Gavop's guide to buying homeowners insurance in Staunton, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $82,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $139,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $196,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $346,000 | $310,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$49 | $567 |
| Home and Two Car | -$105 | $512 |
| Home and Three Car | -$148 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macoupin County | $2,000 | $617 | $2,617 | $449 | $2,449 | $169 |
| Staunton, IL | $1,500 | $609 | $2,109 | $443 | $1,943 | $166 |
| White City, IL | $400 | $568 | $968 | $413 | $813 | $155 |
| Panama, IL | $1,000 | $440 | $1,440 | $320 | $1,320 | $120 |
| Irishtown, IL | $300 | $738 | $1,038 | $536 | $836 | $202 |
| Pasadena Park, MO | $700 | $966 | $1,666 | $702 | $1,402 | $264 |
| Ohlman, IL | $100 | $560 | $660 | $407 | $507 | $153 |
| Belleville, IL | $2,500 | $610 | $3,110 | $443 | $2,943 | $167 |
| Smithton, IL | $100 | $784 | $884 | $570 | $670 | $214 |
| Bowling Green, IL | $1,000 | $436 | $1,436 | $317 | $1,317 | $119 |
| Murrayville, IL | $200 | $569 | $769 | $414 | $614 | $156 |
| Concord, MO | $700 | $779 | $1,479 | $566 | $1,266 | $213 |
| Home Insurance Company Staunton, IL | Homeowners Insurance Agency Staunton, IL | Address | Popularity Score | Distance from Staunton (miles) |
|---|---|---|---|---|
| Travelers | Aw Insurance | 435a South Buchanan, Edwardsville, IL, 62025 | 18.2 | |
| Liberty Mutual Independent | Yaekel & Associates Inc | 1915 W Main St, Belleville, IL, 62226 | 37.1 | |
| Liberty Mutual Independent | Heneghan White Cutting & Rice Insurance Agency | 117 S Washington St, Jerseyville, IL, 62052 | 31.7 | |
| State Farm | Chris Kane | 3055 Godfrey Rd, Godfrey, IL, 62035-1808 | 24.4 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 27.1 | |
| Travelers | Sailor Insurance Agency | 225 N Main St, Edwardsville, IL, 62025 | 18.0 | |
| Farmers | Adam Tallman | 302 S Macoupin St, Gillespie, IL, 62033 | 8.1 | |
| State Farm | Mike Mcnicholas | 4341 Conestoga Dr, Springfield, IL, 62711-8081 | 49.5 | |
| Travelers | Sailor Insurance Agency | 225 N Main St, Edwardsville, IL, 62025 | 18.0 | |
| Travelers | Mueller Schneidewind Koeneman Agency Inc | 500 Southview Plaza Ste 17, Fallon, IL, 62269 | 31.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,170 | $570 |
| Macoupin County, IL | $98,400 | $625 | $460 | $860 | $400 |
| Staunton, IL | $104,000 | $617 | $440 | $850 | $410 |
| White City, IL | $79,400 | $575 | $420 | $820 | $400 |
| Panama, IL | $49,800 | $445 | $300 | $620 | $320 |
| Irishtown, IL | $133,000 | $747 | $540 | $1,030 | $490 |
| Pasadena Park, MO | $109,400 | $978 | $670 | $1,390 | $720 |
| Ohlman, IL | $77,500 | $567 | $410 | $800 | $390 |
| Belleville, IL | $96,000 | $617 | $450 | $850 | $400 |
| Smithton, IL | $152,400 | $794 | $530 | $1,100 | $570 |
| Bowling Green, IL | $48,900 | $441 | $300 | $630 | $330 |
| Murrayville, IL | $79,700 | $576 | $390 | $810 | $420 |
| Concord, MO | $155,100 | $788 | $560 | $1,130 | $570 |