Gavop tells you how to get the best homeowners insurance in Osprey, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Osprey, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Trenton Way, Tropic Dr, Oak Meadow Ln, Highland Rd, Bay Acres Ave, Shoal Way, Bay Ave, Flying Bridge Ln, Washington Ave, Yacht Harbor Dr | $338,500 | $310,000 | $300,000-$350,000 | $239,500 | $220,000 | $200,000-$250,000 |
| N Mac Ewen Dr, Willow Bend Way, Sugar Mill Dr, Reflection Way, Siesta Cir W, Eaglenook Way, Park Trace Blvd, Webbs Cove, Oak River Ct, Python Path | $190,000 | $170,000 | $175,000-$200,000 | $147,500 | $140,000 | $150,000-$175,000 |
| Placid Lake Dr, Coastal Hammock Ct, Oaks Creek Ct, Tranquility Cir, Fernwalk Ln, Sarabay Rd, E Oak St, Bayhead Ln, Sun Air Cir, Webb St | $208,500 | $190,000 | $200,000-$250,000 | $250,500 | $200,000 | $250,000-$300,000 |
| S Creek Ln, Pine Ave, Columbia Ave, Sea Anchor Dr, N Casey Key Rd, Harbor House Dr, Sunset Rd, S Creek Ct, Shumard St, Goldenpond Ct | $388,000 | $360,000 | $350,000-$400,000 | $297,000 | $270,000 | $200,000-$250,000 |
| Seafarer Dr, Church St, Fordingbridge Way, Oak Briar Ln, N Macewen Dr, Shell Midden Ct, Spanish Point Rd, Outer Lane Dr, Marys Chapel Ct, Faith Ave | $325,500 | $270,000 | $250,000-$300,000 | $286,000 | $260,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $860 |
| Home and Two Car | -$159 | $776 |
| Home and Three Car | -$215 | $720 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sarasota County | $2,000 | $1,230 | $3,230 | $894 | $2,894 | $336 |
| Osprey, FL | $700 | $923 | $1,623 | $671 | $1,371 | $252 |
| Vamo, FL | $100 | $951 | $1,051 | $691 | $791 | $260 |
| Kensington Park, FL | $1,500 | $1,369 | $2,869 | $995 | $2,495 | $374 |
| Warm Mineral Springs, FL | $200 | $780 | $980 | $567 | $767 | $213 |
| Boca Grande, FL | $2,500 | $897 | $3,397 | $652 | $3,152 | $245 |
| Wimauma, FL | $500 | $794 | $1,294 | $577 | $1,077 | $217 |
| Wauchula, FL | $2,000 | $779 | $2,779 | $566 | $2,566 | $213 |
| Bear Creek, FL | $100 | $2,445 | $2,545 | $1,777 | $1,877 | $668 |
| St. Pete Beach, FL | $2,000 | $932 | $2,932 | $677 | $2,677 | $255 |
| Matlacha, FL | $500 | $2,464 | $2,964 | $1,791 | $2,291 | $673 |
| Redington Shores, FL | $2,000 | $2,863 | $4,863 | $2,081 | $4,081 | $782 |
| Home Insurance Company Osprey, FL | Homeowners Insurance Agency Osprey, FL | Address | Popularity Score | Distance from Osprey (miles) |
|---|---|---|---|---|
| Allstate | Andy Devries | 997 Tamiami Trl N Ste C, Nokomis, FL, 34275 | 3.9 | |
| Allstate | Capt. David Schuman | 1329 Hibiscus Dr, Cape Coral, FL, 33909 | 49.0 | |
| Travelers | Alliance Insurance Of Sarasota Inc | 3658 Webber St, Sarasota, FL, 34232 | 8.2 | |
| Travelers | Bob Lindsay Agency | 7142 Beneva Rd, Sarasota, FL, 34238 | 4.4 | |
| State Farm | Heath Marston | 8784 E State Road 70 Ste 101, Bradenton, FL, 34202-3704 | 17.1 | |
| Travelers | Cape Insurance Agency Inc | 1624 Del Prado Blvd S Ste B Cape Coral, Cape Coral, FL, 33904 | 48.0 | |
| Travelers | Sarasota Insurance Services Inc | 3737 Bahia Vista St 3, Sarasota, FL, 34232 | 9.2 | |
| Travelers | Vestor Insurance Services Llc | 4023 Sawyer Rd Suite 103, Sarasota, FL, 34233 | 7.3 | |
| Travelers | Smith Insurance Group Llc | 1180 South Beneva Rd, Sarasota, FL, 34232 | 9.2 | |
| Travelers | Insure Us Agency Inc | 8450 Cooper Creek Blvd Ste 101, University Park, FL, 34201 | 13.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Sarasota County, FL | $215,300 | $1,245 | $970 | $1,670 | $700 |
| Osprey, FL | $386,300 | $935 | $730 | $1,250 | $520 |
| Vamo, FL | $203,200 | $962 | $750 | $1,290 | $540 |
| Kensington Park, FL | $145,800 | $1,386 | $1,080 | $1,860 | $780 |
| Warm Mineral Springs, FL | $104,900 | $789 | $620 | $1,060 | $440 |
| Boca Grande, FL | $1,227,700 | $908 | $710 | $1,220 | $510 |
| Wimauma, FL | $108,000 | $804 | $630 | $1,080 | $450 |
| Wauchula, FL | $79,800 | $789 | $620 | $1,060 | $440 |
| Bear Creek, FL | $316,800 | $2,475 | $1,930 | $3,320 | $1,390 |
| St. Pete Beach, FL | $369,100 | $943 | $740 | $1,260 | $520 |
| Matlacha, FL | $320,000 | $2,494 | $1,950 | $3,340 | $1,390 |
| Redington Shores, FL | $392,200 | $2,898 | $2,260 | $3,880 | $1,620 |