Gavop shows you how to buy homeowners insurance in Lemmon Valley, NV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $82,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $182,000 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $259,000 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $246,500 | $200,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $625 |
| Home and Two Car | -$109 | $571 |
| Home and Three Car | -$156 | $523 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washoe County | $2,000 | $675 | $2,675 | $490 | $2,490 | $184 |
| Lemmon Valley, NV | $700 | $671 | $1,371 | $488 | $1,188 | $183 |
| North Valleys, NV | $100 | $571 | $671 | $415 | $515 | $156 |
| Reno, NV | $2,500 | $672 | $3,172 | $488 | $2,988 | $184 |
| Storey County, NV | $200 | $689 | $889 | $501 | $701 | $188 |
| Portola, CA | $700 | $647 | $1,347 | $470 | $1,170 | $177 |
| Pyramid Lake, NV | $500 | $417 | $917 | $303 | $803 | $114 |
| Glenbrook, NV | $500 | $530 | $1,030 | $385 | $885 | $145 |
| Genoa, NV | $2,000 | $1,840 | $3,840 | $1,337 | $3,337 | $503 |
| Genoa-Jacks Valley, NV | $100 | $673 | $773 | $489 | $589 | $184 |
| Home Insurance Company Lemmon Valley, NV | Homeowners Insurance Agency Lemmon Valley, NV | Address | Popularity Score | Distance from Lemmon Valley (miles) |
|---|---|---|---|---|
| State Farm | Laurie Brazier | 5275 Vista Blvd Ste A2, Sparks, NV, 89436-0840 | 9.3 | |
| Allstate | L Gene Gardella | 575 Forest St Ste 208, Reno, NV, 89509 | 11.6 | |
| State Farm | Jenn Weible | 129 Los Altos Pkwy Ste 103, Sparks, NV, 89436-7722 | 8.7 | |
| Farmers | Juan Diaz | 2145 Green Vista Dr Ste 111, Sparks, NV, 89431 | 9.4 | |
| State Farm | Dana Sebestyen | 1575 Delucchi Ln Ste 204, Reno, NV, 89502-8504 | 15.3 | |
| State Farm | Tim Rosene | 720 Robb Drive, Reno, NV, 89523-3733 | 11.6 | |
| State Farm | David Queen | 59 Damonte Rch Pkwy Ste A, Reno, NV, 89521-2989 | 18.9 | |
| State Farm | Rose Fox | 6500 S Virginia St, Reno, NV, 89511-1117 | 15.4 | |
| State Farm | Scott Eastman | 2875 Nortown Ln Ste H, Reno, NV, 89512-2062 | 9.4 | |
| State Farm | Nathan Almlie | 715 I St, Sparks, NV, 89431-3715 | 10.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $470 | $910 | $440 |
| Washoe County, NV | $268,100 | $683 | $490 | $980 | $490 |
| Lemmon Valley, NV | $171,600 | $680 | $490 | $930 | $440 |
| North Valleys, NV | $199,300 | $578 | $400 | $800 | $400 |
| Reno, NV | $265,600 | $680 | $470 | $970 | $500 |
| Storey County, NV | $187,100 | $697 | $470 | $960 | $490 |
| Portola, CA | $202,600 | $655 | $480 | $890 | $410 |
| Pyramid Lake, NV | $84,600 | $422 | $290 | $600 | $310 |
| Glenbrook, NV | $2,000,001 | $536 | $390 | $730 | $340 |
| Genoa, NV | $712,500 | $1,862 | $1,280 | $2,550 | $1,270 |
| Genoa-Jacks Valley, NV | $332,100 | $681 | $470 | $950 | $480 |