Gavop's guide to buying homeowners insurance in Acquinton, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $64,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $168,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $202,000 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $174,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $473,000 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $617 |
| Superior Protection Discount | -$66 | $669 |
| Fire & Security Discount | -$59 | $676 |
| Hail Resistant Roof Discount | -$15 | $720 |
| Newly Constructed Home Discount | -$184 | $551 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| King William County | $2,500 | $722 | $3,222 | $525 | $3,025 | $197 |
| Acquinton, VA | $2,500 | $726 | $3,226 | $528 | $3,028 | $198 |
| Mangohick, VA | $500 | $855 | $1,355 | $621 | $1,121 | $234 |
| Montrose, VA | $2,500 | $591 | $3,091 | $429 | $2,929 | $161 |
| Tuckahoe, VA | $100 | $937 | $1,037 | $681 | $781 | $256 |
| Rockwood, VA | $1,000 | $722 | $1,722 | $525 | $1,525 | $197 |
| Port Royal, VA | $500 | $835 | $1,335 | $607 | $1,107 | $228 |
| Lake Land'Or, VA | $2,500 | $822 | $3,322 | $597 | $3,097 | $225 |
| Cople, VA | $100 | $829 | $929 | $602 | $702 | $227 |
| James Madison, VA | $2,500 | $851 | $3,351 | $618 | $3,118 | $232 |
| Gloucester County, VA | $100 | $863 | $963 | $627 | $727 | $236 |
| Kilmarnock, VA | $1,500 | $827 | $2,327 | $601 | $2,101 | $226 |
| Home Insurance Company Acquinton, VA | Homeowners Insurance Agency Acquinton, VA | Address | Popularity Score | Distance from Acquinton (miles) |
|---|---|---|---|---|
| Nationwide | Hedrick Insurance & Financial | 6130 Mechanicsville Tpke Ste A, Mechanicsville, VA, 23111-4576 | 11.6 | |
| Erie | Tate & Associates | 1315 Jamestown Road Suite 104, Williamsburg, VA, 23185 | 38.8 | |
| Allstate | Tribble Insurance Agency Inc. | 10366 Leadbetter Rd, Ashland, VA, 23005 | 16.9 | |
| State Farm | Joshua Junker | 6728 Sutton Rd, Gloucester, VA, 23061-4449 | 40.1 | |
| Erie | Sada Insurance Agency Inc. | 13615 Genito Road Suite 2d, Midlothian, VA, 23112 | 33.8 | |
| State Farm | David Borland | 1490 Quarterpath Rd Ste 5d, Williamsburg, VA, 23185-6544 | 40.6 | |
| Liberty Mutual Independent | Robins Insurance Agency Inc | 2800 Parham Rd, Richmond, VA, 23255 | 16.8 | |
| Allstate | Wendy Carter | 9102 Rutland Greens Way Ste E, Mechanicsville, VA, 23116 | 15.4 | |
| State Farm | Matt Brandt | 17431 Jefferson Davis Hwy, Ruther Glen, VA, 22546-2864 | 29.7 | |
| State Farm | Eric Bannon | 6372 Mechanicsville Turnpike, Mechanicsville, VA, 23111 | 12.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,340 | $700 |
| King William County, VA | $199,700 | $731 | $530 | $1,020 | $490 |
| Acquinton, VA | $202,500 | $735 | $530 | $1,040 | $510 |
| Mangohick, VA | $197,300 | $865 | $610 | $1,230 | $620 |
| Montrose, VA | $120,000 | $598 | $440 | $850 | $410 |
| Tuckahoe, VA | $287,100 | $948 | $640 | $1,320 | $680 |
| Rockwood, VA | $199,800 | $731 | $500 | $1,030 | $530 |
| Port Royal, VA | $187,100 | $845 | $570 | $1,170 | $600 |
| Lake Land'Or, VA | $181,300 | $832 | $610 | $1,180 | $570 |
| Cople, VA | $184,500 | $839 | $610 | $1,180 | $570 |
| James Madison, VA | $316,900 | $861 | $620 | $1,220 | $600 |
| Gloucester County, VA | $224,100 | $874 | $600 | $1,250 | $650 |
| Kilmarnock, VA | $183,700 | $837 | $580 | $1,180 | $600 |