50,000-$75,000 | $95,000 | $80,000 | $75,000-$100,000 |
| E Oak St, Walnut St, E 6th St, 245th St, Saint Marys St, Liberty Bell Rd, S Caldwell St, Overbrook Rd, E 9th St, Arapahoe St | $56,000 | $50,000 | $25,000-$50,000 | $124,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $660 |
| Superior Protection Discount | -$77 | $691 |
| Fire & Security Discount | -$84 | $683 |
| Hail Resistant Roof Discount | -$15 | $752 |
| Newly Constructed Home Discount | -$207 | $560 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bourbon County | $2,500 | $870 | $3,370 | $632 | $3,132 | $238 |
| Fort Scott, KS | $1,500 | $759 | $2,259 | $551 | $2,051 | $207 |
| Center, MO | $200 | $935 | $1,135 | $679 | $879 | $255 |
| Arma, KS | $700 | $1,004 | $1,704 | $729 | $1,429 | $274 |
| Washington, KS | $300 | $1,072 | $1,372 | $779 | $1,079 | $293 |
| Rich, KS | $2,500 | $1,061 | $3,561 | $771 | $3,271 | $290 |
| Harwood, MO | $200 | $2,611 | $2,811 | $1,898 | $2,098 | $714 |
| Lamar Heights, MO | $2,000 | $976 | $2,976 | $709 | $2,709 | $267 |
| Gas, KS | $100 | $926 | $1,026 | $673 | $773 | $253 |
| Pleasant View, KS | $700 | $1,225 | $1,925 | $890 | $1,590 | $335 |
| Monroe, KS | $200 | $1,201 | $1,401 | $873 | $1,073 | $328 |
| Canville, KS | $2,500 | $1,497 | $3,997 | $1,088 | $3,588 | $409 |
| Home Insurance Company Fort Scott, KS | Homeowners Insurance Agency Fort Scott, KS | Address | Popularity Score | Distance from Fort Scott (miles) |
|---|---|---|---|---|
| State Farm | Terry Sparks | 15 W Madison Ave, Iola, KS, 66749-3201 | 38.9 | |
| Travelers | Exchange Insurance Agency Inc | 718 Central St. St. Paul, St. Paul, KS, 66771 | 33.5 | |
| Travelers | Gross Insurance Agency | 18 S National Ave Fort Scott, Fort Scott, KS, 66701 | 0.8 | |
| State Farm | Les Hammett | 3021 Main St, Parsons, KS, 67357-2647 | 46.4 | |
| Travelers | Clemens Insurance Agency | 401 N 16th St, Parsons, KS, 67357 | 45.4 | |
| Travelers | Mrh Insurance Group | 725 W Cherry, Chanute, KS, 66720 | 42.8 | |
| State Farm | T.J. Belcher | 109 E Prairie Ave, Girard, KS, 66743-1546 | 23.4 | |
| Travelers | Exchange Insurance Agency Inc | 718 Central, St Paul, KS, 66771 | 33.5 | |
| Farmers | Dianne Crowl-Ventura | 528 Main St, Osawatomie, KS, 66064 | 48.0 | |
| Travelers | Gross Insurance Agency | 18 National Ave S, Fort Scott, KS, 66701 | 0.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Bourbon County, KS | $82,600 | $880 | $690 | $1,190 | $500 |
| Fort Scott, KS | $63,800 | $768 | $600 | $1,040 | $440 |
| Center, MO | $99,900 | $946 | $670 | $1,330 | $660 |
| Arma, KS | $77,900 | $1,016 | $790 | $1,370 | $580 |
| Washington, KS | $88,100 | $1,085 | $850 | $1,460 | $610 |
| Rich, KS | $86,500 | $1,074 | $840 | $1,450 | $610 |
| Harwood, MO | $566,200 | $2,643 | $1,770 | $3,750 | $1,980 |
| Lamar Heights, MO | $112,500 | $988 | $720 | $1,400 | $680 |
| Gas, KS | $66,900 | $937 | $730 | $1,260 | $530 |
| Pleasant View, KS | $114,200 | $1,240 | $970 | $1,670 | $700 |
| Monroe, KS | $109,900 | $1,216 | $950 | $1,640 | $690 |
| Canville, KS | $177,300 | $1,515 | $1,180 | $2,050 | $870 |