Gavop shows you how to buy homeowners insurance in Bandon, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $245,000 | $210,000 | $250,000-$300,000 |
| 3 Bedroom | $179,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $278,000 | $260,000 | $200,000-$250,000 |
| 5 Bedroom | $244,000 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$81 | $499 |
| Superior Protection Discount | -$52 | $528 |
| Fire & Security Discount | -$41 | $540 |
| Hail Resistant Roof Discount | -$12 | $569 |
| Newly Constructed Home Discount | -$133 | $447 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Coos County | $2,500 | $728 | $3,228 | $529 | $3,029 | $199 |
| Bandon, OR | $700 | $573 | $1,273 | $417 | $1,117 | $157 |
| Coos Bay, OR | $1,500 | $741 | $2,241 | $539 | $2,039 | $203 |
| Powers, OR | $100 | $403 | $503 | $293 | $393 | $110 |
| Eastside, OR | $1,500 | $578 | $2,078 | $420 | $1,920 | $158 |
| North Bayside, OR | $300 | $570 | $870 | $414 | $714 | $156 |
| Gold Beach, OR | $2,000 | $642 | $2,642 | $466 | $2,466 | $175 |
| Curry County, OR | $200 | $636 | $836 | $462 | $662 | $174 |
| Winchester Bay, OR | $1,000 | $601 | $1,601 | $437 | $1,437 | $164 |
| Northwest Josephine, OR | $100 | $672 | $772 | $488 | $588 | $184 |
| Dillard, OR | $700 | $416 | $1,116 | $302 | $1,002 | $114 |
| Home Insurance Company Bandon, OR | Homeowners Insurance Agency Bandon, OR | Address | Popularity Score | Distance from Bandon (miles) |
|---|---|---|---|---|
| State Farm | Renee Frati | 1934 Newmark St Ste B, North Bend, OR, 97459 | 25.9 | |
| State Farm | John Gibson | 1892 Sherman Ave, North Bend, OR, 97459-3418 | 27.2 | |
| Liberty Mutual Independent | Murray Insurance Services | 29824 Ellensburg Ave, Gold Beach, OR, 97444 | 42.8 | |
| Travelers | Aaa - Coos Bay | 1705 Ocean Blvd S E Ste A, Coos Bay, OR, 97420 | 25.0 | |
| State Farm | Russ Clark | 272 Park Avenue, Coos Bay, OR, 97420-2338 | 25.0 | |
| State Farm | Deb Docken | 590 Greenwood Ave, Reedsport, OR, 97467-1437 | 48.4 | |
| State Farm | Mark Libby | 150 E 3rd St, Coquille, OR, 97423-1815 | 14.7 | |
| Travelers | C Dean Mason Agency | 704 Spruce St, Myrtle Point, OR, 97458 | 13.7 | |
| Allstate | Abel Ins Agency Ii | 93704 Newport Ln, Coos Bay, OR, 97420 | 24.3 | |
| State Farm | Mark Libby | 150 E 3rd, Coquille, OR, 97423-1815 | 14.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $910 | $430 |
| Coos County, OR | $177,300 | $737 | $540 | $1,050 | $510 |
| Bandon, OR | $233,400 | $580 | $420 | $830 | $410 |
| Coos Bay, OR | $165,600 | $750 | $510 | $1,070 | $560 |
| Powers, OR | $88,600 | $408 | $280 | $560 | $280 |
| Eastside, OR | $238,000 | $585 | $400 | $820 | $420 |
| North Bayside, OR | $192,600 | $577 | $390 | $820 | $430 |
| Gold Beach, OR | $207,800 | $650 | $460 | $900 | $440 |
| Curry County, OR | $221,300 | $644 | $440 | $900 | $460 |
| Winchester Bay, OR | $219,300 | $608 | $410 | $860 | $450 |
| Northwest Josephine, OR | $281,400 | $680 | $490 | $970 | $480 |
| Dillard, OR | $94,700 | $421 | $310 | $590 | $280 |