Gavop's guide to buying homeowners insurance in Lake Mohawk, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lake Mohawk, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ledgewood Trl, Co Rd 613, Prides Xing, Tulip Tree Ln, Lake Grinnell Pt, Hopkins Corner Rd, Mountain Heights Dr, Springbrook Trl, Valley Manor Dr, Alpine Trl | $425,500 | $390,000 | $400,000-$500,000 | $775,500 | $670,000 | $600,000-$700,000 |
| Memory Ln, Cedar Falls Ter, S Shore Trl, Carriage House Rd, Seneca Ter, Fox Hollow Rd, Nicole Ln, Stonehedge Ln, State Rte 15, Briarwood Ct | $427,000 | $380,000 | $400,000-$500,000 | $538,500 | $480,000 | $400,000-$500,000 |
| Linwood Ter, Golfview Ter, Mildred Dr, Putting Green Rd, Pine Cone Ln, Holly Ln, Kimberly Ct, Shawnee Ter, Whippoorwill Ln, Cottonwood Trl | $361,500 | $340,000 | $300,000-$350,000 | $341,500 | $310,000 | $300,000-$350,000 |
| Glenside Trl, Skyview Dr, Kimble Ln, Old Prospect Rd, Tracey Ln, Seneca Trl, Maxim Dr, Oriole Ter, Schindler Dr, Spring Brook Trl | $438,500 | $400,000 | $350,000-$400,000 | $421,000 | $360,000 | $400,000-$500,000 |
| Stag Lake E, Birch Pkwy, Sparta Ave, Woodbine Ter, Greenfield Hill, Butternut Way, Marine Ter, Windemere Dr, Cedar Crest Dr, Station Rd | $311,500 | $260,000 | $250,000-$300,000 | $454,500 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $664 |
| Superior Protection Discount | -$72 | $729 |
| Fire & Security Discount | -$88 | $712 |
| Hail Resistant Roof Discount | -$24 | $777 |
| Newly Constructed Home Discount | -$176 | $624 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sussex County | $700 | $923 | $1,623 | $671 | $1,371 | $252 |
| Lake Mohawk, NJ | $2,000 | $791 | $2,791 | $575 | $2,575 | $216 |
| Long Hill, NJ | $400 | $969 | $1,369 | $704 | $1,104 | $265 |
| Harmony, NJ | $1,000 | $966 | $1,966 | $702 | $1,702 | $264 |
| Saddle River, NJ | $200 | $867 | $1,067 | $630 | $830 | $237 |
| Passaic, NJ | $2,000 | $971 | $2,971 | $706 | $2,706 | $265 |
| Somerville, NJ | $300 | $851 | $1,151 | $619 | $919 | $233 |
| Martins Creek, PA | $1,500 | $803 | $2,303 | $584 | $2,084 | $220 |
| Elizabeth, NJ | $200 | $930 | $1,130 | $676 | $876 | $254 |
| Northvale, NJ | $700 | $1,514 | $2,214 | $1,100 | $1,800 | $414 |
| Alpine, NJ | $200 | $875 | $1,075 | $636 | $836 | $239 |
| Strathmore, NJ | $2,500 | $827 | $3,327 | $601 | $3,101 | $226 |
| Home Insurance Company Lake Mohawk, NJ | Homeowners Insurance Agency Lake Mohawk, NJ | Address | Popularity Score | Distance from Lake Mohawk (miles) |
|---|---|---|---|---|
| State Farm | Teri Digrande | 724 Speedwell Ave, Morris Plains, NJ, 07950-2231 | 16.2 | |
| Allstate | Jim Murasko | 36b Main St, Bloomingdale, NJ, 7403 | 18.2 | |
| Farmers | Charles Trautman | 58 Maple Ave, Morristown, NJ, 7960 | 18.2 | |
| State Farm | Tom Ziegenbalg | 1489 Union Valley Rd, West Milford, NJ, 07480-1361 | 17.8 | |
| State Farm | Joe Ciraulo | 15 Commerce Blvd Ste 102, Succasunna, NJ, 07876-1343 | 9.9 | |
| State Farm | Michael Bush | 1293 Broad St Ste 3, Bloomfield, NJ, 07003-3060 | 28.5 | |
| State Farm | Craig Stix | 10 S Morris St, Dover, NJ, 07801-4637 | 10.8 | |
| Allstate | Tom Estes | 343 Millburn Ave Ste 304, Millburn, NJ, 7041 | 27.6 | |
| State Farm | Erin Misurelli | 296 Route 10, Randolph, NJ, 07869-2206 | 11.9 | |
| Allstate | Berk Demirbulakli | 706 Rt 15 South St 109, Lake Hopatcong, NJ, 7849 | 5.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,540 | $790 |
| Sussex County, NJ | $264,100 | $934 | $660 | $1,290 | $630 |
| Lake Mohawk, NJ | $341,600 | $801 | $570 | $1,140 | $570 |
| Long Hill, NJ | $540,800 | $981 | $700 | $1,340 | $640 |
| Harmony, NJ | $267,100 | $978 | $700 | $1,380 | $680 |
| Saddle River, NJ | $1,883,500 | $878 | $600 | $1,200 | $600 |
| Passaic, NJ | $309,700 | $983 | $680 | $1,400 | $720 |
| Somerville, NJ | $293,700 | $862 | $610 | $1,230 | $620 |
| Martins Creek, PA | $207,400 | $813 | $580 | $1,110 | $530 |
| Elizabeth, NJ | $268,700 | $942 | $690 | $1,350 | $660 |
| Northvale, NJ | $458,300 | $1,532 | $1,040 | $2,190 | $1,150 |
| Alpine, NJ | $2,000,001 | $885 | $610 | $1,230 | $620 |
| Strathmore, NJ | $361,900 | $837 | $570 | $1,180 | $610 |