Gavop tells you how to get the best homeowners insurance in Lafayette, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$202 | $809 |
| 30 year old | +$15 | $1,027 |
| 40 year old | +$26 | $1,038 |
| 50 year old | +$38 | $1,050 |
| Above 50 year old | +$49 | $1,060 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $850 |
| Superior Protection Discount | -$101 | $911 |
| Fire & Security Discount | -$91 | $921 |
| Hail Resistant Roof Discount | -$30 | $981 |
| Newly Constructed Home Discount | -$283 | $728 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $1,500 | $1,077 | $2,577 | $783 | $2,283 | $294 |
| Lafayette, MO | $1,500 | $1,000 | $2,500 | $726 | $2,226 | $273 |
| Valley Park, MO | $100 | $809 | $909 | $588 | $688 | $221 |
| Webster Groves, MO | $700 | $955 | $1,655 | $694 | $1,394 | $261 |
| Brentwood, MO | $500 | $874 | $1,374 | $635 | $1,135 | $239 |
| St. John, MO | $700 | $723 | $1,423 | $525 | $1,225 | $198 |
| Cool Valley, MO | $100 | $842 | $942 | $612 | $712 | $230 |
| Old Monroe, MO | $2,000 | $945 | $2,945 | $686 | $2,686 | $258 |
| Chouteau, IL | $200 | $825 | $1,025 | $600 | $800 | $226 |
| South Elkhorn, MO | $2,000 | $857 | $2,857 | $623 | $2,623 | $234 |
| Fults, IL | $500 | $596 | $1,096 | $433 | $933 | $163 |
| Moro, IL | $1,000 | $841 | $1,841 | $611 | $1,611 | $230 |
| Home Insurance Company Lafayette, MO | Homeowners Insurance Agency Lafayette, MO | Address | Popularity Score | Distance from Lafayette (miles) |
|---|---|---|---|---|
| Travelers | Siebert Insurance Agency | 520 Gravois Rd, Fenton, MO, 63026 | 9.2 | |
| Travelers | Graves Insurance Group | 10097 Manchester Rd Ste 100, St Louis, MO, 63122 | 8.5 | |
| Liberty Mutual Independent | Heartland Insurance | 2451 Executive Dr Ste 200, St Charles, MO, 63303 | 9.6 | |
| Liberty Mutual Independent | Dewitt Insurance | 1011 Howard George Dr, Manchester, MO, 63021 | 2.8 | |
| State Farm | Dave Drissell | 105 Chstrfld Bus Pkwy, Chesterfield, MO, 63005-1233 | 5.4 | |
| State Farm | Dan Stegmann | 317 Clarkson Rd Ste 103, Ellisville, MO, 63011-2271 | 2.5 | |
| Allstate | Missouri Insurance Group Llc | 8515 Delmar Blvd Ste 201, Saint Louis, MO, 63124 | 10.6 | |
| Travelers | The Tag Group Inc | 100 Chesterfield Business Pkwy Ste 200, Chesterfield, MO, 63005 | 5.4 | |
| State Farm | Beth Travis | 10900 Manchester Rd Ste 209, Kirkwood, MO, 63122-1200 | 7.4 | |
| State Farm | Dan Drissell | 105 Chesterfield Business Pkwy, Chesterfield, MO, 63005-1233 | 5.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,540 | $800 |
| St. Louis County, MO | $181,100 | $1,090 | $780 | $1,550 | $770 |
| Lafayette, MO | $290,800 | $1,012 | $740 | $1,400 | $660 |
| Valley Park, MO | $172,500 | $819 | $550 | $1,170 | $620 |
| Webster Groves, MO | $265,200 | $966 | $710 | $1,340 | $630 |
| Brentwood, MO | $213,300 | $884 | $640 | $1,260 | $620 |
| St. John, MO | $79,800 | $732 | $530 | $1,010 | $480 |
| Cool Valley, MO | $75,000 | $852 | $580 | $1,180 | $600 |
| Old Monroe, MO | $102,900 | $956 | $640 | $1,310 | $670 |
| Chouteau, IL | $82,900 | $835 | $570 | $1,140 | $570 |
| South Elkhorn, MO | $127,100 | $868 | $620 | $1,200 | $580 |
| Fults, IL | $86,700 | $603 | $440 | $860 | $420 |
| Moro, IL | $180,200 | $851 | $620 | $1,170 | $550 |