Gavop shows you how to buy homeowners insurance in Leicester, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $168,500 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $233,000 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $476,000 | $390,000 | $400,000-$500,000 |
| 5 Bedroom | $344,500 | $300,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $697 |
| Superior Protection Discount | -$77 | $784 |
| Fire & Security Discount | -$86 | $775 |
| Hail Resistant Roof Discount | -$26 | $835 |
| Newly Constructed Home Discount | -$198 | $663 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,344 |
| Hail Damage | $4,476 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,386 |
| Home Insurance Company Leicester, MA | Homeowners Insurance Agency Leicester, MA | Address | Popularity Score | Distance from Leicester (miles) |
|---|---|---|---|---|
| Travelers | Gilbert Insurance Agency Inc | 137 Main St, Reading, MA, 1867 | 45.4 | |
| Travelers | Transit Insurance Agency Inc | 217 Albany St, Boston, MA, 2118 | 44.2 | |
| Travelers | Transit Insurance Agency Inc | 217 Albany St, Boston, MA, 2118 | 44.2 | |
| Travelers | New Worcester Insurance Agency | 687 Main St, Worcester, MA, 1610 | 5.6 | |
| Travelers | Francis E Provencher Insurance | 530 Rogers St, Lowell, MA, 1852 | 42.0 | |
| Travelers | Cabot Risk Strategies Llc | 15 Cabot Rd, Woburn, MA, 1801 | 43.9 | |
| Travelers | Arthur J Gallagher Risk Management Svcs Inc | 2 Liberty Sq 5th Fl, Boston, MA, 2109 | 44.7 | |
| Travelers | Brown & Brown Of New Hampshire Inc | 3 Hollis St, Pepperell, MA, 1463 | 33.9 | |
| Travelers | Old Heritage Insurance Agency | 324 Main Street, Reading, MA, 1867 | 45.7 | |
| Travelers | Wilson Ins Agency Inc | 109 West Foster Street, Melrose, MA, 2176 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $960 | $2,000 | $1,040 |
| Worcester County, MA | $260,800 | $1,024 | $690 | $1,460 | $770 |
| Leicester, MA | $231,300 | $861 | $580 | $1,220 | $640 |
| East Longmeadow, MA | $256,500 | $916 | $650 | $1,270 | $620 |
| Southwood Acres, CT | $185,000 | $842 | $600 | $1,190 | $590 |
| Winchester, MA | $842,300 | $1,035 | $710 | $1,480 | $770 |
| Westfield, MA | $220,500 | $959 | $700 | $1,370 | $670 |
| Lisbon, CT | $227,100 | $1,134 | $820 | $1,620 | $800 |
| Holbrook, MA | $291,000 | $845 | $610 | $1,180 | $570 |
| Hillsborough County, NH | $256,300 | $919 | $740 | $1,140 | $400 |
| Andover, MA | $603,700 | $1,301 | $880 | $1,780 | $900 |
| Russell, MA | $216,000 | $988 | $710 | $1,370 | $660 |