Gavop tells you how to get the best homeowners insurance in Lucas County, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $96,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $90,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $170,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $273,500 | $240,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $538 |
| Home and Two Car | -$101 | $491 |
| Home and Three Car | -$136 | $455 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lucas County | $700 | $584 | $1,284 | $425 | $1,125 | $160 |
| Lucas County, IA | $700 | $584 | $1,284 | $425 | $1,125 | $160 |
| Knoxville, IA | $400 | $680 | $1,080 | $494 | $894 | $186 |
| Indianola, IA | $2,500 | $730 | $3,230 | $531 | $3,031 | $200 |
| Runnells, IA | $100 | $828 | $928 | $602 | $702 | $226 |
| Doyle, IA | $700 | $883 | $1,583 | $642 | $1,342 | $241 |
| Lake Prairie, IA | $200 | $794 | $994 | $577 | $777 | $217 |
| Camp, IA | $1,000 | $1,044 | $2,044 | $759 | $1,759 | $285 |
| Bloomfield, IA | $1,000 | $742 | $1,742 | $539 | $1,539 | $203 |
| Spring Creek, IA | $100 | $882 | $982 | $641 | $741 | $241 |
| Union County, IA | $2,500 | $621 | $3,121 | $451 | $2,951 | $170 |
| Home Insurance Company Lucas County, IA | Homeowners Insurance Agency Lucas County, IA | Address | Popularity Score | Distance from Lucas County (miles) |
|---|---|---|---|---|
| Farmers | Kaylynn Ngo | 1557 2nd Ave, Des Moines, IA, 50314 | 42.4 | |
| State Farm | Ben Buenzow | 3273 100th St, Urbandale, IA, 50322-3845 | 46.4 | |
| Travelers | Brooks-Lussem-Clem Insurance | 10546 Justin Dr, Urbandale, IA, 50322 | 46.6 | |
| Travelers | Willis & Moore | 1818 High St, Des Moines, IA, 50309 | 41.5 | |
| Allstate | Cook Insurance | 109 W Jackson St, Corydon, IA, 50060 | 19.0 | |
| Allstate | David Rayer | 4446 128th St, Urbandale, IA, 50323 | 48.4 | |
| State Farm | Chuck Smith | 3801 Douglas Ave, Des Moines, IA, 50310-3652 | 44.7 | |
| Travelers | Midwest Heritage Insurance Services | 1025 Braden Ave, Chariton, IA, 50049 | 1.7 | |
| Travelers | Midwest Heritage Insurance Services | 1010 Court Avenue, Chariton, IA, 50049 | 1.8 | |
| State Farm | Steve Curren | 5929 Ashworth Rd, Wdm, IA, 50266-7109 | 44.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,180 | $580 |
| Lucas County, IA | $84,900 | $591 | $400 | $810 | $410 |
| Lucas County, IA | $84,900 | $591 | $400 | $840 | $440 |
| Knoxville, IA | $110,600 | $688 | $470 | $980 | $510 |
| Indianola, IA | $155,600 | $739 | $530 | $1,050 | $520 |
| Runnells, IA | $140,400 | $838 | $570 | $1,200 | $630 |
| Doyle, IA | $161,000 | $894 | $640 | $1,280 | $640 |
| Lake Prairie, IA | $188,200 | $804 | $540 | $1,150 | $610 |
| Camp, IA | $243,200 | $1,057 | $710 | $1,450 | $740 |
| Bloomfield, IA | $120,200 | $751 | $500 | $1,070 | $570 |
| Spring Creek, IA | $160,600 | $893 | $620 | $1,280 | $660 |
| Union County, IA | $94,300 | $629 | $460 | $900 | $440 |